The top-rated home insurance agent in St. Augustine, Florida is Perry Unwalla - State Farm Insurance Agent, rated 4.8 stars across 423 reviews. Other highly rated options include Christopher Brown - GEICO Insurance Agent, Leigh Insurance Agency, The Bailey Group – An NFP Company. This directory lists 23 home insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S Suite A | (904) 461-5400 |
| 2 | Christopher Brown - GEICO Insurance Agent | 224 State Rte 312 | (904) 506-6500 |
| 3 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 4 | The Bailey Group – An NFP Company | 1200 Plantation Island Dr S UNIT 210 | (904) 461-1800 |
| 5 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 6 | Direct Auto Insurance | 2467 US-1 | (904) 794-2357 |
| 7 | Britni Burkins: Allstate Insurance | 125 Nix Boat Yard Rd | (904) 797-2660 |
| 8 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 9 | Oldest City Insurance | 212 San Marco Ave Suite D | (904) 824-7283 |
| 10 | Brightway Insurance, The Casey Agency | 108 Sea Grove Main St suite b | (904) 217-7547 |
Perry Unwalla - State Farm Insurance Agent serves the St. Augustine, Florida area, offering home insurance policies to local homeowners. The agency helps clients protect their properties with standard coverage for dwelling and personal belongings. It also provides guidance on additional protections such as flood insurance and personal liability options, which are common needs in this coastal region. Homeowners can discuss policy limits, deductibles, and bundling options for potential savings on their annual premiums. The business handles specific services including new home insurance quotes and policy reviews for existing customers in St. Augustine.
Christopher Brown - GEICO Insurance Agent provides a full range of home insurance options tailored to the St. Augustine, Florida area. Its service approach includes personalized policy assessments to help homeowners review their coverage needs and adjust plans accordingly. The agency focuses on offering clear explanations of policy details and assisting with claims guidance when needed. Properties it services include single-family homes, apartments, condominiums, and vacation homes, as well as retail locations and restaurants.
Leigh Insurance Agency serves local homeowners seeking dependable coverage for their properties in the St. Augustine area. The agency helps clients navigate a range of home insurance options, including policies tailored to protect against common regional weather and liability risks. Property owners benefit from clear explanations of coverage and assistance comparing different plans. With careful attention to individual needs, the agent works to find suitable protection for homes. The agency also provides its services to residents in the neighboring community of Saint Augustine Beach.
Whether you require a single homeowners policy or you need to cover multiple properties within the St. Augustine, FL area, The Bailey Group – An NFP Company provides guidance on appropriate levels of dwelling and liability protection. They explain distinctions between replacement cost and actual cash value settlements, helping you tailor coverage to your specific risk tolerance. Annual policy reviews ensure coverage keeps pace with changes in the home’s condition or local building codes. Service is provided entirely on an as-needed basis for policy adjustments, claims guidance, and renewal inquiries.
Based in St. Augustine, Florida, Tim Huber Insurance serves homeowners throughout the city and the surrounding communities of St. Johns County. The agency handles a full range of home insurance policies, covering property protection for single-family houses and condominiums. Its overall approach to handling a typical job begins with a personalized consultation to review a client’s specific coverage needs before presenting tailored options from multiple carriers.
Direct Auto Insurance specializes in matching homeowners with property coverage tailored to the unique weather risks of coastal northeast Florida. As a localized home insurance agent serving St. Augustine, it connects residents with standard policies for single-family homes, condominiums, and rental properties. The agency helps clients understand coverage limits, deductibles, and liability protection needed for peace of mind. When hurricane season arrives each summer, it assists homeowners in reviewing their policies for adequate wind and flood protection before storms threaten the area.
Britni Burkins: Allstate Insurance provides residential home insurance services to property owners in St. Augustine, Florida, along with commercial coverage options for local businesses. Operating within the St. Augustine area, the agency helps clients protect their homes and other assets against regional risks common to Northeast Florida. After filing a claim or adjusting a policy, customers can return for follow-up assistance needed between their regular policy review visits.
As hurricane season approaches in St. Augustine, Ancient City Insurance works with homeowners to review their existing coverage and identify any gaps in protection. This local agency specializes in home insurance, helping clients navigate the specific risks posed by coastal weather, flooding, and seasonal storms common to the area. By focusing on individual property needs, they offer guidance on appropriate policy options. A thorough initial inspection of the home is typically scheduled to begin this process.
Oldest City Insurance in St. Augustine, FL, is known for providing home insurance policies that protect local residential properties. Its service range includes standard homeowners coverage, tailored to the specific risks of coastal living. The agent helps clients understand policy options that cover structures and personal belongings. For additional protection, the company can add on flood insurance, a critical specialty for homes in a historic coastal city prone to tropical weather systems.
What Does a a Home Insurance Agent in St. Augustine Cost?
Home insurance costs in Florida average about 2000 to 4000 dollars per year for a standard policy. In St. Augustine coastal areas may see higher premiums due to hurricane risk. Factors like home age roof condition and coverage limits affect the price. This is general information and not insurance advice.
About home insurance agents in St. Augustine
A home insurance agent in St. Augustine Florida can help you find coverage that meets state requirements. Florida law mandates that insurers offer windstorm and hail coverage for homes in high risk areas. Local agents understand the unique risks of coastal living including hurricanes and flooding.
Frequently Asked Questions
What does a home insurance agent in St. Augustine do?
A home insurance agent helps you compare policies from different companies. They explain Florida specific coverages like windstorm and flood insurance. They also assist with claims and policy changes.
Do I need flood insurance in St. Augustine Florida?
Flood insurance is not required by Florida state law but it is often required by mortgage lenders in flood zones. St. Augustine is a coastal city with high flood risk. Standard home insurance does not cover flood damage.
How does Florida law affect my home insurance policy?
Florida law requires insurers to offer windstorm and hail coverage. It also sets a 5 year statute of limitations for filing a claim after a loss. Agents can explain these rules and help you comply.
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