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Compare home insurance agents in Pensacola. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Pensacola, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 home insurance agents in Pensacola, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Shaffer - State Farm Insurance Agent
117 N Palafox St, Pensacola, FL 32502
(850) 433-4343
johnshafferagency.com
Will Rentschler - State Farm Insurance Agent
1301 E Cervantes St, Pensacola, FL 32501
(850) 433-4678
willrentschler.com
Florida Insurance Agency
17 W Government St Suite A, Pensacola, FL 32502
(850) 972-8070
floridainsuranceagency.net
Advance Insurance of Northwest Florida
105 Beverly Pkwy, Pensacola, FL 32505
(850) 469-0880
goadvanceinsurance.com
Classic Insurance Group
1545 E Olive Rd, Pensacola, FL 32514
(850) 332-5717
classicinsurancepensacola.com
Dustin Bonifay - State Farm Insurance Agent
6705 Pine Forest Rd Ste 100, Pensacola, FL 32526
(850) 937-3131
dustinbonifay.com
Globe Life Liberty National Division: The Mitchell & Mitchell Agencies
1449 W 9 Mile Rd Suite 11 & 12, Pensacola, FL 32534
(251) 660-4437
ln.globelifeinsurance.com
Acceptance Insurance
5022 W Fairfield Dr # C, Pensacola, FL 32506
(850) 204-3849
locations.acceptance.com
Acceptance Insurance
8084 N Davis Hwy Ste E-1, Pensacola, FL 32514
(850) 204-3795
locations.acceptance.com
Erb and Young Insurance - Pensacola
2170 Creighton Rd, Pensacola, FL 32504
(850) 494-2264
erbandyounginsurance.com
The O'Neil Agency LLC (Formerly David Seckinger & Associates)
1117 N 9th Ave, Pensacola, FL 32501
(850) 469-8082
seckingerinsurance.com
Messick Insurance
196 E 9 Mile Rd # A, Pensacola, FL 32534
(850) 479-3535
messickinsurance.com
Key Insurance of Pensacola
5401 Pensacola Blvd, Pensacola, FL 32505
(850) 434-2460
keyinsurancepensacola.com
Sam Carpenter - State Farm Insurance Agent
1510 Airport Blvd Suite 1, Pensacola, FL 32504
(850) 208-6626
samcarpenterinsurance.com
Robinson Legacy Insurance Services
6100 W Fairfield Dr Ste A, Pensacola, FL 32506
(850) 285-0808
brand.site
Gulf Coast Insurance
700 N New Warrington Rd, Pensacola, FL 32506
(850) 497-6810
gcains.com
Stallworth Ins
1601 N Pace Blvd, Pensacola, FL 32505
(850) 542-4937
stallworthins2.com
Zarahn Insurance Agency Inc.
229 Beverly Pkwy, Pensacola, FL 32505
(850) 438-9169
zarahninsuranceagency.com
Madril Insurance
1259 W 9 Mile Rd, Pensacola, FL 32534
(850) 476-2733
madrilinsurance.com
Extreme Insurance
123 N New Warrington Rd, Pensacola, FL 32506
(850) 455-0101
yourextremeins.com
A home insurance agent in Pensacola can help you find a policy that meets Florida specific requirements. Florida law requires windstorm coverage and many lenders also require flood insurance in coastal areas. An agent can explain how recent Florida insurance reforms may affect your premium and coverage options.
What Does a Home Insurance Agent in Pensacola Cost?
Home insurance costs in Pensacola vary widely based on the homes age construction and distance from the coast. Average annual premiums in Escambia County range from 2500 to 6000 dollars for a standard homeowners policy. Windstorm and flood coverage add significant cost. Factors like roof age and mitigation features also affect your rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Pensacola do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain Florida specific requirements like wind mitigation inspections and sinkhole coverage. They also assist with claims and policy changes after a storm.
Is flood insurance required for homes in Pensacola?
Flood insurance is not required by Florida law but most mortgage lenders in Pensacola require it because the area is in a high risk flood zone. A home insurance agent can help you get a flood policy through the National Flood Insurance Program or a private carrier.
How do Florida insurance laws affect my home policy in Pensacola?
Florida law mandates that insurers offer windstorm coverage and allows for a separate wind deductible. Recent 2023 reforms changed assignment of benefits rules and limited attorney fees. An agent can explain how these laws affect your specific policy and claims process.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.