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Find Home Insurance Agents Near You in Palatka, FL

Browse home insurance agents serving Palatka, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Palatka, Florida is Gabe Oleksy - State Farm Insurance Agent, rated 5.0 stars across 232 reviews. Other highly rated options include Edith Aldrich - State Farm Insurance Agent, Gullett Title Inc, Acceptance Insurance. This directory lists 19 home insurance agents serving Palatka.

Showing 19 home insurance agents in Palatka, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gabe Oleksy - State Farm Insurance Agent700 Reid St Ste A(386) 328-1523
2Edith Aldrich - State Farm Insurance Agent1721 Reid St(386) 328-0610
3Gullett Title Inc401 St Johns Ave(386) 328-5106
4Acceptance Insurance3703 Crill Ave(386) 234-3004
5Meade Insurance Agency Inc.307 FL-19(386) 328-8627
6FL Insurance Solutions922 S State Rd 19(386) 325-2081
7Susan Helwig - State Farm Insurance Agent836 S Moody Rd(386) 312-1002
8Direct Auto Insurance3902 Crill Ave Suite A(386) 326-1547
9David Cervantes Insurance, Inc.3850 Reid St(386) 325-5946
10Palatka Abstract & Title Co113 N 4th St(386) 325-4029
GO
700 Reid St Ste A
Gabe Oleksy - State Farm Insurance Agent
Home Insurance Agent · Palatka, FL

Gabe Oleksy - State Farm Insurance Agent provides a full range of home insurance services, including policy consultation, risk assessment, and claims assistance. Its service plans focus on tailoring coverage options to match each homeowner’s specific needs and budget. Annual policy reviews are available to adjust protection as property values or circumstances change. The agency services single-family homes, apartments, retail spaces, and restaurants in the Palatka, FL area.

EA
1721 Reid St
Edith Aldrich - State Farm Insurance Agent
Home Insurance Agent · Palatka, FL

Edith Aldrich - State Farm Insurance Agent serves the Palatka, Florida area, offering comprehensive home insurance coverage for local residents. Homeowners can select policies that protect their dwellings, personal belongings, and liability exposure. The agency provides guidance on policy options tailored to the region’s weather risks, including wind and flood damage. Among the specific services handled in this area are dwelling replacement cost analysis and personal property inventory assistance.

GT
401 St Johns Ave
Gullett Title Inc
Home Insurance Agent · Palatka, FL

Gullett Title Inc assists homeowners and property managers in Palatka, FL, with securing reliable home insurance coverage tailored to their individual property needs. The agency helps clients navigate policy options for dwelling protection, liability, and personal property. By offering guidance on coverage limits and deductibles, they support the decision-making process for those seeking financial safeguards for their homes. The company also extends its services to property owners in the surrounding Putnam County area, including the nearby community of Interlachen.

AI
3703 Crill Ave
Acceptance Insurance
Home Insurance Agent · Palatka, FL

Acceptance Insurance in Palatka, Florida, is known for matching local homeowners with appropriate coverage plans that address property protection needs. The agency offers policies for standard dwellings and also assists with renters insurance packages. Their service range extends to helping clients understand the specifics of windstorm and flood coverage common to the region. An additional service available is personal liability umbrella coverage to further secure a client's assets.

MI
307 FL-19
Meade Insurance Agency Inc.
Home Insurance Agent · Palatka, FL

Meade Insurance Agency Inc. serves Palatka and the surrounding communities, offering homeowners insurance policies for single-family residences and rental properties. It handles a range of property types and works with clients to assess their specific coverage needs, including dwelling protection and liability options. The agency takes a practical approach by evaluating the unique risks for each property in the local area, then presenting clear policy choices and explaining key terms so the homeowner can make an informed decision without pressure.

FI
922 S State Rd 19
FL Insurance Solutions
Home Insurance Agent · Palatka, FL

A homeowner can choose between a single policy to protect a specific property or ongoing service for coverage that adapts over time. As a local home insurance agent in Palatka, FL, the company helps clients understand policy details and navigate the claims process, ensuring proper dwelling and liability protection. Appointments are available on a one-time consultative basis for new policies or as scheduled for annual reviews and renewals. Service also runs as needed following a property change or filing a claim with the insurer.

SH
836 S Moody Rd
Susan Helwig - State Farm Insurance Agent
Home Insurance Agent · Palatka, FL

Susan Helwig - State Farm Insurance Agent in Palatka, FL, offers specialized homeowners policies that provide dwelling and personal property protection. The agency also assists with general coverages for renters, condos, and life insurance needs. It helps local residents evaluate their risks and select appropriate levels of liability and deductibles. During the region's active storm season, the office can review policies for hurricane deductibles and flood coverage options to ensure proper safeguards against seasonal weather concerns.

DA
3902 Crill Ave Suite A
Direct Auto Insurance
Home Insurance Agent · Palatka, FL

Direct Auto Insurance serves the Palatka, Florida area, providing home insurance agent services to local property owners. The agency helps clients secure coverage for their residential structures and personal belongings against common perils. It understands the importance of protecting homes from weather-related damage typical in the region. The staff can assist customers in tailoring policies that meet individual needs and budgets. It handles windstorm insurance and dwelling fire coverage for properties throughout Putnam County.

DC
3850 Reid St
David Cervantes Insurance, Inc.
Home Insurance Agent · Palatka, FL

As spring rains and storm season approach in Palatka, FL, homeowners often begin to review their property coverage needs. David Cervantes Insurance, Inc. offers guidance on adjusting policies to address potential wind and flood damage common in the area. The agency works with standard carriers to provide residential protection and can explain differences between actual cash value and replacement cost options. A typical first step for new clients involves a phone discussion about their home's age and features followed by scheduling a brief exterior inspection.

PA
113 N 4th St
Palatka Abstract & Title Co
Home Insurance Agent · Palatka, FL
BB
3500 St Johns Ave
Beck And Beck Insurance
Home Insurance Agent · Palatka, FL
(386) 328-2325
beckandbeckinsurance.com
AI
304 Reid St
A Auto Insurance World
Home Insurance Agent · Palatka, FL
(386) 325-7283
insuranceworldpalatka.com
FB
1062 S State Rd 19
Frank Bush Insurance Agency
Home Insurance Agent · Palatka, FL
(386) 325-9468
GI
1609 St Johns Ave Office 1
Goosehead Insurance - Zach Landis
Home Insurance Agent · Palatka, FL
(386) 361-4003
goosehead.com/agents/fl/palatka/zach-landis
AI
430 FL-19
Accurate Insurance
Home Insurance Agent · Palatka, FL
(386) 329-4014
BH
3400 Crill Ave Suite 2
Bates Hewett & Floyd Insurance
Home Insurance Agent · Palatka, FL
(386) 328-1100
bates-hewett.com
LC
2801 Reid St
Lee Crane Insurance Agency
Home Insurance Agent · Palatka, FL
(386) 325-2424
leecraneinsurance.com
MI
2400 Crill Ave
Millican Insurance Agency
Home Insurance Agent · Palatka, FL
(386) 325-5793
MI
102 Holden Rd
Merwin Insurance Center
Home Insurance Agent · Palatka, FL
(386) 325-1234

What Does a a Home Insurance Agent in Palatka Cost?

The average cost of home insurance in Florida is around $1,980 per year for a standard policy, but Palatka rates may vary based on your homes age, roof condition, and flood zone. Windstorm coverage can add $500 to $1,500 annually. Actual costs depend on your specific property and coverage choices. This is general information, not insurance advice.

About home insurance agents in Palatka

Home insurance agents in Palatka Florida help homeowners find coverage that meets state requirements. Florida law mandates that insurers offer windstorm coverage in certain areas, and agents can explain local flood zone risks. Working with a local agent ensures you understand the specific policies available in Putnam County.

Frequently Asked Questions

What does a home insurance agent in Palatka do?

A home insurance agent in Palatka helps you compare policies from different insurers. They explain Florida specific coverages like windstorm and sinkhole insurance. They also assist with filing claims and updating your policy as needed.

Is flood insurance required in Palatka Florida?

Flood insurance is not required by Florida state law for all homes. However, lenders often require it if your home is in a high risk flood zone. Palatka has areas near the St. Johns River that may be in a flood zone, so an agent can check your property.

How do Florida insurance laws affect my home policy?

Florida law requires insurers to provide a 10 day cancellation notice for nonpayment. Also, you have 5 years from the date of a loss to file a claim under Florida Statute 95.11. An agent can explain these deadlines and your rights.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.