The top-rated home insurance agent in Moline, Illinois is Matt Fitzpatrick - State Farm Insurance Agent, rated 5.0 stars across 282 reviews. Other highly rated options include Glen Gerardy - State Farm Insurance Agent, Chad Cruse - State Farm Insurance Agent, Freeway Insurance. This directory lists 23 home insurance agents serving Moline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Fitzpatrick - State Farm Insurance Agent | 800 36th Ave | (309) 948-2071 |
| 2 | Glen Gerardy - State Farm Insurance Agent | 3815 16th St | (309) 786-7480 |
| 3 | Chad Cruse - State Farm Insurance Agent | 1922 7th St Suite 201 | (309) 736-9337 |
| 4 | Freeway Insurance | 2022 1st St Ct A | (309) 832-7011 |
| 5 | Farmers Insurance - David Williams | 2800 41st St | (309) 762-8100 |
| 6 | Jason Goff - State Farm Insurance Agent | 2450 53rd St | (309) 762-1187 |
| 7 | Trevor Volz - State Farm Insurance Agent | 1485 41st St | (309) 762-5833 |
| 8 | Josh Jackson - COUNTRY Financial Representative | 2326 53rd St A | (309) 736-9637 |
| 9 | Derek Newton: Allstate Insurance | 3311 Avenue of the Cities | (309) 797-9355 |
| 10 | Tim Clifton Agency Inc American Family Insurance | 3760 41st St #8 | (309) 797-6600 |
Matt Fitzpatrick - State Farm Insurance Agent serves the Moline, Illinois metro area and offers home insurance coverage to local residents. This agency helps homeowners protect their properties against common regional risks with tailored policies. Their services include evaluating dwelling coverage and providing personal property protection for belongings inside the home. Policy options can address liabilities from accidents on the property and additional structures such as garages or sheds. This agency also handles local insurance needs for rental properties and condominiums.
Glen Gerardy - State Farm Insurance Agent serves homeowners in the Moline area with comprehensive home insurance policies, protecting residential properties against common perils such as fire, theft, and weather-related damage. The agency offers customized coverage options designed to suit individual property values and personal liability needs. Answering questions about policy adjustments and claims can help clients maintain proper protection. The agent also serves businesses and property managers in the region. Alongside Moline, the office provides home insurance coverage to neighboring East Moline.
Chad Cruse - State Farm Insurance Agent provides a full range of home insurance services, including policy consultations, coverage evaluations, and claims assistance for residential properties. The agency offers personalized service plans to help clients understand their existing coverage and identify potential gaps in protection. Policies are designed to safeguard homes against common perils such as fire, theft, and severe weather conditions common to the Moline area. The agency services single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives appropriate and tailored insurance solutions.
Freeway Insurance, a Home Insurance Agent in Moline, Illinois, provides standard homeowners policies that protect local properties from common perils. This company typically offers guidance on selecting appropriate coverage limits for dwellings and personal belongings in the area. It assists clients through the claims process when damage occurs from events like wind or hail. A specialty service this agent commonly provides is the option to add flood insurance, crucial for properties near the Mississippi River.
Farmers Insurance - David Williams serves Moline, Illinois, and the surrounding communities. It handles home insurance policies for local homeowners, covering standard protections for structures, personal belongings, and liability. The agency evaluates each property's unique risks and coverage needs during a consultation. It then recommends a policy that balances adequate protection with the client’s budget. To complete a typical job, the agent reviews all policy details with the homeowner and helps finalize the application paperwork for binding coverage.
Jason Goff, operating as a State Farm Insurance Agent in Moline, IL, helps clients understand the primary difference between paying for home insurance as a single annual premium versus recurring monthly installment options. Coverage focuses on protecting the structure of a home and personal belongings against common local risks like fire, storm damage, and liability. Special attention is given to deductibles and personal property replacement cost endorsements suitable for area homes. Consultations and policy adjustments for this agency are offered on an as-needed basis.
Offering specialized home insurance policies tailored to protect single-family residences and condominiums, Trevor Volz - State Farm Insurance Agent serves clients throughout Moline, Illinois. The agency also handles renters insurance and personal liability coverage to safeguard household possessions and assets. Working closely with homeowners to review policy details and address individual needs, the team provides ongoing support with claims assistance and coverage adjustments. During the freezing winter months, the agent helps clients review their policies for adequate protection against burst pipes and ice dam damage.
Josh Jackson of COUNTRY Financial in Moline, IL offers property coverage for homeowners, with add-on endorsements available for valuable personal items and equipment breakdown. The agency works to match protection levels with local real estate values and weather risks typical to the Quad Cities region. It can serve commercial clients operating offices, warehouses, and food service establishments in the Moline area.
After a heavy storm moves through the Quad Cities, many Moline homeowners face unexpected damage to roofs or siding. Derek Newton at Allstate Insurance provides personalized guidance through the home insurance claim process, helping policyholders understand their coverage options and file the necessary paperwork. He is available to discuss how a policy covers common regional risks like severe weather or winter freeze damage. The first step is typically a complimentary, no-obligation review of a homeowner’s current coverage to identify any potential gaps.
What Does a a Home Insurance Agent in Moline Cost?
The average cost of homeowners insurance in Illinois is about 1200 to 1800 dollars per year for a standard policy. In Moline, rates may be slightly higher due to severe weather risk. Your actual cost will depend on your home value, coverage limits, and deductible. This is general information and not insurance advice.
About home insurance agents in Moline
Home insurance agents in Moline, Illinois help you find coverage for your house and belongings. Illinois law does not require homeowners insurance, but mortgage lenders usually do. An agent can explain local risks like severe storms and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a home insurance agent in Moline do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property, and liability. They also assist with claims and policy changes.
Is homeowners insurance required by law in Illinois?
No, Illinois state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy. An agent can help you meet lender requirements.
What factors affect home insurance cost in Moline?
Costs depend on your home value, location, roof age, and claims history. Moline is in a region with tornado risk, which can raise premiums. Your credit score and chosen deductible also impact the price.
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