The top-rated home insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Monica Vecera - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent. This directory lists 18 home insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center Ste 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Monica Vecera - State Farm Insurance Agent | 630 Pierce Blvd #200 | (618) 632-4870 |
| 4 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 5 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 6 | Mike Morrill - State Farm Insurance Agent | 102 Ruth Dr | (618) 632-6943 |
| 7 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 8 | Burgmann Insurance Group | 1132 River Birch Dr | (618) 206-2623 |
| 9 | Joe Wallace: Allstate Insurance | 1214 Paragon Dr Ste 1 | (618) 624-8937 |
| 10 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
Scott Huels - State Farm Insurance Agent serves the O'Fallon, IL area and surrounding communities. The agency provides home insurance policies designed to protect dwellings, personal property, and personal liability. Scott Huels works with local residents to review coverage needs for their houses and condominiums. The office also offers coverage options for additional structures on the property, such as detached garages or sheds. Additionally, the agent handles renters insurance for tenants living in the area.
Rob Isringhausen - State Farm Insurance Agent in O'Fallon, IL, provides home insurance policies that cover dwelling protection and personal property. The agency offers customizable plans to help maintain adequate coverage as home values change over time. Clients can file claims directly through the office for support. Service options include annual policy reviews to adjust for renovations or new possessions. The agent services single-family homes, apartments, retail spaces, and restaurants in the local area.
Monica Vecera - State Farm Insurance Agent serves homeowners, renters, and property managers in O'Fallon, Illinois, by offering home insurance policies that protect dwellings and personal belongings against common perils. The agency assists clients in understanding coverage options for liability and property damage, helping them secure plans that fit individual needs. Its services include reviewing existing policies and guiding customers through the claims process when needed. The agency also provides coverage for residents living in nearby Shiloh and along the surrounding St. Louis metro area.
Elisa Hager - State Farm Insurance Agent serves O'Fallon, Illinois, and the surrounding communities in St. Clair County. The agency handles home insurance policies designed to protect residential properties from common risks such as fire, theft, and severe weather common to the Midwest. It works with area homeowners to review their specific coverage needs, including dwelling protection and liability options. To handle a typical job, the agent begins with a conversation to understand the client's property details and then offers a personalized policy comparison.
JGP Insurance Group, LLC in O'Fallon, IL, distinguishes between one-time policy evaluations and ongoing coverage management, tailoring each to the client's needs. The agency specializes in home insurance, helping local homeowners protect their property and assets. Coverage options are explained clearly, allowing clients to match their specific risks with appropriate plans. Serving the O'Fallon area, this home insurance agent provides services on a combination of one-time consultations and as-needed policy adjustments.
Mike Morrill - State Farm Insurance Agent in O'Fallon, IL offers specialized homeowners policies that protect dwellings against fire, theft, and liability claims. The agency also guides clients through selecting appropriate coverage limits and deductibles to match their property needs and financial situation. General service work includes reviewing existing policies for gaps in protection and bundling home and auto insurance for convenience. With the approach of severe Midwest thunderstorms and hail season, it helps homeowners verify their roof and siding replacement coverage before storms cause damage.
When severe weather shifts across the O'Fallon area, homeowners often worry about potential damage to their roofs and siding. Jessica Harrison-Wilkins: Allstate Insurance responds by explaining how standard policies typically cover wind, hail, and storm-related perils. The agency reviews each property’s unique risk factors and helps tailor coverage to match the homeowner’s needs. Understanding local building costs ensures appropriate limits without overpaying. The initial step involves scheduling a no-obligation inspection of the home to assess its current condition and identify any necessary policy adjustments.
Burgmann Insurance Group in O'Fallon, IL, helps homeowners protect their property against common perils such as fire, theft, and storm damage. For clients seeking extra coverage, the agency can arrange specialty add-ons for high-value items like jewelry or fine art, as well as personal umbrella liability policies. Its agents can also provide insurance solutions for commercial sectors including office spaces, warehouses, and food service establishments.
Joe Wallace: Allstate Insurance provides residential home insurance services for homeowners in the O'Fallon, IL area, alongside commercial coverage options for local business properties. The agency serves policyholders throughout the surrounding communities, helping them protect their dwellings and possessions against common risks. Between regular policy reviews and seasonal check-ins, the office coordinates follow-up service for claims assistance and coverage adjustments, ensuring clients receive continued support from one visit to the next.
Derrick Lebryk - COUNTRY Financial Representative in O'Fallon, IL, is known for providing personalized home insurance policies tailored to protect local residential properties. The agency serves homeowners across the surrounding area, helping them secure coverage for a range of property types from single-family houses to older homes. Policies typically include protection for the dwelling, personal belongings, and liability. As a specialty service, the representative can also offer added endorsements for flood damage, which is often excluded from standard home insurance plans.
What Does a a Home Insurance Agent in O'Fallon Cost?
Home insurance in Illinois costs an average of 1,200 to 1,800 dollars per year for a standard policy. In O'Fallon, rates vary based on home age, size, and location. Factors like credit score and claims history also affect your premium. This is general information, not insurance advice.
About home insurance agents in O'Fallon
Home insurance agents in O'Fallon, Illinois help residents find coverage for their homes and belongings. Illinois law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain how weather risks like hail and tornadoes affect your policy options.
Frequently Asked Questions
What does a home insurance agent in O'Fallon do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy after home improvements.
Do I need flood insurance in O'Fallon Illinois?
Standard home insurance does not cover flood damage. O'Fallon is near flood-prone areas like Silver Creek. You may need a separate flood policy from the National Flood Insurance Program.
How long do I have to file a home insurance claim in Illinois?
Illinois law gives you up to one year from the date of loss to file a property damage claim. Check your policy for specific deadlines. Delaying a claim can reduce your payout.
Home Insurance Agents in Other Illinois Cities
Addison · Algonquin · Alton · Antioch · Arlington Heights · Aurora · Barrington · Bartlett · Batavia · Belleville · Bensenville · Berwyn · Bloomingdale · Bloomington · Blue Island