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Find Home Insurance Agents Near You in Pensacola, FL

Browse home insurance agents serving Pensacola, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,046 reviews. Other highly rated options include Will Rentschler - State Farm Insurance Agent, Advance Insurance of Northwest Florida, Florida Insurance Agency. This directory lists 41 home insurance agents serving Pensacola.

Showing 41 home insurance agents in Pensacola, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Shaffer - State Farm Insurance Agent117 N Palafox St(850) 433-4343
2Will Rentschler - State Farm Insurance Agent1301 E Cervantes St(850) 433-4678
3Advance Insurance of Northwest Florida105 Beverly Pkwy(850) 469-0880
4Florida Insurance Agency17 W Government St Suite A(850) 972-8070
5Dustin Bonifay - State Farm Insurance Agent6705 Pine Forest Rd Ste 100(850) 937-3131
6Classic Insurance Group1545 E Olive Rd(850) 332-5717
7Globe Life Liberty National Division: The Mitchell & Mitchell Agencies1449 W 9 Mile Rd Suite 11 & 12(251) 660-4437
8Acceptance Insurance5022 W Fairfield Dr # C(850) 204-3849
9Erb and Young Insurance - Pensacola2170 Creighton Rd(850) 494-2264
10The O'Neil Agency LLC (Formerly David Seckinger & Associates)1117 N 9th Ave(850) 469-8082
JS
117 N Palafox St
John Shaffer - State Farm Insurance Agent
Home Insurance Agent · Pensacola, FL

John Shaffer - State Farm Insurance Agent serves homeowners across Pensacola, Florida and surrounding Escambia County. The agency provides standard home insurance policies that protect dwellings, personal property, and liability for local residents. It also guides clients through coverage options for hurricane damage and flooding, which are common concerns in the Pensacola coastal area. The company handles policy adjustments for rental properties and secondary homes in the region.

WR
1301 E Cervantes St
Will Rentschler - State Farm Insurance Agent
Home Insurance Agent · Pensacola, FL

Will Rentschler - State Farm Insurance Agent provides homeowners insurance policies tailored for local property owners in the Pensacola area. Its standard offerings include dwelling coverage, personal liability protection, and optional endorsements for valuable items or additional structures. Service plans involve assisting clients with policy reviews, claims filing support, and adjusting coverage limits after life changes. The agent services single-family homes, apartments, retail spaces, and restaurants across the region.

AI
105 Beverly Pkwy
Advance Insurance of Northwest Florida
Home Insurance Agent · Pensacola, FL

Advance Insurance of Northwest Florida serves Pensacola and the surrounding communities of the Florida Panhandle. It handles home insurance policies for local homeowners, covering various residential property types. The business assists clients in comparing coverage options and deductibles to match their individual protection needs. It communicates policy details clearly, bundling homeowner and other personal lines as appropriate. For a typical job, the agent reviews the client's current coverage and property details to identify potential gaps, then offers a tailored selection of policies from multiple carriers.

FI
17 W Government St Suite A
Florida Insurance Agency
Home Insurance Agent · Pensacola, FL

Florida Insurance Agency serves homeowners across Pensacola and the surrounding Escambia County area, providing home insurance solutions tailored to protect single-family properties. The company assists property owners in evaluating their coverage needs, including dwelling protection and liability options suited for the Gulf Coast region. It works with clients to navigate policy selections that address local weather considerations and standard home risks. The agency also extends its services to property managers and residents in neighboring Milton, ensuring coverage access throughout the broader Santa Rosa County metro area.

DB
6705 Pine Forest Rd Ste 100
Dustin Bonifay - State Farm Insurance Agent
Home Insurance Agent · Pensacola, FL

Dustin Bonifay - State Farm Insurance Agent in Pensacola, FL, provides specialty services for homeowners policies, including coverage for dwelling, personal property, and liability protection. It serves local residents by tailoring insurance plans to fit individual property needs and helping clients understand their policy details. As seasonal storms are common in this coastal area, the agency assists homeowners with reviewing wind and hail coverage well before hurricane season begins.

CI
1545 E Olive Rd
Classic Insurance Group
Home Insurance Agent · Pensacola, FL

Classic Insurance Group in Pensacola, FL, distinguishes one-time policy purchases from recurring annual renewals, ensuring clients understand the difference between a single-term commitment and ongoing coverage. They advise on standard home insurance options, including dwelling, personal property, and liability protection tailored to local weather risks. Their service runs on a scheduled basis, with policies available for annual terms and regular renewal reviews.

GL
1449 W 9 Mile Rd Suite 11 & 12
Globe Life Liberty National Division: The Mitchell & Mitchell Agencies
Home Insurance Agent · Pensacola, FL

With hurricane season approaching in Pensacola, homeowners need coverage that addresses wind and storm damage. Globe Life Liberty National Division: The Mitchell & Mitchell Agencies specializes in personal property policies that match local risk profiles. Their agents work to explain deductibles and coverage limits clearly before binding a new policy. For a new quote or renewal review, they first schedule a brief property inspection to document the home’s current condition and note any required updates or safety features.

AI
5022 W Fairfield Dr # C
Acceptance Insurance
Home Insurance Agent · Pensacola, FL

Acceptance Insurance provides residential home insurance services for properties in the Pensacola area. Their team also handles commercial coverage for local businesses throughout the community. Agents work with homeowners to assess individual needs and secure appropriate policies tailored to each property’s requirements. After securing initial coverage, clients can follow up with the agency for routine policy reviews or adjustments between regular service visits, ensuring ongoing protection remains aligned with changing circumstances.

EY
2170 Creighton Rd
Erb and Young Insurance - Pensacola
Home Insurance Agent · Pensacola, FL

Erb and Young Insurance in Pensacola is known for providing personalized guidance tailored to local homeowners. Their service range includes standard dwelling coverage, personal liability protection, and policies for condos or rental properties. They secure plans that address regional weather risks common to the Florida Gulf Coast area. As a specialty service, this agency can add on flood insurance options to address specific water damage exposures.

ON
1117 N 9th Ave
The O'Neil Agency LLC (Formerly David Seckinger & Associates)
Home Insurance Agent · Pensacola, FL

The O'Neil Agency LLC, formerly David Seckinger & Associates, provides home insurance solutions for property owners in Pensacola, Florida. Its services cover essential dwelling protection and liability coverage tailored to local coastal conditions. The agency helps clients navigate standard policies and risk assessments common to the region. As a specialized add-on, it offers coverage for flood damage, a crucial consideration for homes in this area.

AI
8084 N Davis Hwy Ste E-1
Acceptance Insurance
Home Insurance Agent · Pensacola, FL
(850) 204-3795
locations.acceptance.com/pensacola-insurance-florida-32514
MI
196 E 9 Mile Rd # A
Messick Insurance
Home Insurance Agent · Pensacola, FL
(850) 479-3535
messickinsurance.com
SC
1510 Airport Blvd Suite 1
Sam Carpenter - State Farm Insurance Agent
Home Insurance Agent · Pensacola, FL
(850) 208-6626
samcarpenterinsurance.com
RL
6100 W Fairfield Dr Ste A
Robinson Legacy Insurance Services
Home Insurance Agent · Pensacola, FL
(850) 285-0808
brand.site/robinsonlegacyinsurance
KI
5401 Pensacola Blvd
Key Insurance of Pensacola
Home Insurance Agent · Pensacola, FL
(850) 434-2460
keyinsurancepensacola.com
SI
1601 N Pace Blvd
Stallworth Ins
Home Insurance Agent · Pensacola, FL
(850) 542-4937
stallworthins2.com
GC
700 N New Warrington Rd
Gulf Coast Insurance
Home Insurance Agent · Pensacola, FL
(850) 497-6810
gcains.com
MI
1259 W 9 Mile Rd
Madril Insurance
Home Insurance Agent · Pensacola, FL
(850) 476-2733
madrilinsurance.com
EI
123 N New Warrington Rd
Extreme Insurance
Home Insurance Agent · Pensacola, FL
(850) 455-0101
yourextremeins.com
ZI
229 Beverly Pkwy
Zarahn Insurance Agency Inc.
Home Insurance Agent · Pensacola, FL
(850) 438-9169
zarahninsuranceagency.com
GI
6705 Pine Forest Rd Suite 300
GreatFlorida Insurance: Beau Barry
Home Insurance Agent · Pensacola, FL
(850) 475-0702
pensacola.greatflorida.com
BI
4303 Spanish Trail Unit B
Brightway Insurance, The Schmidt Family Agency
Home Insurance Agent · Pensacola, FL
(850) 289-0500
brightwayschmidtpace.com
MH
611 N New Warrington Rd
Mike Hill - State Farm Insurance Agent
Home Insurance Agent · Pensacola, FL
(850) 456-2886
mikehill.biz
TW
4761 N 9th Ave
Thompson-Walden Insurance
Home Insurance Agent · Pensacola, FL
(850) 478-0401
morechoicesins.com
HI
87 W Hood Dr
Holloway Insurance, Inc.
Home Insurance Agent · Pensacola, FL
(850) 434-0335
hollowayinsurance.com
MI
3750 N Pace Blvd
Mitchell Insurance Agency
Home Insurance Agent · Pensacola, FL
(850) 434-7753
mitchellinsuranceagency.net
JI
225 N Pace Blvd
Josh Insurance
Home Insurance Agent · Pensacola, FL
(850) 990-5674
joshinsurance.com
CI
504 S Fairfield Dr suite a-1
Coggins Insurance Agency, Inc.
Home Insurance Agent · Pensacola, FL
(850) 457-3299
cogginsinsurance.com
QI
3454 E Olive Rd
Quinn Insurance
Home Insurance Agent · Pensacola, FL
(850) 494-2267
getquinn.com
LI
3801 N 9th Ave
Logan Insurance Agency, Inc.
Home Insurance Agent · Pensacola, FL
(850) 438-1448
loganins.net
LI
700 N De Villiers St
Legacy Insurance Brokers
Home Insurance Agent · Pensacola, FL
(850) 741-4200
legacyinsbroker.com
CF
5336 N Blue Angel Pkwy
Coastal Family Insurance
Home Insurance Agent · Pensacola, FL
(850) 828-2234
coastalfamilyinsurancefl.com
DG
4400 Bayou Blvd STE 41
Dax Gill Insurance Agency, LLC
Home Insurance Agent · Pensacola, FL
(850) 777-3090
daxgillinsurance.com
MH
9258 N Palafox St
Mickey Hornsby Insurance
Home Insurance Agent · Pensacola, FL
(850) 474-0543
mickeyhornsby.com
NC
4400 Bayou Blvd STE 19
Nora Cindy Sasser Agency Sasser Insurance
Home Insurance Agent · Pensacola, FL
(850) 477-7221
ncsasserinsurance.com
HP
11 W Garden St
Higginbotham - Pensacola
Home Insurance Agent · Pensacola, FL
(850) 484-7011
higginbotham.com/locations/Pensacola
SA
8445 Pensacola Blvd
The Siler Agency, Inc
Home Insurance Agent · Pensacola, FL
(850) 476-7443
thesileragency.com
UA
2302 N 9th Ave
Underwood Anderson Insurance
Home Insurance Agent · Pensacola, FL
(850) 434-5526
underwoodanderson.com
HI
534 S Navy Blvd
Homefront Insurance Agency, LLC
Home Insurance Agent · Pensacola, FL
(850) 912-9956
homefrontinsuranceagency.com
AI
672 Brent Ln
Affiliated Insurance
Home Insurance Agent · Pensacola, FL
(850) 477-5840
floridamajormedical.com
AI
1615 Creighton Rd
Affordable Insurance & Financial Services,LLC
Home Insurance Agent · Pensacola, FL
(850) 316-8387
floridahomequotes.com

What Does a a Home Insurance Agent in Pensacola Cost?

Home insurance costs in Pensacola vary widely based on the homes age construction and distance from the coast. Average annual premiums in Escambia County range from 2500 to 6000 dollars for a standard homeowners policy. Windstorm and flood coverage add significant cost. Factors like roof age and mitigation features also affect your rate. This is general information and not insurance advice.

About home insurance agents in Pensacola

A home insurance agent in Pensacola can help you find a policy that meets Florida specific requirements. Florida law requires windstorm coverage and many lenders also require flood insurance in coastal areas. An agent can explain how recent Florida insurance reforms may affect your premium and coverage options.

Frequently Asked Questions

What does a home insurance agent in Pensacola do?

A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain Florida specific requirements like wind mitigation inspections and sinkhole coverage. They also assist with claims and policy changes after a storm.

Is flood insurance required for homes in Pensacola?

Flood insurance is not required by Florida law but most mortgage lenders in Pensacola require it because the area is in a high risk flood zone. A home insurance agent can help you get a flood policy through the National Flood Insurance Program or a private carrier.

How do Florida insurance laws affect my home policy in Pensacola?

Florida law mandates that insurers offer windstorm coverage and allows for a separate wind deductible. Recent 2023 reforms changed assignment of benefits rules and limited attorney fees. An agent can explain how these laws affect your specific policy and claims process.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.