The top-rated home insurance agent in Hiram, Georgia is Dave Grant - State Farm Insurance Agent, rated 5.0 stars across 265 reviews. Other highly rated options include Freeway Insurance, Byrd Insurance Agency Inc, C J & Associates Insurance Agency, Inc - An Ausband Chapman Insurance Agency. This directory lists 10 home insurance agents serving Hiram.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Grant - State Farm Insurance Agent | 44 Darby's Crossing Dr Suite 214 | (770) 726-1104 |
| 2 | Freeway Insurance | 4272 Jimmy Lee Smith Pkwy suite a | (470) 964-3465 |
| 3 | Byrd Insurance Agency Inc | 162 Main St | (770) 439-7991 |
| 4 | C J & Associates Insurance Agency, Inc - An Ausband Chapman Insurance Agency | 4250 Atlanta Hwy | (770) 443-1978 |
| 5 | Lance Williamson American Family Insurance | 1899 Lake Rd Ste 224 | (770) 250-2055 |
| 6 | John Crumblin - State Farm Insurance Agent | 1899 Lake Rd suite 110 | (770) 222-8650 |
| 7 | THE ADAMS AGENCY | 3357 Jimmy Lee Smith Pkwy | (770) 943-2044 |
| 8 | My Choice Insurance LLC | 120 Enterprise Path | (770) 341-2359 |
| 9 | Hurst Independent Insurance Agency, Carriers - Travelers, Nationwide, Progressive, Allstate, Mercury, Safeco, The General | 5604 Wendy Bagwell Pkwy Ste 312 | (404) 480-4319 |
| 10 | Skye Thornton- COUNTRY Financial Agent | 5604 Wendy Bagwell Pkwy STE 322 | (706) 668-6361 |
Dave Grant - State Farm Insurance Agent serves the Hiram, Georgia area, offering homeowners insurance policies to protect local residences. The agency helps clients assess their property coverage needs and understand policy details. Customers can review their existing plans at scheduled appointments and ask questions about deductibles and liability limits. The office also assists with bundling home and auto insurance for those seeking combined coverage options. Home insurance consultations and annual policy reviews are handled by this Hiram agency.
Freeway Insurance provides tailored coverage options for homeowners, condominium owners, and renters in Hiram, Georgia. It offers protection for structures, personal property, and liability risks. The agency works with clients to assess their individual needs and find appropriate policies. After severe storms common to the region, it assists with filing claims for wind or hail damage to roofs and windows.
Byrd Insurance Agency Inc provides property and liability coverage tailored to homeowners in Hiram, GA, along with additional protection options for personal belongings and unforeseen events. The agency helps clients assess their coverage needs during policy setup and offers periodic policy reviews to ensure limits remain appropriate over time. Ongoing support includes claims assistance and guidance on adjusting deductibles or endorsements as circumstances change. This agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
C J & Associates Insurance Agency, Inc - An Ausband Chapman Insurance Agency serves homeowners, businesses, and property managers in Hiram, Georgia, by providing home insurance policies tailored to protect residential property and personal assets. It assists clients with reviewing coverage options for dwelling, personal liability, and contents. The agency helps local residents navigate insurance requirements common to the region, including factors like storm exposure. It also extends its home insurance services to nearby communities within Paulding County and the greater Dallas area.
Lance Williamson American Family Insurance serves Hiram, Georgia, and the surrounding communities. The agency handles home insurance coverage for local homeowners. To properly protect a property, an agent evaluates the dwelling’s structure, personal belongings, and liability risks. Lance Williamson’s approach for a typical job begins with a thorough discussion of the client’s needs and property details. The agent then customizes a policy that aligns with the homeowner’s specific situation and budget.
John Crumblin - State Farm Insurance Agent in Hiram, GA offers clients both one-time policy consultations and ongoing account management services for their home insurance needs. Coverage options typically include protection for the dwelling, personal property, and liability against common risks in the area. Service runs on both a scheduled basis for annual reviews and as an as-needed resource for unexpected claims or coverage questions.
The Adams Agency in Hiram, Georgia specializes in tailoring homeowners insurance policies for standard single-family residences and also offers coverage for mobile homes and vacant properties. It works closely with clients to evaluate replacement costs and liability protection for their specific property needs. As part of its general service work, the agency handles routine policy updates, claims assistance, and annual coverage reviews. The agency helps homeowners in the Hiram area address the risk of storm damage from high winds and hail common during spring and summer.
As the spring storm season approaches in Hiram, property owners begin reviewing their coverage for hail and wind damage. My Choice Insurance LLC helps residents assess their current homeowners policy to ensure it aligns with rebuilding costs and local weather risks. The agency focuses on explaining coverage options for the structure and personal belongings, adjusting limits when needed. To begin this process, a licensed representative schedules a walk-through of the home to photograph the exterior and take detailed measurements for an accurate replacement cost estimate.
Hurst Independent Insurance Agency pairs homeowners with coverage that fits their individual circumstances, including add-ons such as flood, wind, and personal liability protection. The firm presents policy options from carriers including Travelers, Nationwide, Progressive, Allstate, Mercury, Safeco, and The General. Serving the Hiram, Georgia community, this agency also secures commercial insurance for offices, warehouses, and food service operations to protect their business assets and daily operations.
Skye Thornton- COUNTRY Financial Agent offers residential home insurance services for properties in and around Hiram, GA. Commercial coverage is also available to protect local businesses and their assets. The agency serves homeowners throughout the broader region, tailoring policies to meet individual property needs and risk profiles. Clients can expect thorough explanations of coverage options and dedicated support when filing claims. Follow-up service between regular visits helps maintain appropriate protection as circumstances change.
What Does a a Home Insurance Agent in Hiram Cost?
The average cost of home insurance in Georgia is around $1,500 to $2,200 per year for a standard policy with $300,000 in dwelling coverage. In Hiram, rates may vary based on your homes age, construction type, and proximity to fire stations. Factors like credit score and claims history also affect premiums. This is general information and not insurance advice.
About home insurance agents in Hiram
Home insurance agents in Hiram, Georgia assist homeowners in finding coverage that meets state requirements and protects against local risks like storms and fire. Georgia law does not require home insurance, but mortgage lenders typically mandate a policy. Agents can explain coverage options for replacement cost and liability in Paulding County.
Frequently Asked Questions
What does a home insurance agent in Hiram do?
A home insurance agent in Hiram helps you compare policies from different insurers to find coverage for your home and belongings. They explain deductibles, liability limits, and endorsements for Georgia-specific risks like hail or wind damage. Agents also assist with filing claims and updating policies as needed.
Is home insurance required by law in Georgia?
Georgia state law does not require homeowners to carry home insurance. However, if you have a mortgage, your lender will require you to maintain a policy that covers the loan amount. Agents can help you meet lender requirements while adding extra coverage for personal property.
How do Georgia weather risks affect home insurance in Hiram?
Hiram is in an area prone to severe thunderstorms, hail, and occasional tornadoes. Standard home insurance policies in Georgia typically cover wind and hail damage but may have separate deductibles for these perils. An agent can explain how to add flood insurance, which is not included in standard policies.
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