The top-rated home insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 544 reviews. Other highly rated options include O'Quinn Insurance Services, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 20 home insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | O'Quinn Insurance Services | 1499 Palm Coast Pkwy NW Ste F | (386) 204-8789 |
| 3 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 4 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 5 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 6 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 7 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 8 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 9 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 10 | Matt Rio - State Farm Insurance Agent | 1475 Palm Cst Pkwy NW #107 | (386) 302-0366 |
Angel Hall - State Farm Insurance Agent serves Palm Coast, Florida, and the surrounding Flagler County area. The agency specializes in home insurance, helping local homeowners secure coverage tailored to their properties. They guide clients through the process of evaluating different policy options to match individual needs. This includes assistance with standard dwelling coverage and protection for personal belongings. The company also handles additional living expense insurance for families facing temporary displacement due to covered damage.
O'Quinn Insurance Services provides a comprehensive range of home insurance products tailored for property owners in Palm Coast, Florida. It offers standard hazard and liability coverage, while also helping clients secure additional protection for valuable personal property. The agency works with clients to review and update their policies to reflect changing needs or home improvements. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Serving Palm Coast and the surrounding Flagler County communities, Insurance Office of America handles home insurance for local homeowners. The agency assists with policies that protect against common risks such as storm damage, fire, and theft. It works with clients to review coverage limits and deductibles based on each property's specific needs. For a typical job, the agency begins with a consultation to assess the home's age and location, then compares available plans to recommend a suitable policy with standard endorsements.
Many homeowners need help choosing between a single policy purchase and an ongoing review of their coverage. Integrity Insurance Group of Florida, based in Palm Coast, assists clients with both immediate and ongoing insurance needs for their homes. Their agents explain the distinctions between basic dwelling protection and extended coverage options that better suit local weather risks. Services are provided on an as-needed basis, allowing clients to request quotes or policy updates whenever their circumstances change.
The Berk Insurance Agency offers customized home insurance policies, including coverage for standard perils such as fire, theft, and liability. It also assists local homeowners in Palm Coast with broader risk management and policy reviews to ensure adequate protection. For situations like hurricane damage or flooding common to Florida’s coastal region, the agency helps clients understand their policy limitations and adjust their coverage before storm season begins.
Tilton & Unger Insurance serves homeowners and property managers in Palm Coast, Florida, providing home insurance agent services that include policy consultations and coverage options. Clients rely on its assistance to navigate insurance decisions and obtain protection for their properties. The company works to tailor policies to individual needs, ensuring appropriate financial safeguards. Its services extend to neighboring communities throughout Flagler County, including the area around Bunnell.
As hurricane season approaches in Palm Coast, homeowners often need to review their coverage for wind and flood damage. Coastal Palm Insurance Company works with residents to assess their property’s specific risks and find suitable home insurance policies that address these coastal concerns. The agent evaluates each dwelling’s construction, roof condition, and proximity to waterways. To start, an initial walkthrough is scheduled to inspect the home’s interior and exterior for accurate premium calculation.
Heart of Florida Insurance Group in Palm Coast, FL works with homeowners to evaluate properties and secure coverage tailored to individual needs. The company assists with policy add-ons such as flood endorsements and personal liability extensions, which are common considerations in the region due to coastal weather patterns. Its services are available for residential clients as well as commercial sectors, including offices, warehouses, and food service operations.
Brightway Insurance, The Flagler Agency offers residential home insurance services for properties in Palm Coast and the surrounding area. Commercial coverage is also available for local businesses needing property protection. The agency works with clients to review policy options and explain coverage details for homeowners. After each policy is in place, the agency provides follow-up communication and can assist with adjustments or claims between regular annual visits.
Matt Rio – State Farm Insurance Agent in Palm Coast, FL is a local home insurance agent known for offering standard homeowners policies. The company helps property owners in the Palm Coast area with essential dwelling coverage and liability protection. Their service range also addresses personal property and additional living expenses after a covered loss. Clients often seek their guidance on basic policy limits and deductibles. As a specialty service, the agency can add scheduled personal property endorsements for valuable items like jewelry or electronics.
What Does a a Home Insurance Agent in Palm Coast Cost?
Home insurance costs in Florida average about $1,900 to $3,500 per year for a standard policy but rates vary widely by location and property value. Palm Coast homeowners may pay more due to windstorm risk and proximity to the coast. Deductibles for wind damage are often separate and can be 2% to 5% of the home value. This is general information and not insurance advice.
About home insurance agents in Palm Coast
A home insurance agent in Palm Coast Florida helps you find coverage for your property against windstorms floods and other risks common to the area. Florida law requires insurers to offer windstorm coverage and agents can explain how this applies to your policy. Local agents understand the specific needs of Palm Coast homeowners including proximity to the coast and flood zone requirements.
Frequently Asked Questions
What does a home insurance agent in Palm Coast do?
A home insurance agent helps you compare policies from different insurance companies to find coverage that fits your needs. They explain Florida specific requirements like windstorm deductibles and sinkhole coverage options. The agent also assists with policy changes and claims questions.
Does Florida law require special home insurance coverage?
Florida law requires insurers to offer windstorm coverage for properties in certain areas. Agents can help you understand the Florida Building Code requirements that may affect your premium. Flood insurance is not required by state law but may be required by your mortgage lender.
How do I choose a home insurance agent in Palm Coast?
Look for an agent licensed in Florida with experience serving Palm Coast homeowners. Ask about their knowledge of local risks such as hurricane exposure and flood zones. Check their reputation with the Florida Department of Financial Services for any complaints.
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