ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsFlorida › Winter Garden

Find Home Insurance Agents Near You in Winter Garden, FL

Browse home insurance agents serving Winter Garden, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Winter Garden, Florida is Bryan Fifer - State Farm Insurance Agent, rated 5.0 stars across 1,098 reviews. Other highly rated options include Shannon Till - State Farm Insurance Agent, Blake Price - State Farm Insurance Agent, Craig Martin - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Winter Garden.

Showing 18 home insurance agents in Winter Garden, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bryan Fifer - State Farm Insurance Agent3724 Winter Garden Vineland Rd(407) 614-2622
2Shannon Till - State Farm Insurance Agent1620 Daniels Rd #110(407) 656-4000
3Blake Price - State Farm Insurance Agent14230 W Colonial Dr Suite 110(407) 573-6666
4Craig Martin - State Farm Insurance Agent14416 Shoreside Way #140(407) 656-1040
5Heather Thies - State Farm Insurance Agent15835 Shaddock Dr #150(407) 354-1320
6Mike Broschart - State Farm Insurance Agent14230 W Colonial Dr Ste 110(407) 298-2700
7Shane Swan - State Farm Insurance Agent14416 Shoreside Way Suite 140(407) 452-0124
8Joseph Ferrara Insurance Services, Inc.1442 Roxy Ln(800) 930-7006
9NL Insurance Solutions Inc13640 W Colonial Dr ste 150(407) 654-6500
10Central Florida Insurance Advisors213 S Dillard St(352) 575-2342
BF
3724 Winter Garden Vineland Rd
Bryan Fifer - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL

Bryan Fifer - State Farm Insurance Agent in Winter Garden, FL, offers a range of home insurance services and policies. Its service options include personalized coverage reviews, claims assistance, and flexible policy updates to meet changing needs. The agency also provides maintenance-oriented guidance on risk reduction, helping homeowners protect their property from common hazards. It services various property types, including single-family homes, apartments, retail spaces, and local restaurants.

ST
1620 Daniels Rd #110
Shannon Till - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL

Shannon Till - State Farm Insurance Agent serves the Winter Garden, Florida area, offering homeowners insurance policies to local residents. The agency works with clients to find coverages that protect houses and personal belongings from common regional risks. Policies can be tailored to fit individual needs including structures and liability. As part of a national carrier, the office provides standard home insurance alongside options for additional living expenses and personal property. The company also handles quotes for dwelling fire insurance and insurance for condominium unit owners.

BP
14230 W Colonial Dr Suite 110
Blake Price - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL

Blake Price - State Farm Insurance Agent serves homeowners, renters, and property managers in Winter Garden, Florida. The agency provides coverage for single-family homes, condominiums, and rental properties against storm damage, fire, and liability claims. Clients can also explore bundled policies with auto insurance for potential savings. The office assists with reviewing existing coverage limits and deductibles to match current property values. Typical appointments include explaining policy endorsements and filing claims guidance. Service extends to neighboring communities in West Orange County including Ocoee and surrounding areas of the greater Orlando metro region.

CM
14416 Shoreside Way #140
Craig Martin - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL

Serving Winter Garden and the surrounding central Florida communities, Craig Martin - State Farm Insurance Agent provides home insurance coverage for local homeowners. The agency handles policies that protect dwellings, personal belongings, and liability against common regional risks. For each client, the agent takes time to explain coverage options and deductibles before customizing a plan that fits the property. The approach to a typical job involves reviewing the home's specific features and the client's needs to tailor a straightforward policy solution.

HT
15835 Shaddock Dr #150
Heather Thies - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL

As a home insurance agent in Winter Garden, Florida, Heather Thies - State Farm Insurance Agent specializes in helping homeowners secure coverage for their properties and personal belongings. The office provides guidance on standard policies, including protection against fire, theft, and liability claims. It also assists with bundling home and auto insurance to simplify coverage management. Around the start of hurricane season, the agency focuses on reviewing windstorm deductibles and flood insurance options to ensure clients are adequately protected.

MB
14230 W Colonial Dr Ste 110
Mike Broschart - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL

Mike Broschart, a home insurance agent serving the Winter Garden, Florida area, distinguishes between one-time policies and recurring coverage options. A single dwelling plan may suffice for a vacation property, while a standard homeowner policy provides ongoing protection against perils like wind and fire. For renters or condominium owners, separate recurring policies guard personal belongings and interior structures. Local clients can also consider scheduled service for high-value items or seasonal risks. Services are available on an as-needed basis for new policy submissions or annual renewal reviews.

SS
14416 Shoreside Way Suite 140
Shane Swan - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL

Shane Swan - State Farm Insurance Agent in Winter Garden, FL, specializes in homeowners insurance policies designed to protect single-family houses from covered perils. The agency also serves local families by offering routine policy reviews and personalized coverage assessments. Throughout the year, it assists clients with updating dwelling limits to match rising replacement costs. During a period of extreme weather, such as hurricane season, this agent can help evaluate windstorm deductibles and verify that roof damage coverage remains appropriate for the structure.

JF
1442 Roxy Ln
Joseph Ferrara Insurance Services, Inc.
Home Insurance Agent · Winter Garden, FL

As Central Florida’s hurricane season approaches, many homeowners in Winter Garden focus on strengthening their property’s defenses against wind and water damage. Joseph Ferrara Insurance Services, Inc. helps local residents evaluate their current home policies to ensure sufficient coverage for these seasonal threats. The agency guides clients through the key exclusions common in Florida policies, such as flood or sinkhole protection, and explains optional add-ons. To begin discussing your individual risk profile and policy options, the company first conducts a thorough review of your existing coverage and property details.

NI
13640 W Colonial Dr ste 150
NL Insurance Solutions Inc
Home Insurance Agent · Winter Garden, FL

NL Insurance Solutions Inc in Winter Garden, Florida helps local homeowners find coverage to protect their property and belongings. The agency can arrange supplemental policies for windstorm damage and flood exposure, which are common risks in this region. For commercial clients, the team also provides tailored insurance packages for offices, warehouses, and food service establishments, ensuring each business secures appropriate liability and property protection.

CF
213 S Dillard St
Central Florida Insurance Advisors
Home Insurance Agent · Winter Garden, FL

Central Florida Insurance Advisors serves Winter Garden area homeowners by securing residential policies that protect property and personal assets. The agency also coordinates commercial coverage for local businesses needing liability and property protection across the region. Policyholders receive clear explanations of deductibles, coverage limits, and exclusions during each consultation. Annual policy reviews help adjust protection as property values change or renovations occur. The agency maintains client contact between regular visits to review upcoming renewals, discuss rate fluctuations, and coordinate any necessary endorsements before claims arise.

HI
1165 E Plant St #6
Hillcrest Insurance Agency
Home Insurance Agent · Winter Garden, FL
(407) 656-2211
hillcrestinsurance.com
AI
502 S Woodland St
Abney Insurance Agency
Home Insurance Agent · Winter Garden, FL
(407) 877-6110
abneyagency.com
TG
1218 Winter Garden Vineland Rd Suite # 112
Tiago Guimaraes Insurance
Home Insurance Agent · Winter Garden, FL
(843) 343-9603
tiagoguimaraesinsurance.com
SI
Raintree Building, 310 S Dillard St STE 150
Sunline Insurance Agency
Home Insurance Agent · Winter Garden, FL
(407) 933-7866
sunlineinsagency.com
RO
15497 Stoneybrook W Pkwy
Robert O Neil: Allstate Insurance
Home Insurance Agent · Winter Garden, FL
(407) 876-7773
agents.allstate.com/robert-o-neil-winter-garden-fl.html
SI
5736 Hamlin Groves Tr #162
Sheldon Insurance
Home Insurance Agent · Winter Garden, FL
(407) 792-0686
sheldonpalmesinsurance.com
BI
1218 Winter Garden Vineland Rd #128
Budget Insurance Offices, Inc. - Winter Garden
Home Insurance Agent · Winter Garden, FL
(407) 877-0878
budgetinsurancewintergarden.com
LH
1023 S Dillard St #4B
Lorenzo Hayward - State Farm Insurance Agent
Home Insurance Agent · Winter Garden, FL
(407) 654-9131
lorenzohayward.com

What Does a a Home Insurance Agent in Winter Garden Cost?

The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy but rates vary widely by location and home value. In Winter Garden factors like the homes age roof condition and distance from the coast affect your premium. Deductibles for hurricane damage are typically 2% to 5% of the dwelling coverage amount. This is general information and not insurance advice.

About home insurance agents in Winter Garden

Home insurance agents in Winter Garden Florida help residents find coverage that meets state requirements and protects against local risks. Florida law requires insurers to offer windstorm coverage and allows for a 30-day free look period on new policies. Agents can guide you through options for hurricane deductibles and flood insurance which is not included in standard policies.

Frequently Asked Questions

What does a home insurance agent in Winter Garden do?

A home insurance agent helps you compare policies from different companies to find coverage for your home and belongings. They explain Florida specific requirements like windstorm coverage and sinkhole insurance. Agents also assist with filing claims and updating your policy after renovations.

Do I need flood insurance in Winter Garden Florida?

Standard home insurance policies in Florida do not cover flood damage. Winter Garden is near lakes and can experience heavy rain so flood insurance is recommended. You can purchase a separate flood policy through the National Flood Insurance Program or a private insurer.

How do Florida insurance laws affect my home policy?

Florida law gives you a 30-day free look period to cancel a new policy for a full refund. Insurers must offer a windstorm deductible and cannot deny coverage based solely on your homes age. Agents must disclose any material facts about your property that could affect coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.