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Find Home Insurance Agents Near You in Oldsmar, FL

Browse home insurance agents serving Oldsmar, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Oldsmar, Florida is Freeway Insurance, rated 5.0 stars across 246 reviews. Other highly rated options include Brightway Insurance - The Dittman Agency, We Insure Oldsmar - Edison Debarros, Freddy Alfaro-Aprendiendo de Seguros. This directory lists 10 home insurance agents serving Oldsmar.

Showing 10 home insurance agents in Oldsmar, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance127 Forest Lakes Blvd Ste 5(727) 203-7012
2Brightway Insurance - The Dittman Agency3705 Tampa Rd UNIT 1(727) 493-0918
3We Insure Oldsmar - Edison Debarros501 St Petersburg Dr E Ste A(727) 614-2424
4Freddy Alfaro-Aprendiendo de Seguros327 Lake Placid Ct(813) 358-7064
5Stephen Belau - State Farm Insurance Agent3730 Tampa Rd #2(813) 343-0926
6Florida West Insurance Inc3800 Tampa Rd #140(813) 886-4446
7Stahl & Associates Insurance3939 Tampa Rd #1(813) 818-5300
8Barber Agency, Inc.3902 Tampa Rd(727) 726-1112
9Hospitality Insurance Agency4025 Tampa Rd(727) 726-1112
10White Chip Insurance Oldsmar650 Burbank Rd(813) 308-8190
FI
127 Forest Lakes Blvd Ste 5
Freeway Insurance
Home Insurance Agent · Oldsmar, FL

As hurricane season approaches in Oldsmar, Florida, securing reliable home insurance becomes a priority for local property owners. Freeway Insurance helps residents assess their coverage needs to protect against storm damage and flooding risks common to the Tampa Bay area. Their agents guide clients through policy options, ensuring proper valuation of structures and belongings before annual renewal or new property purchases. An initial consultation typically includes a review of current dwelling coverage limits and a walk-through of the property to identify potential hazards before finalizing a policy.

BI
3705 Tampa Rd UNIT 1
Brightway Insurance - The Dittman Agency
Home Insurance Agent · Oldsmar, FL

Brightway Insurance - The Dittman Agency serves homeowners in the Oldsmar area and the broader Tampa Bay region. As a home insurance agent, it works with individuals to secure property insurance that protects their residences against common Florida risks. Each policy is tailored to the specifics of the home and its location, accounting for factors like weather exposure and property value. The agency handles both standard homeowners policies and specialized coverage for flood or wind damage in this part of Florida.

WI
501 St Petersburg Dr E Ste A
We Insure Oldsmar - Edison Debarros
Home Insurance Agent · Oldsmar, FL

We Insure Oldsmar - Edison Debarros offers a range of home insurance policies tailored to protect residential properties from common local risks, including windstorm, flood, and liability coverage. Its service plans focus on annual policy reviews to ensure adequate replacement cost coverage and assist with claims filing. The company provides coverage for single-family homes, apartments, retail, and restaurants in the Oldsmar, FL area.

FA
327 Lake Placid Ct
Freddy Alfaro-Aprendiendo de Seguros
Home Insurance Agent · Oldsmar, FL

Freddy Alfaro-Aprendiendo de Seguros serves homeowners, renters, and property managers in the Oldsmar, Florida, area. The agency helps clients evaluate coverage options from various carriers to protect residential properties against common local risks such as storms and floods. Its agents explain policy details clearly so customers can make informed decisions about their property and liability needs. This home insurance agent also serves clients in nearby Safety Harbor and the greater Tampa Bay metro region.

SB
3730 Tampa Rd #2
Stephen Belau - State Farm Insurance Agent
Home Insurance Agent · Oldsmar, FL

Stephen Belau - State Farm Insurance Agent serves Oldsmar, Florida, and the surrounding communities in the Tampa Bay area. The company handles home insurance policies that help protect homeowners from common local risks including storm damage, fire, and theft. It works with clients to review property coverage options and deductibles based on individual needs. Each policy is typically set up after a careful discussion of the homeowner’s specific situation and current dwelling value. For a typical job, the agent takes a consultative approach to recommend appropriate liability and contents coverage limits.

FW
3800 Tampa Rd #140
Florida West Insurance Inc
Home Insurance Agent · Oldsmar, FL

A home insurance agent can assist with both a one-time policy purchase and ongoing adjustments to coverage as a home’s value changes over time. Florida West Insurance Inc in Oldsmar, FL provides local guidance on policies that protect dwellings, personal property, and liability in this coastal region. Their service runs on an as-needed basis, helping clients review their existing policies or secure new ones when circumstances require it.

SA
3939 Tampa Rd #1
Stahl & Associates Insurance
Home Insurance Agent · Oldsmar, FL

Stahl & Associates Insurance in Oldsmar, Florida handles typical home insurance policies for local residents, addressing standard perils such as fire, theft, and weather damage. As a Home Insurance Agent, it routinely offers specialty coverage for high-value items, including jewelry, art, or collectibles. The agency also guides clients through policy adjustments for renovation or rental property use. Its commercial sectors include offices, warehouses, and food service establishments, ensuring businesses have appropriate property protection.

BA
3902 Tampa Rd
Barber Agency, Inc.
Home Insurance Agent · Oldsmar, FL

Barber Agency, Inc. offers specialized home insurance policies tailored to individual property needs. It also provides general coverage assistance for standard homeowners, helping clients navigate their options with clear explanations. Based in Oldsmar, FL, the agency works with local carriers to address risks common to the Tampa Bay area. This includes advising on appropriate coverage for hurricane season, ensuring that homes are properly protected against severe wind and storm damage before a tropical system approaches.

HI
4025 Tampa Rd
Hospitality Insurance Agency
Home Insurance Agent · Oldsmar, FL

With hurricane season approaching the Tampa Bay region, Hospitality Insurance Agency provides home insurance agent services to homeowners in Oldsmar and the surrounding areas. The agency works to match local property owners with appropriate coverage to protect against storm, flood, and wind damage common to coastal Florida homes. An initial consultation or inspection is typically scheduled to assess the property’s condition and identify specific insurance needs.

WC
650 Burbank Rd
White Chip Insurance Oldsmar
Home Insurance Agent · Oldsmar, FL

Based in Oldsmar, Florida, White Chip Insurance Oldsmar assists local homeowners in structuring standard dwelling protection to meet individual needs. The agency routinely helps clients add optional coverages such as flood insurance, personal property endorsements, and liability adjustments tailored to their property’s exposure. For commercial operations, the agency can quote policies for offices, warehouses, and food service establishments.

What Does a a Home Insurance Agent in Oldsmar Cost?

The average cost of home insurance in Florida is around $1,900 to $4,000 per year for a typical single family home. Rates in Oldsmar may be higher due to hurricane risk and proximity to the coast. Costs vary based on your homes value age construction type and coverage limits. This is general information not insurance advice.

About home insurance agents in Oldsmar

Home insurance agents in Oldsmar Florida help homeowners find policies that meet state requirements and protect against common risks like hurricanes and sinkholes. Florida law requires insurers to offer windstorm coverage and allows for replacement cost policies. Local agents understand the specific needs of Oldsmar residents including flood zones and proximity to Tampa Bay.

Frequently Asked Questions

What does a home insurance agent in Oldsmar do?

A home insurance agent in Oldsmar helps you compare policies from different insurers to find coverage that fits your home and budget. They explain Florida specific coverages like windstorm and flood insurance. Agents also assist with claims and policy changes.

Is flood insurance required in Oldsmar Florida?

Flood insurance is not required by Florida state law but is often required by mortgage lenders if your home is in a high risk flood zone. Many parts of Oldsmar are near water so flood coverage is recommended. You can buy flood insurance through the National Flood Insurance Program or private insurers.

What is the Florida statute of limitations for home insurance claims?

Florida law sets a five year statute of limitations for filing a lawsuit on a property insurance claim. The claim must be filed with the insurer within a reasonable time as stated in your policy. It is important to report damage quickly to avoid delays.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.