The top-rated home insurance agent in Gurnee, Illinois is Farmers Insurance - Galvez Insurance Agency, rated 4.9 stars across 445 reviews. Other highly rated options include Jack Martin - State Farm Insurance Agent, Braulio Valladares - State Farm Insurance Agent, Stefanie Curtis - State Farm Insurance Agent. This directory lists 17 home insurance agents serving Gurnee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Galvez Insurance Agency | 495 N Riverside Dr Ste 109 | (224) 209-2731 |
| 2 | Jack Martin - State Farm Insurance Agent | 1761 N Dilleys Rd Ste. 103 | (847) 336-6800 |
| 3 | Braulio Valladares - State Farm Insurance Agent | 1333 N Delany Rd Ste 300 | (847) 672-9004 |
| 4 | Stefanie Curtis - State Farm Insurance Agent | 4949 Grand Ave #6b | (847) 336-8792 |
| 5 | David G Schmeissing: Allstate Insurance | 4343 Old Grand Ave Suite 209 | (847) 623-2300 |
| 6 | Howard Greer - GEICO Insurance Agent | 5414 Grand Ave Suite 300 | (847) 672-0144 |
| 7 | David Blumenstock: Allstate Insurance | 34498 N Old Walnut Cir | (847) 223-2277 |
| 8 | West's Insurance Agency | 1225 Tri State Pkwy Ste 500 | (847) 623-0456 |
| 9 | Stolarick & Company, Inc. | 4673 Grand Ave | (847) 360-1300 |
| 10 | Alejandro Villa - COUNTRY Financial Agent | 3575 Grand Ave Ste G | (847) 231-1151 |
Farmers Insurance - Galvez Insurance Agency serves homeowners in Gurnee and Lake County, offering property coverage for single-family houses and townhomes. This agency helps residents select policies that protect against common local risks, including severe storms and liability concerns. Customizing coverage limits and deductibles is a standard part of its process. Available services include protection for dwelling structures and personal belongings against fire and theft. The agency specifically handles replacement cost endorsements and water damage exclusions for homes in this area.
Jack Martin - State Farm Insurance Agent in Gurnee, IL, provides a full range of home insurance services, including policy consultations, risk assessments, and claims assistance. Its service plans offer tailored coverage options for dwelling, personal property, and liability protection, with regular policy reviews to align with changing needs. The firm services single-family homes, townhouses, condominiums, rental property units, and habitational buildings such as apartments.
Serving homeowners, landlords, and property managers in and around Gurnee, Braulio Valladares - State Farm Insurance Agent provides home insurance policies to protect residential properties. Coverage options can include dwelling protection, liability coverage, and personal belongings insurance, tailored to individual needs. The agency helps local residents understand their policies and file claims when necessary. It also works with clients throughout Waukegan to find coverage that fits their home and budget.
Serving Gurnee and the surrounding Lake County communities, Stefanie Curtis - State Farm Insurance Agent handles home insurance policies designed to protect local homeowners. It works with clients to assess their property coverage needs, including dwelling protection and liability options. For a typical job, the agent begins with a detailed review of the home’s specific risks and then compares available policy features to find a suitable match.
David G Schmeissing: Allstate Insurance in Gurnee, IL provides a range of specialty home insurance options, including comprehensive dwelling and personal property coverage. The agency also assists local homeowners with general liability protection and additional living expense policies. Serving the broader Lake County area, it helps clients assess their unique property risks. This agent can be especially valuable for addressing coverage needs that arise after a sudden summer storm or severe wind event damages a home’s roof or siding.
Homeowners in the Gurnee area can choose between a single, one-time policy purchase or ongoing, recurring coverage options, with both designed to protect the structure and personal belongings. Howard Greer - GEICO Insurance Agent offers policies that address common local risks, helping ensure financial protection against property damage or loss. Service runs on an as-needed, scheduled basis through policy renewals and claims support, with adjustments available when coverage details change.
As winter thaws in Gurnee, homeowners often begin checking for leaks and storm damage, a task this local home insurance agent helps guide. David Blumenstock: Allstate Insurance assists residents in understanding how their policies cover seasonal risks and potential repairs. They work with clients to discuss dwelling limits, personal property coverage, and liability protection tailored to the Lake County area. After an initial policy review, the next step typically involves a thorough property inspection to verify the condition of roofs, siding, and foundational elements before confirming coverage details.
West's Insurance Agency in Gurnee, Illinois works with local homeowners to structure policies that meet individual needs, while also providing coverage for specialty items such as jewelry, collectibles, or home-based business equipment. Policies can be tailored to guard against common regional risks, including storm damage or sudden liability claims. The agency's services extend to commercial sectors as well, assisting with coverage for offices, warehouses, and food service operations.
Stolarick & Company, Inc. in Gurnee, IL, provides residential home insurance services to protect personal property and structures from common perils. Commercial coverage options are also available to help safeguard local business assets and liability exposures. The agency serves homeowners and business owners throughout the Gurnee area and surrounding communities. Customers often return for follow-up consultations or to adjust their policies between regular visits to ensure ongoing adequate protection.
Alejandro Villa - COUNTRY Financial Agent in Gurnee, IL, is known for helping homeowners protect their property with tailored insurance plans. Serving the Gurnee area, the agency offers standard homeowners policies that safeguard against common risks like fire, theft, and weather damage. Clients receive personalized guidance to align coverage with their specific housing needs. The firm helps customers adjust deductibles and liability limits to better fit their budget. For an added specialty, this agent can evaluate a home’s actual cash value versus replacement cost for more precise policy structuring.
What Does a a Home Insurance Agent in Gurnee Cost?
The average home insurance premium in Illinois is about $1,200 per year for a standard policy. In Gurnee costs can range from $800 to $2,500 depending on your homes value and risk factors. Older homes or those near flood zones may have higher rates. This is general information not insurance advice.
About home insurance agents in Gurnee
Home insurance agents in Gurnee Illinois help you find coverage for your house and belongings. Illinois law does not require homeowners insurance but mortgage lenders usually do. Agents can explain policy options like replacement cost and actual cash value for your Lake County home.
Frequently Asked Questions
What does a home insurance agent in Gurnee do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.
How do I choose a home insurance agent in Gurnee Illinois?
Look for an agent licensed in Illinois by checking the Illinois Department of Insurance website. Ask about their experience with homes in Lake County. Read online reviews and get quotes from multiple agents.
What factors affect home insurance costs in Gurnee?
Costs depend on your homes age construction type and location. Gurnee is near the Des Plaines River so flood risk may increase rates. Your credit score claims history and coverage limits also affect the premium.
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