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Find Home Insurance Agents Near You in O'Fallon, IL

Directory of home insurance agents in O'Fallon, Illinois. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 18 home insurance agents in O'Fallon, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center Ste 7, O'Fallon, IL 62269
(618) 632-3600 scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911 insurewithrob.com
Monica Vecera - State Farm Insurance Agent
630 Pierce Blvd #200, O'Fallon, IL 62269
(618) 632-4870 monicavecera.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800 elisahager.com
JGP Insurance Group, LLC
513 W Hwy 50, O'Fallon, IL 62269
(618) 228-0383 jgpinsurancegroup.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943 mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515 agents.allstate.com
Burgmann Insurance Group
1132 River Birch Dr, O'Fallon, IL 62269
(618) 206-2623 yourtrustedmedicaresource.com
Joe Wallace: Allstate Insurance
1214 Paragon Dr Ste 1, O'Fallon, IL 62269
(618) 624-8937 agents.allstate.com
Derrick Lebryk - COUNTRY Financial Representative
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767 advisors.countryfinancial.com
Fischer-Going Insurance
717 W Hwy 50, O'Fallon, IL 62269
(618) 624-2100 fischergoinginsurance.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Farmers Insurance - Keith Albers
1210 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467 agents.farmers.com
Prindable Insurance
1449 Thouvenot Ln, O'Fallon, IL 62269
(618) 622-3332
Albers Agency Farmers Insurance and Financial Services
1220 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467 sites.google.com
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441 mskagency.com
Risk 24/7 Insurance Agency
W Hwy 50, O'Fallon, IL 62269
(888) 684-7475
State Farm Insurance
105 W 1st St, O'Fallon, IL 62269
(618) 632-6943 statefarm.com

Home insurance agents in O'Fallon, Illinois help residents find coverage for their homes and belongings. Illinois law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain how weather risks like hail and tornadoes affect your policy options.

What Does a Home Insurance Agent in O'Fallon Cost?

Home insurance in Illinois costs an average of 1,200 to 1,800 dollars per year for a standard policy. In O'Fallon, rates vary based on home age, size, and location. Factors like credit score and claims history also affect your premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in O'Fallon do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy after home improvements.
Do I need flood insurance in O'Fallon Illinois?
Standard home insurance does not cover flood damage. O'Fallon is near flood-prone areas like Silver Creek. You may need a separate flood policy from the National Flood Insurance Program.