ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsFlorida › Palmetto Bay

Find Home Insurance Agents Near You in Palmetto Bay, FL

Browse home insurance agents serving Palmetto Bay, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,525 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Estrella Insurance. This directory lists 15 home insurance agents serving Palmetto Bay.

Showing 15 home insurance agents in Palmetto Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Univista Insurance17605 S Dixie Hwy(305) 507-9638
2Jorge Milanes - GEICO Insurance Agent17031 S Dixie Hwy(305) 421-8000
3GreatFlorida Insurance: Tamara Mourino9811 Wayne Ave(305) 256-0616
4Estrella Insurance18071 S Dixie Hwy(305) 255-2985
5Del Toro Insurance13843 S Dixie Hwy(305) 831-2505
6Steve Myers - State Farm Insurance Agent9004 SW 152nd St(305) 253-5800
7Sebanda Insurance17595 S Dixie Hwy(305) 817-4392
8Grabowski-Scheller Agency: Allstate Insurance9000 SW 152nd St Ste 103(888) 776-7805
9All About Insurance, Inc.17891 S Dixie Hwy STE 105(305) 251-3098
10All American Insurance9036 SW 152nd St(305) 233-0855
UI
17605 S Dixie Hwy
Univista Insurance
Home Insurance Agent · Palmetto Bay, FL

Univista Insurance in Palmetto Bay, Florida, is recognized for providing personalized guidance in safeguarding residential properties. The company offers a range of protection options tailored to various home structures and contents within the local community. It also assists in bundling policies to simplify coverage for homeowners who own vehicles. A notable add-on service is securing specialized flood insurance for properties in at-risk zones.

JM
17031 S Dixie Hwy
Jorge Milanes - GEICO Insurance Agent
Home Insurance Agent · Palmetto Bay, FL

Jorge Milanes - GEICO Insurance Agent serves the Palmetto Bay area and surrounding Miami-Dade County, offering home insurance solutions for local homeowners. The agency helps clients secure coverage that protects residential properties from common regional risks like storms and flooding. Policy options typically include dwelling protection, personal property coverage, and liability insurance. This agency also assists with bundling home and auto policies to simplify coverage.

GI
9811 Wayne Ave
GreatFlorida Insurance: Tamara Mourino
Home Insurance Agent · Palmetto Bay, FL

GreatFlorida Insurance: Tamara Mourino provides a range of personal property coverage options for homeowners in Palmetto Bay, FL. Its service approach focuses on helping clients evaluate their specific insurance needs and selecting appropriate plans to protect their assets. The agency also offers guidance on maintaining adequate coverage as property values or life circumstances change over time. It typically services single-family homes, apartments, retail establishments, and restaurants throughout the local area.

EI
18071 S Dixie Hwy
Estrella Insurance
Home Insurance Agent · Palmetto Bay, FL

Estrella Insurance serves the Palmetto Bay area of Miami-Dade County, Florida, as a local home insurance agent. It assists homeowners with obtaining coverage for their properties, including protection against common regional risks such as hurricanes and flooding. The agency helps clients navigate policy options that fit their individual needs and budgets. Customers can speak with an agent about customizing a plan for their residence. The office works with standard homeowners policies and also assists with coverage for condominiums in the area.

DT
13843 S Dixie Hwy
Del Toro Insurance
Home Insurance Agent · Palmetto Bay, FL

Del Toro Insurance provides a range of home insurance services in Palmetto Bay, Florida, helping clients protect their residences from common local risks such as hurricanes and theft. The company offers standard homeowners policies that can be tailored with various coverage options and deductibles to meet individual needs. It also facilitates annual policy reviews and assists with filing claims when necessary. Del Toro Insurance services single-family homes, apartments, retail spaces, and restaurants in the surrounding area.

SM
9004 SW 152nd St
Steve Myers - State Farm Insurance Agent
Home Insurance Agent · Palmetto Bay, FL

Homeowners, businesses, and property managers in Palmetto Bay rely on Steve Myers - State Farm Insurance Agent for comprehensive home insurance coverage tailored to their individual needs. The agency assists clients in protecting their properties against common local risks, including hurricane damage and theft. Personalized policy reviews help customers understand their coverage options and deductibles. Steve Myers - State Farm Insurance Agent also serves surrounding communities throughout the greater Miami metropolitan area, including Cutler Bay and Pinecrest.

SI
17595 S Dixie Hwy
Sebanda Insurance
Home Insurance Agent · Palmetto Bay, FL

Sebanda Insurance assists homeowners, property managers, and local businesses in Palmetto Bay with protecting their residential and commercial assets. The agency offers standard homeowners insurance policies and additional coverage options tailored to South Florida's specific weather risks. Clients can expect help navigating deductible choices and liability protection for rental properties or primary residences. Personal service includes reviewing policy details to match individual needs. Sebanda Insurance also serves the broader Miami metropolitan area, including nearby communities like Cutler Bay and South Miami.

GS
9000 SW 152nd St Ste 103
Grabowski-Scheller Agency: Allstate Insurance
Home Insurance Agent · Palmetto Bay, FL

Serving Palmetto Bay and the surrounding South Florida communities, the Grabowski-Scheller Agency: Allstate Insurance handles comprehensive home insurance needs for local homeowners. As an agency in this region, it addresses common concerns like windstorm coverage and flood protection for residential properties. The policies it offers help protect a home’s structure and personal belongings from unexpected damages. To manage a typical request, the agency begins by reviewing a client’s specific dwelling and risk factors before recommending a coverage plan that fits their situation.

AA
17891 S Dixie Hwy STE 105
All About Insurance, Inc.
Home Insurance Agent · Palmetto Bay, FL

In contrast to one-time hazard consultations, All About Insurance, Inc. provides ongoing policy management that accounts for changes in home value and local weather risks. The agency’s coverage options typically include dwelling protection, liability safeguards, and claims assistance tailored to Palmetto Bay residences. Clients can expect explanations of policy deductibles and coverage limits for hurricane and flood exposure. Service runs on an as-needed basis, with support available for policy updates and claims filing year-round.

AA
9036 SW 152nd St
All American Insurance
Home Insurance Agent · Palmetto Bay, FL

All American Insurance serves Palmetto Bay, Florida, and its surrounding communities. It handles homeowners insurance policies, addressing common needs like dwelling coverage and liability protection for properties in the local area. The agency works with clients to assess their specific risks, ensuring their policies are appropriately tailored. A typical job involves reviewing a home’s structure and contents, evaluating potential natural hazard exposures, and then researching available coverage options. It then presents these choices clearly, guiding the homeowner toward a balanced decision without unnecessary extras.

DT
17120 S Dixie Hwy
Del Toro Insurance
Home Insurance Agent · Palmetto Bay, FL
(786) 579-1444
deltoroinsurance.com
LI
15321 S Dixie Hwy
Legacy Insurance FL
Home Insurance Agent · Palmetto Bay, FL
(305) 709-6027
HI
8922 SW 148th St
Heritage Insurance FL
Home Insurance Agent · Palmetto Bay, FL
(305) 709-5688
AI
17990 Franjo Rd
Adams Insurance Group
Home Insurance Agent · Palmetto Bay, FL
(305) 233-6718
CI
15715 S Dixie Hwy # 311
Caribbean Insurance Group
Home Insurance Agent · Palmetto Bay, FL
(305) 252-7772

What Does a a Home Insurance Agent in Palmetto Bay Cost?

Home insurance costs in Florida vary widely based on location home value and risk factors. Average annual premiums in Palmetto Bay range from 2500 to 6000 for a standard policy but can be higher near the coast. Wind mitigation credits can lower costs by 10 to 20 percent. This is general information not insurance advice.

About home insurance agents in Palmetto Bay

Home insurance agents in Palmetto Bay Florida help residents protect their homes from hurricanes and other risks. Florida law requires insurers to offer windstorm coverage and provide a Citizens Property Insurance Corporation option if private coverage is unavailable. An agent can explain policy details and help you comply with local building code requirements.

Frequently Asked Questions

What does a home insurance agent do in Palmetto Bay?

A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain Florida specific requirements like wind mitigation discounts and sinkhole coverage options. Agents also assist with claims filing and policy changes.

Do I need flood insurance in Palmetto Bay Florida?

Flood insurance is not required by Florida law but is often required by mortgage lenders in high risk zones. Palmetto Bay is near coastal areas so flood risk is significant. Standard home policies do not cover flood damage so you may need a separate NFIP or private flood policy.

How does Florida law affect home insurance policies?

Florida law mandates that insurers offer windstorm coverage and allows for a 30 day free look period after you buy a policy. The state also requires insurers to provide a disclosure about sinkhole coverage. Agents can explain these legal requirements and how they affect your premium.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.