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Find Home Insurance Agents Near You in Elgin, IL

Browse home insurance agents serving Elgin, Illinois. Updated 2026-07-14.

The top-rated home insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,001 reviews. Other highly rated options include Illinois Vehicle Auto Insurance (Xpert), Accurate Auto Insurance, ADH Insurance Agency, Inc. This directory lists 23 home insurance agents serving Elgin.

Showing 23 home insurance agents in Elgin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Sutton - State Farm Insurance Agent1380 Dundee Ave Suite D(847) 888-8858
2Illinois Vehicle Auto Insurance (Xpert)1073 N Liberty St(847) 468-0300
3Accurate Auto Insurance1098 Dundee Ave(847) 413-8900
4ADH Insurance Agency, Inc2521 Technology Dr # 204(847) 697-0104
5Greg Metelak - State Farm Insurance Agent53 Douglas Ave(847) 888-9875
6Insurance Navy Brokers1106 Dundee Ave(847) 416-0030
7Farmers Insurance - Chantal Ortiz Meza79 S Grove Ave(224) 242-8132
8David Im - State Farm Insurance Agent1245 Larkin Ave(847) 742-2292
9Freeway Insurance5 Clock Tower Plaza(224) 856-4649
10Melissa Myers - State Farm Insurance Agent1350 E Chicago St Unit 8(847) 888-8050
JS
1380 Dundee Ave Suite D
John Sutton - State Farm Insurance Agent
Home Insurance Agent · Elgin, IL
IV
1073 N Liberty St
Illinois Vehicle Auto Insurance (Xpert)
Home Insurance Agent · Elgin, IL

Illinois Vehicle Auto Insurance (Xpert) serves the Elgin, Illinois, metro area and surrounding Kane County as a local home insurance agent. The agency helps homeowners find policies to protect their property and personal belongings. It also assists clients with understanding different coverage levels and deductibles that meet their budget. In this region, the agency regularly handles quotes for standard homeowners policies and separate flood insurance policies for properties in designated flood zones.

AA
1098 Dundee Ave
Accurate Auto Insurance
Home Insurance Agent · Elgin, IL

Accurate Auto Insurance in Elgin, IL, serves homeowners, renters, and property managers seeking reliable coverage for their properties. The agency works to match clients with policies that protect against common local risks like severe storms and fire damage. It provides guidance on dwelling, personal belongings, and liability protection. Services also include assistance reviewing policy details and adjusting deductibles. The company extends its home insurance services to clients throughout the Fox Valley area, including nearby communities such as South Elgin.

AI
2521 Technology Dr # 204
ADH Insurance Agency, Inc
Home Insurance Agent · Elgin, IL

Serving Elgin, Illinois, and the surrounding communities, ADH Insurance Agency, Inc. handles home insurance policies for local homeowners. The company provides essential coverage for dwellings and personal property. It also addresses liability protection against accidents on the property. To complete a typical job, an agent reviews a client’s specific property details and lifestyle needs, then presents policy comparisons tailored to that individual situation.

GM
53 Douglas Ave
Greg Metelak - State Farm Insurance Agent
Home Insurance Agent · Elgin, IL

Greg Metelak - State Farm Insurance Agent in Elgin, IL, helps clients understand the difference between a one-time policy purchase and the ongoing service options, such as annual renewals with updated coverage. Their home insurance agent work focuses on tailoring dwellings and personal property coverage to meet local needs and lender requirements. This service supports customers on either a one-time setup or an as-needed basis as life changes occur.

IN
1106 Dundee Ave
Insurance Navy Brokers
Home Insurance Agent · Elgin, IL

Insurance Navy Brokers offers specialized guidance on homeowners insurance policies, helping clients in Elgin, IL secure coverage tailored to property and liability needs. Its general services include risk assessment and policy comparisons to match dwelling protection with local housing values. As seasonal storms or winter freeze risks approach Elgin, the agency assists homeowners in reviewing deductibles and water damage exclusions.

FI
79 S Grove Ave
Farmers Insurance - Chantal Ortiz Meza
Home Insurance Agent · Elgin, IL

Elgin winters can bring heavy snow and ice, putting homes at risk for roof leaks and frozen pipes. Farmers Insurance - Chantal Ortiz Meza helps local homeowners prepare for these seasonal hazards by offering tailored coverage options that address specific regional concerns. The agency focuses on matching policy features to each property's unique needs and construction type found throughout the Elgin area. The process begins with a thorough assessment of your home’s current condition and potential vulnerabilities during an initial in-person walkthrough.

DI
1245 Larkin Ave
David Im - State Farm Insurance Agent
Home Insurance Agent · Elgin, IL

David Im, a State Farm Insurance Agent in Elgin, IL, provides residential home insurance coverage for properties throughout the area. Commercial insurance policies are also available to protect local business structures and liabilities. The agency serves Elgin and surrounding communities in Illinois. Personalized consultations allow clients to review coverage options and adjust policies as their needs change. Follow-up appointments help ensure continued protection between regular billing cycles, with agents available to address new questions or endorse policies after a claim or renovation.

FI
5 Clock Tower Plaza
Freeway Insurance
Home Insurance Agent · Elgin, IL

As a home insurance agent in Elgin, Illinois, Freeway Insurance helps local residents secure coverage for their dwellings and personal property. The agency can arrange for additional specialty policies that protect against specific risks like flood or earthquake damage. For commercial clients, Freeway Insurance also offers policies tailored to the unique needs of various business operations, including offices, warehouses, and food service establishments.

MM
1350 E Chicago St Unit 8
Melissa Myers - State Farm Insurance Agent
Home Insurance Agent · Elgin, IL

Melissa Myers - State Farm Insurance Agent in Elgin, IL, is known for providing homeowners with personalized coverage plans that protect against common local risks such as storms and liability. This agency serves residential clients throughout the Elgin area, offering standard policies that include dwelling, personal property, and loss of use protection. An additional specialty service this agent can add on is identity restoration coverage, which helps policyholders recover from incidents of identity theft.

NN
1881 Larkin Ave B
Nancy Navarro - State Farm Insurance Agent
Home Insurance Agent · Elgin, IL
(847) 888-9040
nancymyagent.com
MY
1140 N McLean Blvd Unit E
Mizrain Yeverino - State Farm Insurance Agent
Home Insurance Agent · Elgin, IL
(224) 523-7019
myagentmiz.com
PI
2521 Technology Dr #201
Pro Insurance Group
Home Insurance Agent · Elgin, IL
(833) 776-4671
proinsgrp.com
LR
1231 Larkin Ave
Leo R. Cox Agency
Home Insurance Agent · Elgin, IL
(847) 742-9713
lrcagency.net
KJ
19 S Spring St
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
Home Insurance Agent · Elgin, IL
(847) 741-9393
kjhins.com
MI
300 S McLean Blvd Unit C
Magnum Insurance Agency
Home Insurance Agent · Elgin, IL
(847) 608-7260
magnuminsurance.com/location/elgin
FI
829 Walnut Ave Ste B
Farmers Insurance - Elizabeth Estrada
Home Insurance Agent · Elgin, IL
(847) 488-1600
agents.farmers.com/il/elgin/elizabeth-estrada
FI
2090 Larkin Ave Ste 2
Farmers Insurance - Anthony Eason
Home Insurance Agent · Elgin, IL
(847) 888-8353
agents.farmers.com/il/elgin/anthony-eason
KM
1970 Larkin Ave STE 3
Kevin Malooly Agency LLC American Family Insurance
Home Insurance Agent · Elgin, IL
(847) 888-2222
amfam.com/agents/illinois/elgin/kevin-malooly
VI
1331 Dundee Ave
Valentine Insurance Agency
Home Insurance Agent · Elgin, IL
(847) 741-0083
valentine-ins.com
EI
829B Walnut Ave
Excellent Insurance Agency
Home Insurance Agent · Elgin, IL
(847) 388-6437
AH
1600 Big Timber Rd
AllState Home and Property Insurance Co
Home Insurance Agent · Elgin, IL
(877) 640-2914
allstate.com
JI
1275 Davis Rd Suite 225
JC Insurance Agency Inc
Home Insurance Agent · Elgin, IL
(224) 856-5542
jcinsagency.com

What Does a a Home Insurance Agent in Elgin Cost?

The average cost of home insurance in Illinois is around 1300 to 2000 per year for a typical single family home. In Elgin rates can vary based on factors like home age proximity to fire stations and claims history. A standard policy with 300000 in dwelling coverage might cost 1400 to 1800 annually. This is general information and not insurance advice.

About home insurance agents in Elgin

Home insurance agents in Elgin Illinois help homeowners protect their property against risks like fire theft and storm damage. Illinois law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain policy details and help you meet mortgage lender requirements.

Frequently Asked Questions

What does a home insurance agent in Elgin do?

A home insurance agent in Elgin helps you find a policy that covers your house personal belongings and liability. They compare quotes from different insurers and explain Illinois specific coverage options like sewer backup or ordinance or law coverage.

Do I need home insurance in Elgin Illinois?

Yes most mortgage lenders require home insurance. Even if you own your home outright Illinois law does not mandate coverage but it protects your investment against common risks like wind hail and fire.

How do I choose a home insurance agent in Elgin?

Look for an agent licensed in Illinois with experience in the Elgin area. Ask about their carrier options and whether they offer coverage for local risks such as flooding from the Fox River.

Home Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.