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Browse home insurance agents serving Palmetto Bay, Florida. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 home insurance agents in Palmetto Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Univista Insurance
17605 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 507-9638
univistainsurance.com
Jorge Milanes - GEICO Insurance Agent
17031 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 421-8000
geico.com
GreatFlorida Insurance: Tamara Mourino
9811 Wayne Ave, Palmetto Bay, FL 33157
(305) 256-0616
palmettobay.greatflorida.com
Estrella Insurance
18071 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 255-2985
agents.estrellainsurance.com
Del Toro Insurance
13843 S Dixie Hwy, Palmetto Bay, FL 33176
(305) 831-2505
deltoroinsurance.com
Steve Myers - State Farm Insurance Agent
9004 SW 152nd St, Palmetto Bay, FL 33157
(305) 253-5800
stevemyersagency.com
Sebanda Insurance
17595 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 817-4392
sebandainsurancefranchiseone.com
Del Toro Insurance
17120 S Dixie Hwy, Palmetto Bay, FL 33157
(786) 579-1444
deltoroinsurance.com
Grabowski-Scheller Agency: Allstate Insurance
9000 SW 152nd St Ste 103, Palmetto Bay, FL 33157
(888) 776-7805
agents.allstate.com
All About Insurance, Inc.
17891 S Dixie Hwy STE 105, Palmetto Bay, FL 33157
(305) 251-3098
aaipalmettobay.com
All American Insurance
9036 SW 152nd St, Palmetto Bay, FL 33157
(305) 233-0855
progressive.com
Legacy Insurance FL
15321 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 709-6027
Heritage Insurance FL
8922 SW 148th St, Palmetto Bay, FL 33176
(305) 709-5688
Adams Insurance Group
17990 Franjo Rd, Palmetto Bay, FL 33157
(305) 233-6718
Caribbean Insurance Group
15715 S Dixie Hwy # 311, Palmetto Bay, FL 33157
(305) 252-7772
Home insurance agents in Palmetto Bay Florida help residents protect their homes from hurricanes and other risks. Florida law requires insurers to offer windstorm coverage and provide a Citizens Property Insurance Corporation option if private coverage is unavailable. An agent can explain policy details and help you comply with local building code requirements.
What Does a Home Insurance Agent in Palmetto Bay Cost?
Home insurance costs in Florida vary widely based on location home value and risk factors. Average annual premiums in Palmetto Bay range from 2500 to 6000 for a standard policy but can be higher near the coast. Wind mitigation credits can lower costs by 10 to 20 percent. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent do in Palmetto Bay?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain Florida specific requirements like wind mitigation discounts and sinkhole coverage options. Agents also assist with claims filing and policy changes.
Do I need flood insurance in Palmetto Bay Florida?
Flood insurance is not required by Florida law but is often required by mortgage lenders in high risk zones. Palmetto Bay is near coastal areas so flood risk is significant. Standard home policies do not cover flood damage so you may need a separate NFIP or private flood policy.
How does Florida law affect home insurance policies?
Florida law mandates that insurers offer windstorm coverage and allows for a 30 day free look period after you buy a policy. The state also requires insurers to provide a disclosure about sinkhole coverage. Agents can explain these legal requirements and how they affect your premium.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.