The top-rated home insurance agent in Coeur d'Alene, Idaho is Tim Skelton - State Farm Insurance Agent, rated 5.0 stars across 391 reviews. Other highly rated options include Redman & Company Insurance Inc., TJ Hake - State Farm Insurance Agent, Flathead Insurance Coeur d'Alene Insurance. This directory lists 20 home insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Skelton - State Farm Insurance Agent | 2140 W Riverstone Dr Ste 202 | (208) 664-2155 |
| 2 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 3 | TJ Hake - State Farm Insurance Agent | 1900 Northwest Blvd UNIT 106 | (208) 714-0228 |
| 4 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 5 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 6 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 7 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 8 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 9 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 10 | Neipert Insurance Agency Inc: Allstate Insurance | 293 E Appleway Ave | (208) 676-1747 |
Tim Skelton - State Farm Insurance Agent serves the Coeur d'Alene, Idaho, metro area, offering home insurance policies designed to protect local homeowners. As a home insurance agent, this agency helps customers structure coverage that addresses property damage and personal liability risks. Clients can discuss the needs of their specific dwelling and review deductible options. The agency also handles renters insurance policies in the region.
Redman & Company Insurance Inc. in Coeur d'Alene, Idaho provides a full range of home insurance solutions to protect local property owners. They assist clients in selecting appropriate coverage for dwellings, personal belongings, and liability exposures, and they offer guidance on updating policies as needs change over time. Their services support homeowners in understanding policy details and filing claims. The agency handles insurance for single-family homes, apartment buildings, retail spaces, and restaurants throughout the region.
TJ Hake - State Farm Insurance Agent in Coeur d'Alene, Idaho, serves homeowners, landlords, and small business owners looking for property protection. The agency helps clients match coverage levels to their individual needs, including dwelling limits and liability options. Policies can be bundled to streamline management and potentially reduce costs. The agent also offers consultations to review existing plans for adequate protection. Service extends to neighboring communities such as Post Falls and Hayden, ensuring residents throughout the Coeur d'Alene area have access to local insurance guidance.
Flathead Insurance Coeur d'Alene Insurance serves Coeur d'Alene and the surrounding communities of North Idaho, including Post Falls and Hayden. The agency handles a full range of home insurance policies tailored for local residences, from suburban homes to lakefront properties in the region. It works with multiple carriers to match coverage for different dwelling types and personal property needs. Each policy is reviewed during an initial consultation, and then the agent compares options to align protection with the homeowner s specific risk exposure and budget.
1st Choice Insurance Brokers, LLC in Coeur d'Alene, ID distinguishes between one-time policy setup and recurring renewal management for homeowners. Their coverage consultations address dwelling and personal property protection for local residences. As a standard home insurance agent, the firm helps clients understand regional risks like wildfire exposure. Service runs on both an initial one-time basis for policy purchase and subsequent scheduled annual reviews to adjust coverage. Service follows an as-needed basis for mid-term policy changes or claims guidance.
Dirks Insurance Group, LLC provides personal home insurance solutions for properties throughout Coeur d'Alene and its surrounding communities, tailoring standard coverage with optional specialty add-ons such as protection for valuable personal property or liability for incidental business use. The agency works on behalf of clients to compare policies from multiple carriers, ensuring each homeowner finds a plan suited to their specific needs. It serves residential property owners, commercial offices, warehouses, and food service operations across the region.
As winter storms bring heavy snow and ice to north Idaho, homeowners in Coeur d'Alene need reliable protection for their properties. Marsh McLennan Agency provides home insurance coverage tailored to the region's seasonal risks, including roof damage and frozen pipe claims. Their agents work with local clients to review policy limits and identify coverage gaps specific to older or waterfront homes in the area. To begin a policy review, an agent will arrange a property inspection to assess current conditions and recommend appropriate endorsements.
Panhandle Insurance provides residential home insurance services to homeowners in Coeur d'Alene, ID. The agency also assists clients who require commercial coverage for their business properties and assets. Its service area extends throughout the local region, ensuring that property owners can obtain necessary protection. Coverage options are tailored to meet the needs of individual households and commercial enterprises alike. Agents offer follow-up consultations between regular policy reviews to update coverage as circumstances change.
Pacific Crest Insurance - Coeur d'Alene is a home insurance agent known for helping homeowners in the region secure essential property coverage. Its service range includes evaluating dwelling limits, personal property protection, and liability options tailored to the local housing market. The agency works with clients to address risks specific to the Inland Northwest, such as wildfire and winter storm exposure. As a specialty add-on, it offers endorsement guidance for high-value personal belongings like jewelry or collectibles.
Neipert Insurance Agency Inc: Allstate Insurance specializes in home insurance solutions that protect residential properties against common perils such as fire, theft, and weather damage. The agency also provides general policy reviews and adjustments to match changing coverage needs for homeowners throughout Coeur d'Alene, Idaho. It helps clients assess their liability exposure and contents valuation. During the winter season, the agency assists local homeowners in understanding how ice dams and frozen pipes are addressed in their policies.
What Does a a Home Insurance Agent in Coeur d'Alene Cost?
The average cost of homeowners insurance in Idaho is around 1,200 to 1,500 dollars per year for a standard policy. Coeur d Alene rates may be slightly higher due to wildfire risk and property values. Actual costs depend on your home age location coverage limits and deductible. This is general information not insurance advice.
About home insurance agents in Coeur d'Alene
Home insurance agents in Coeur d Alene Idaho help you protect your property against common risks like wildfire and winter storms. Idaho law does not require homeowners insurance but mortgage lenders typically do. Local agents can explain coverage options tailored to the region including replacement cost and liability protection.
Frequently Asked Questions
What does a home insurance agent in Coeur d Alene do?
A home insurance agent helps you find a policy that fits your home and budget. They compare quotes from different insurers and explain coverage details like dwelling protection and personal property coverage. Agents also assist with claims and policy changes.
Do I need home insurance in Idaho?
Idaho state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Even if you own your home free and clear insurance is strongly recommended to cover fire theft and liability risks.
How do I choose a home insurance agent in Coeur d Alene?
Look for an agent who is licensed in Idaho and has experience with local risks such as wildfire and hail damage. Ask about their customer service and claims support. Compare quotes from multiple agents to find a policy that meets your needs.
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