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Find Home Insurance Agents in Palatka, FL

Compare home insurance agents in Palatka. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Palatka, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 home insurance agents in Palatka, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Edith Aldrich - State Farm Insurance Agent
1721 Reid St, Palatka, FL 32177
(386) 328-0610 edithaldrich.com
Gabe Oleksy - State Farm Insurance Agent
700 Reid St Ste A, Palatka, FL 32177
(386) 328-1523 gabesgotchacovered.com
Gullett Title Inc
401 St Johns Ave, Palatka, FL 32177
(386) 328-5106 gulletttitle.com
Acceptance Insurance
3703 Crill Ave, Palatka, FL 32177
(386) 234-3004 locations.acceptance.com
Meade Insurance Agency Inc.
307 FL-19, Palatka, FL 32177
(386) 328-8627 meadeagency.com
Direct Auto Insurance
3902 Crill Ave Suite A, Palatka, FL 32177
(386) 326-1547 local.directauto.com
FL Insurance Solutions
922 S State Rd 19, Palatka, FL 32177
(386) 325-2081 myflinsurancesolutions.com
Susan Helwig - State Farm Insurance Agent
836 S Moody Rd, Palatka, FL 32177
(386) 312-1002 susanhelwig.com
David Cervantes Insurance, Inc.
3850 Reid St, Palatka, FL 32177
(386) 325-5946 davidcervantesinsinc.com
A Auto Insurance World
304 Reid St, Palatka, FL 32177
(386) 325-7283 insuranceworldpalatka.com
Palatka Abstract & Title Co
113 N 4th St, Palatka, FL 32177
(386) 325-4029
Frank Bush Insurance Agency
1062 S State Rd 19, Palatka, FL 32177
(386) 325-9468
Beck And Beck Insurance
3500 St Johns Ave, Palatka, FL 32177
(386) 328-2325 beckandbeckinsurance.com
Goosehead Insurance - Zach Landis
1609 St Johns Ave Office 1, Palatka, FL 32177
(386) 361-4003 goosehead.com
Accurate Insurance
430 FL-19, Palatka, FL 32177
(386) 329-4014
Bates Hewett & Floyd Insurance
3400 Crill Ave Suite 2, Palatka, FL 32177
(386) 328-1100 bates-hewett.com
Millican Insurance Agency
2400 Crill Ave, Palatka, FL 32177
(386) 325-5793
Lee Crane Insurance Agency
2801 Reid St, Palatka, FL 32177
(386) 325-2424 leecraneinsurance.com
Merwin Insurance Center
102 Holden Rd, Palatka, FL 32177
(386) 325-1234

Home insurance agents in Palatka Florida help homeowners find coverage that meets state requirements. Florida law mandates that insurers offer windstorm coverage in certain areas, and agents can explain local flood zone risks. Working with a local agent ensures you understand the specific policies available in Putnam County.

What Does a Home Insurance Agent in Palatka Cost?

The average cost of home insurance in Florida is around $1,980 per year for a standard policy, but Palatka rates may vary based on your homes age, roof condition, and flood zone. Windstorm coverage can add $500 to $1,500 annually. Actual costs depend on your specific property and coverage choices. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Palatka do?
A home insurance agent in Palatka helps you compare policies from different insurers. They explain Florida specific coverages like windstorm and sinkhole insurance. They also assist with filing claims and updating your policy as needed.
Is flood insurance required in Palatka Florida?
Flood insurance is not required by Florida state law for all homes. However, lenders often require it if your home is in a high risk flood zone. Palatka has areas near the St. Johns River that may be in a flood zone, so an agent can check your property.
How do Florida insurance laws affect my home policy?
Florida law requires insurers to provide a 10 day cancellation notice for nonpayment. Also, you have 5 years from the date of a loss to file a claim under Florida Statute 95.11. An agent can explain these deadlines and your rights.