The top-rated home insurance agent in Royal Palm Beach, Florida is Insurance Express, rated 5.0 stars across 742 reviews. Other highly rated options include Sean Valley: Allstate Insurance, The Leonard Insurance Agency, LLC, Janine Camacho - State Farm Insurance Agent. This directory lists 11 home insurance agents serving Royal Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express | 9100 Belvedere Rd #206 | (954) 284-3933 |
| 2 | Sean Valley: Allstate Insurance | 11327 Okeechobee Blvd Ste 4 | (561) 798-3056 |
| 3 | The Leonard Insurance Agency, LLC | 11440 Okeechobee Blvd #219 | (561) 255-5543 |
| 4 | Janine Camacho - State Farm Insurance Agent | 10349 Southern Blvd | (561) 283-0930 |
| 5 | Estrella Insurance | 11051 Southern Blvd ste 140 | (561) 469-7633 |
| 6 | Dan Cavin - State Farm Insurance Agent | 1167 Royal Palm Beach Blvd | (561) 946-3000 |
| 7 | LOI Insurance | 11953 Southern Blvd | (561) 600-1387 |
| 8 | Evergreen Insurance Agency | 583 105th Ave N UNIT 2 | (561) 966-8883 |
| 9 | GreatFlorida Insurance: Kena Farley | 9200 Belvedere Rd 211 STE 211 | (561) 795-5860 |
| 10 | Burrowes Insurance | 9200 Belvedere Rd STE 208 | (888) 729-8203 |
Insurance Express serves homeowners throughout Palm Beach County from its location in Royal Palm Beach, Florida. The agency specializes in securing residential property coverage tailored to the needs of local homeowners. It assists clients with policies that protect against common regional perils such as hurricane wind damage, fire, and theft. The team works with multiple carriers to find suitable options for standard homes, condominiums, and rental properties. It also handles flood insurance policies for properties in flood-prone zones within the area.
When hurricane season brings heavy rains and gusty winds to Royal Palm Beach, homeowners need reliable protection for their properties. Sean Valley: Allstate Insurance helps local residents review coverage options that address common storm-related risks. The company assists with evaluating current policies to determine if adjustments are necessary for adequate dwelling and personal property coverage. Understanding the specific concerns of South Florida homeowners, the agency provides clear explanations of deductible structures and liability protections. An initial consultation typically includes a thorough inspection of the property and a discussion of individual insurance needs.
The Leonard Insurance Agency, LLC provides a comprehensive range of services for home insurance needs in the Royal Palm Beach, FL area. Its service approach includes helping clients navigate policy options, assess coverage requirements, and file claims when necessary. Regular policy reviews and risk assessments are offered to ensure adequate protection for changing circumstances. The company services single-family homes, apartments, residential properties, retail establishments, and restaurants.
Janine Camacho - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Royal Palm Beach area. The agency provides home insurance policies, including property coverage and liability protection, helping clients safeguard their assets against common regional risks. It also offers guidance on adjusting coverage limits and deductibles to match individual property needs. Specializing in personalized consultations, the agency assists with policy reviews and claims support for local residents. The office extends its home insurance services to neighboring communities throughout the greater Wellington and West Palm Beach metro area.
Estrella Insurance helps property owners in Royal Palm Beach, Florida, secure coverage for their homes and personal belongings. For additional protection, the agency can arrange specialized endorsements that safeguard against specific regional weather risks or valuable item losses. The agents work with local homeowners to find appropriate policy limits and deductibles tailored to individual needs. This insurance agency also serves commercial sectors, including office buildings, warehouses, and food service establishments that require liability and property protection.
Serving Royal Palm Beach and the surrounding communities in Palm Beach County, Dan Cavin - State Farm Insurance Agent handles residential home insurance policies to help protect local homeowners. This agency offers coverage options that address common risks for properties in this region. For a typical policy, the agent conducts a needs assessment of the home and discusses deductible preferences, then provides a clear explanation of the available coverages to ensure the customer understands their protection before binding the policy.
When considering home insurance, clients choose between one-time policy purchases for specific properties or an ongoing partnership with an agent who reviews coverage over time. As an independent agency, LOI Insurance in Royal Palm Beach, FL works directly with homeowners to assess their unique needs, helping to select from multiple carriers for personalized coverage. They explain policy details such as dwelling and liability protection in clear terms. Service runs on an as-needed basis, with clients scheduling appointments for new quotes or policy reviews.
As hurricane season approaches in South Florida, homeowners in Royal Palm Beach seek reliable coverage to protect their properties. Evergreen Insurance Agency responds by guiding clients through available home insurance policies in the area. They help residents understand essential protections against common regional risks such as wind damage and flooding. The agency works directly with each client to review their specific property needs and identify suitable policy options. A typical first step involves a straightforward property assessment to evaluate the home’s structure and identify any necessary coverage adjustments for the policy.
GreatFlorida Insurance: Kena Farley specializes in customizing dwelling coverage for single-family homes and condominiums, and it also serves clients seeking general homeowners insurance policies throughout Royal Palm Beach, FL. The agency works to match each property’s unique exposure to local weather patterns and construction types. Beyond routine policy reviews, an important seasonal help it provides is advising homeowners on preparing their roofs and windows for the heightened wind and rain risks of the annual Atlantic hurricane season.
Burrowes Insurance assists property owners in securing appropriate protection for their homes in Royal Palm Beach, FL, and can tailor a policy with additional endorsements for valuable personal belongings or specific weather-related perils common to the region. The agency guides clients through options for dwelling coverage, liability protection, and loss-of-use provisions. For commercial real estate needs, it can also serve offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Royal Palm Beach Cost?
The average cost of homeowners insurance in Florida is around $2,000 to $4,000 per year for a typical single family home. Rates in Royal Palm Beach can be higher due to wind and flood risks. Your actual premium depends on factors like home value, construction type, deductible, and claims history. This is general information and not insurance advice.
About home insurance agents in Royal Palm Beach
Home insurance agents in Royal Palm Beach Florida help residents find coverage that meets state requirements and protects against local risks. Florida law mandates that insurers offer windstorm coverage and provide a sinkhole loss coverage option. An agent can explain how these rules apply to your property and help you compare policies from different carriers.
Frequently Asked Questions
What does a home insurance agent in Royal Palm Beach do?
A home insurance agent helps you shop for policies from multiple insurance companies. They explain coverage options such as dwelling protection, personal property coverage, and liability. They also advise on Florida specific add-ons like flood insurance and wind mitigation discounts.
Do I need flood insurance in Royal Palm Beach Florida?
Flood insurance is not required by state law but is often required by mortgage lenders for homes in high risk flood zones. Royal Palm Beach is near the coast and can experience heavy rain and storm surge. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
What is the Florida windstorm insurance requirement?
Florida law requires all residential property insurers to offer windstorm coverage as part of a standard homeowners policy. If you live in a high risk area near the coast you may need to buy wind coverage from the Florida Citizens Property Insurance Corporation. An agent can help you understand your windstorm options.
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