The top-rated home insurance agent in Tarpon Springs, Florida is East Lake Insurance & Taxes Tarpon Springs, rated 5.0 stars across 250 reviews. Other highly rated options include Anclote Insurance Agency LLC, Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent, Brightway Insurance, The Demian Megalaa Agency. This directory lists 15 home insurance agents serving Tarpon Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | East Lake Insurance & Taxes Tarpon Springs | 3033 Ridgeline Blvd b2 | (727) 437-0725 |
| 2 | Anclote Insurance Agency LLC | 536 E Tarpon Ave # 1B | (727) 942-3100 |
| 3 | Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent | 536 E Tarpon Ave Suite 1A | (727) 513-2767 |
| 4 | Brightway Insurance, The Demian Megalaa Agency | 39934 US Hwy 19 N Ste A | (727) 213-2930 |
| 5 | GreatFlorida Insurance: Alex Kalopitas | 403 N Pinellas Ave | (727) 943-8899 |
| 6 | Donovan Insurance Solutions | 1 E Tarpon Ave | (727) 935-4858 |
| 7 | Seth Bodak: Allstate Insurance | 1995 S Pinellas Ave | (727) 937-5126 |
| 8 | Coastal Insurance | 201 S Pinellas Ave | (727) 937-4141 |
| 9 | Joe Ricci - State Farm Insurance Agent | 40190 US Hwy 19 N | (727) 938-1586 |
| 10 | MCP Insurance Services, Inc | 19 W Tarpon Ave Ste A | (727) 942-8999 |
East Lake Insurance & Taxes Tarpon Springs serves the Tarpon Springs area of Pinellas County, offering home insurance agent services to local residents. The company helps homeowners secure policies that protect their single-family houses and condominiums against common regional risks. Its agents assist clients in comparing coverage options for dwelling protection, personal property, and liability. East Lake Insurance & Taxes Tarpon Springs also handles flood insurance policies to address the community’s specific needs near the Gulf Coast.
Anclote Insurance Agency LLC provides homeowners insurance consultation and policy management services for clients in Tarpon Springs, Florida. It assists residents in comparing various coverage options to protect their property structures and personal belongings. Regular policy reviews and claims support are offered to help policyholders maintain adequate protection. The agency works primarily with single-family homes, apartments, retail spaces, and restaurants in the local area.
Homeowners, businesses, and property managers in the Tarpon Springs area turn to Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent for their home insurance needs. An independent agent in this category works to find suitable coverage options, evaluating different carriers to match a client's specific property value and location risks in the coastal Tampa Bay region. The agent further serves clients in nearby communities such as Palm Harbor and Holiday.
Brightway Insurance, The Demian Megalaa Agency serves the Tarpon Springs area and surrounding communities, handling residential home insurance coverage needs for local property owners. The agency works to match clients with policies that address standard dwelling protection, personal liability, and additional structures on the property. Per the standard approach used in this region, the agency typically begins by reviewing the specific features of the home and the client’s risk concerns, then recommends coverage options from its available carriers to meet those individual requirements.
GreatFlorida Insurance: Alex Kalopitas provides a range of home insurance solutions, including both one-time policies for specific needs and recurring coverage plans to protect a home long-term. The agency helps homeowners in Tarpon Springs, FL, secure protection against common local risks such as storms and water damage. Each policy is tailored to the property’s unique requirements. Service is available on an as-needed basis, with consultations offered for new policies or when circumstances change.
Donovan Insurance Solutions in Tarpon Springs, FL specializes in matching homeowners with tailored property coverage options that address specific local needs. The agency also offers standard home insurance services, including protection against fire, theft, and liability claims. Located in a coastal community, they regularly help clients evaluate policies to ensure adequate coverage against seasonal concerns such as hurricane wind damage and flood risks.
As Florida’s summer storm season approaches, Tarpon Springs homeowners often seek dependable protection for properties near the Gulf coast. Seth Bodak: Allstate Insurance offers personal guidance to help residents review their existing home insurance coverage and identify gaps that could leave their investment vulnerable. Working with a local agent ensures that each policy is tailored to address risks from hurricane winds, flooding, or older roofing materials common in this area. The process begins with a thorough inspection of the home to assess its current condition and provide accurate replacement-cost estimates.
Coastal Insurance in Tarpon Springs, Florida assists homeowners with standard property coverage. The agency also specializes in add-ons such as flood and windstorm protection, which are essential for Gulf Coast residences. Policies typically address the unique risks of the local climate while remaining compliant with Florida regulations. This home insurance agent serves residential clients and can provide coverage for commercial sectors including offices, warehouses, and food service operations.
Joe Ricci - State Farm Insurance Agent serves Tarpon Springs, FL, offering residential home insurance to protect local homeowners. The agency also handles commercial coverage needs for small businesses in the surrounding area. Policies are customized to address risks specific to the region, such as hurricane and flood exposure. Clients receive guidance from a careful review of their property and coverage options. After the initial policy is in place, the agent provides follow-up service to adjust plans as needed and remains available for repeat service between routine visits.
MCP Insurance Services, Inc in Tarpon Springs, FL is known for connecting homeowners with suitable coverage that addresses common local risks such as hurricanes and storm damage. Their service range includes evaluating dwelling values, personal property, and liability needs to build individual policies from multiple carriers. They help clients understand deductibles and loss settlement options for their specific house type or neighborhood. A specialty service this agency can add on is tailored windstorm or flood insurance coverage for properties near the Gulf coast.
What Does a a Home Insurance Agent in Tarpon Springs Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a typical single family home. In Tarpon Springs rates may be higher due to coastal location and wind exposure. Older homes or those with older roofs can see premiums above $5,000. Actual costs depend on your homes value age construction type and chosen deductible. This is general information not insurance advice.
About home insurance agents in Tarpon Springs
Home insurance agents in Tarpon Springs Florida help you find coverage for your property. They understand local risks like hurricanes and sinkholes. Florida law requires insurers to offer windstorm coverage and agents can explain your options under the Florida Building Code.
Frequently Asked Questions
What does a home insurance agent in Tarpon Springs do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and Florida specific endorsements like wind or flood. They also assist with claims and policy changes.
Do I need flood insurance in Tarpon Springs Florida?
Flood insurance is not required by Florida law but lenders often require it for homes in flood zones. Tarpon Springs is near the Gulf so flood risk is higher. Agents can help you get a policy through the National Flood Insurance Program or private carriers.
How does Florida law affect home insurance rates in Tarpon Springs?
Florida law requires insurers to offer windstorm coverage and allows for sinkhole loss coverage. The state also has a three year time limit for filing sinkhole claims. Agents can explain how these rules affect your premium and coverage options.
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