The top-rated home insurance agent in Post Falls, Idaho is Sue Breesnee - State Farm Insurance Agent, rated 4.9 stars across 284 reviews. Other highly rated options include Evans Insurance, Andy Cline: Allstate Insurance, Basin Pacific-Post Falls. This directory lists 19 home insurance agents serving Post Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sue Breesnee - State Farm Insurance Agent | 724 ID-41 Ste A | (208) 457-9000 |
| 2 | Evans Insurance | 4653 St Joe Ave Unit A-109 | (208) 765-8917 |
| 3 | Andy Cline: Allstate Insurance | 1208 N Idaho St Suite 103 | (208) 777-7675 |
| 4 | Basin Pacific-Post Falls | 311 E Mullan Ave | (208) 457-1800 |
| 5 | Farm Bureau- North Idaho Insurance Agency | 806 E Polston Ave Suite B | (208) 618-8765 |
| 6 | Shaylee Morlan Insurance Agency - COUNTRY Financial | 2600 E Seltice Way # A1 | (208) 889-6054 |
| 7 | Acrisure Post Falls, ID (Dickinson Insurance) | 609 N Syringa St Ste A | (208) 773-0504 |
| 8 | Jeremy Lacaria - State Farm Insurance Agent | 614 E Seltice Way Ste A | (208) 773-7537 |
| 9 | Farm Bureau Insurance | 806 E Polston Ave STE A | (208) 457-8018 |
| 10 | Farmers Insurance - Corey Dwinell | 841 N Boulder Ct Ste A | (208) 773-3820 |
Sue Breesnee - State Farm Insurance Agent serves the Post Falls, Idaho area, providing home insurance policies to local homeowners. For residents in this region, the agency handles standard homeowners coverage that protects dwellings and personal belongings. It also offers additional policies for specific risks common to the area. Customers can discuss customized protection plans for their individual needs through this local office. Specific services managed here include liability coverage and policies for renters needing tenant insurance for their household items.
Evans Insurance serves homeowners, businesses, and property managers in the Post Falls area, offering personalized home insurance agent services to help clients select appropriate coverage for their properties. The agency assists with protecting dwellings, detached structures, personal belongings, and liability exposure against common regional risks. Working with local carriers, it provides consultations tailored to individual property needs and financial situations. Its service area extends into the neighboring community of Coeur d'Alene, covering additional residential and commercial clients throughout Kootenai County.
Andy Cline: Allstate Insurance offers a range of services including standard homeowner policies, renters insurance, and additional coverage for personal liability or natural disasters common to the Inland Northwest. Its agents assist policyholders in understanding their deductible options and bundling home with vehicle coverage for potential savings. Routine policy reviews and annual coverage assessments are available to help ensure protection keeps pace with changes in property value. The company serves single-family homes, apartments, condominiums, retail spaces, and neighborhood restaurants throughout the Post Falls area.
Basin Pacific-Post Falls serves the Post Falls area and surrounding communities in Idaho, handling home insurance policies designed to protect residential properties from common regional risks. The company works to help clients secure coverage that can address damage from storms, fires, and liability concerns. Its typical process begins with a thorough assessment of each homeowner's specific needs and property characteristics before presenting suitable coverage options. This approach allows for tailored recommendations that align with individual circumstances and local housing conditions, ensuring each policy is structured to offer appropriate protection without unnecessary extras.
Farm Bureau- North Idaho Insurance Agency in Post Falls, ID, provides both one-time policy quotes and ongoing coverage management for homeowners, ensuring that each residence is protected against common regional risks. A single consultation can clarify immediate coverage needs, while recurring service options allow for periodic policy reviews as property values change. Services run on a one-time, scheduled, or as-needed basis depending on the client's preference for long-term relationship or a single assessment.
As winter approaches in Post Falls, homeowners often worry about ice dams and freeze damage to their properties. Shaylee Morlan Insurance Agency - COUNTRY Financial responds by reviewing policies to ensure adequate protection for local homes. The agency helps clients understand coverage limits for common regional risks, including wind and hail storms common to the Idaho panhandle. Each new client’s specific situation is assessed thoroughly. A complete home inspection is scheduled before finalizing any new policy.
Acrisure Post Falls, Idaho, operating as Dickinson Insurance, specializes in providing comprehensive homeowners policies tailored to protect single-family residences and rental properties. It also offers general home insurance services, ensuring clients have coverage for dwelling, personal property, and liability protection. The company helps local homeowners address the unique risks posed by the region’s seasonal wildfire threat during dry summer months.
Jeremy Lacaria - State Farm Insurance Agent in Post Falls, ID offers home insurance policies designed to protect residential properties and their contents from common risks. The agency also provides commercial coverage for local businesses seeking to safeguard their operations and assets. Service extends throughout the Post Falls area and surrounding communities in Kootenai County. Clients can discuss policy details, adjust coverage limits as life changes occur, or file a claim during regular visits. Follow-up appointments help ensure that continuing protection remains aligned with current needs between scheduled check-ins.
Farm Bureau Insurance assists local homeowners with coverage for their properties, including options for valuables and liability protection. As a home insurance agent in Post Falls, Idaho, this agency helps clients tailor policies to meet individual needs. Comprehensive policies can be extended to include coverage for additional structures or personal belongings during travel. The agency also advises on risk mitigation for residential properties. For businesses, the agency serves commercial sectors such as offices, warehouses, and food service establishments, helping them manage their property and liability exposures effectively.
Farmers Insurance - Corey Dwinell is a home insurance agency based in Post Falls, Idaho, known for providing residential property coverage tailored to local needs. The agency helps homeowners protect their structures, personal belongings, and liability against common regional risks such as storms and wildfires. It offers standard policies that can be customized with deductible options and bundling discounts. Clients can also add on flood insurance to cover damage excluded from typical homeowner policies.
What Does a a Home Insurance Agent in Post Falls Cost?
The average cost of homeowners insurance in Idaho is around $1,000 to $1,500 per year for a standard policy. However, rates in Post Falls can vary based on your homes age, construction type, and location. Factors like proximity to fire hydrants and your claims history also affect pricing. This is general information and not insurance advice.
About home insurance agents in Post Falls
Home insurance agents in Post Falls, Idaho help homeowners find coverage for their properties. Idaho law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain how factors like wildfire risk and proximity to Lake Coeur d Alene affect your premium.
Frequently Asked Questions
What does a home insurance agent in Post Falls do?
A home insurance agent helps you compare policies from different carriers. They explain coverage options like dwelling, personal property, and liability. They also advise on Idaho-specific endorsements such as earthquake or flood coverage.
Do I need flood insurance for a home in Post Falls?
Flood insurance is not required by Idaho state law but may be required by your mortgage lender if you are in a flood zone. Post Falls has areas near the Spokane River that are designated high-risk. An agent can help you determine your flood zone and find a policy through the National Flood Insurance Program.
How does Idaho law affect home insurance policies?
Idaho law requires insurers to provide a 30-day notice before nonrenewal or cancellation for nonpayment. The state also mandates that insurers offer replacement cost coverage for dwelling policies. An agent can explain how these rules protect you.
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