The top-rated home insurance agent in Winter Garden, Florida is Bryan Fifer - State Farm Insurance Agent, rated 5.0 stars across 1,098 reviews. Other highly rated options include Shannon Till - State Farm Insurance Agent, Blake Price - State Farm Insurance Agent, Craig Martin - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Winter Garden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bryan Fifer - State Farm Insurance Agent | 3724 Winter Garden Vineland Rd | (407) 614-2622 |
| 2 | Shannon Till - State Farm Insurance Agent | 1620 Daniels Rd #110 | (407) 656-4000 |
| 3 | Blake Price - State Farm Insurance Agent | 14230 W Colonial Dr Suite 110 | (407) 573-6666 |
| 4 | Craig Martin - State Farm Insurance Agent | 14416 Shoreside Way #140 | (407) 656-1040 |
| 5 | Heather Thies - State Farm Insurance Agent | 15835 Shaddock Dr #150 | (407) 354-1320 |
| 6 | Mike Broschart - State Farm Insurance Agent | 14230 W Colonial Dr Ste 110 | (407) 298-2700 |
| 7 | Shane Swan - State Farm Insurance Agent | 14416 Shoreside Way Suite 140 | (407) 452-0124 |
| 8 | Joseph Ferrara Insurance Services, Inc. | 1442 Roxy Ln | (800) 930-7006 |
| 9 | NL Insurance Solutions Inc | 13640 W Colonial Dr ste 150 | (407) 654-6500 |
| 10 | Central Florida Insurance Advisors | 213 S Dillard St | (352) 575-2342 |
Bryan Fifer - State Farm Insurance Agent in Winter Garden, FL, offers a range of home insurance services and policies. Its service options include personalized coverage reviews, claims assistance, and flexible policy updates to meet changing needs. The agency also provides maintenance-oriented guidance on risk reduction, helping homeowners protect their property from common hazards. It services various property types, including single-family homes, apartments, retail spaces, and local restaurants.
Shannon Till - State Farm Insurance Agent serves the Winter Garden, Florida area, offering homeowners insurance policies to local residents. The agency works with clients to find coverages that protect houses and personal belongings from common regional risks. Policies can be tailored to fit individual needs including structures and liability. As part of a national carrier, the office provides standard home insurance alongside options for additional living expenses and personal property. The company also handles quotes for dwelling fire insurance and insurance for condominium unit owners.
Blake Price - State Farm Insurance Agent serves homeowners, renters, and property managers in Winter Garden, Florida. The agency provides coverage for single-family homes, condominiums, and rental properties against storm damage, fire, and liability claims. Clients can also explore bundled policies with auto insurance for potential savings. The office assists with reviewing existing coverage limits and deductibles to match current property values. Typical appointments include explaining policy endorsements and filing claims guidance. Service extends to neighboring communities in West Orange County including Ocoee and surrounding areas of the greater Orlando metro region.
Serving Winter Garden and the surrounding central Florida communities, Craig Martin - State Farm Insurance Agent provides home insurance coverage for local homeowners. The agency handles policies that protect dwellings, personal belongings, and liability against common regional risks. For each client, the agent takes time to explain coverage options and deductibles before customizing a plan that fits the property. The approach to a typical job involves reviewing the home's specific features and the client's needs to tailor a straightforward policy solution.
As a home insurance agent in Winter Garden, Florida, Heather Thies - State Farm Insurance Agent specializes in helping homeowners secure coverage for their properties and personal belongings. The office provides guidance on standard policies, including protection against fire, theft, and liability claims. It also assists with bundling home and auto insurance to simplify coverage management. Around the start of hurricane season, the agency focuses on reviewing windstorm deductibles and flood insurance options to ensure clients are adequately protected.
Mike Broschart, a home insurance agent serving the Winter Garden, Florida area, distinguishes between one-time policies and recurring coverage options. A single dwelling plan may suffice for a vacation property, while a standard homeowner policy provides ongoing protection against perils like wind and fire. For renters or condominium owners, separate recurring policies guard personal belongings and interior structures. Local clients can also consider scheduled service for high-value items or seasonal risks. Services are available on an as-needed basis for new policy submissions or annual renewal reviews.
Shane Swan - State Farm Insurance Agent in Winter Garden, FL, specializes in homeowners insurance policies designed to protect single-family houses from covered perils. The agency also serves local families by offering routine policy reviews and personalized coverage assessments. Throughout the year, it assists clients with updating dwelling limits to match rising replacement costs. During a period of extreme weather, such as hurricane season, this agent can help evaluate windstorm deductibles and verify that roof damage coverage remains appropriate for the structure.
As Central Florida’s hurricane season approaches, many homeowners in Winter Garden focus on strengthening their property’s defenses against wind and water damage. Joseph Ferrara Insurance Services, Inc. helps local residents evaluate their current home policies to ensure sufficient coverage for these seasonal threats. The agency guides clients through the key exclusions common in Florida policies, such as flood or sinkhole protection, and explains optional add-ons. To begin discussing your individual risk profile and policy options, the company first conducts a thorough review of your existing coverage and property details.
NL Insurance Solutions Inc in Winter Garden, Florida helps local homeowners find coverage to protect their property and belongings. The agency can arrange supplemental policies for windstorm damage and flood exposure, which are common risks in this region. For commercial clients, the team also provides tailored insurance packages for offices, warehouses, and food service establishments, ensuring each business secures appropriate liability and property protection.
Central Florida Insurance Advisors serves Winter Garden area homeowners by securing residential policies that protect property and personal assets. The agency also coordinates commercial coverage for local businesses needing liability and property protection across the region. Policyholders receive clear explanations of deductibles, coverage limits, and exclusions during each consultation. Annual policy reviews help adjust protection as property values change or renovations occur. The agency maintains client contact between regular visits to review upcoming renewals, discuss rate fluctuations, and coordinate any necessary endorsements before claims arise.
What Does a a Home Insurance Agent in Winter Garden Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy but rates vary widely by location and home value. In Winter Garden factors like the homes age roof condition and distance from the coast affect your premium. Deductibles for hurricane damage are typically 2% to 5% of the dwelling coverage amount. This is general information and not insurance advice.
About home insurance agents in Winter Garden
Home insurance agents in Winter Garden Florida help residents find coverage that meets state requirements and protects against local risks. Florida law requires insurers to offer windstorm coverage and allows for a 30-day free look period on new policies. Agents can guide you through options for hurricane deductibles and flood insurance which is not included in standard policies.
Frequently Asked Questions
What does a home insurance agent in Winter Garden do?
A home insurance agent helps you compare policies from different companies to find coverage for your home and belongings. They explain Florida specific requirements like windstorm coverage and sinkhole insurance. Agents also assist with filing claims and updating your policy after renovations.
Do I need flood insurance in Winter Garden Florida?
Standard home insurance policies in Florida do not cover flood damage. Winter Garden is near lakes and can experience heavy rain so flood insurance is recommended. You can purchase a separate flood policy through the National Flood Insurance Program or a private insurer.
How do Florida insurance laws affect my home policy?
Florida law gives you a 30-day free look period to cancel a new policy for a full refund. Insurers must offer a windstorm deductible and cannot deny coverage based solely on your homes age. Agents must disclose any material facts about your property that could affect coverage.
Home Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater · Clermont