ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare home insurance agents in Ottawa. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Ottawa, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 17 home insurance agents in Ottawa, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brett Dyche - State Farm Insurance Agent
1104 Columbus St, Ottawa, IL 61350
(815) 433-5110
brettdyche.com
Ron Henson - State Farm Insurance Agent
1304 Gemini Cir #3, Ottawa, IL 61350
(815) 433-3276
ronhenson.com
Gina Petty American Family Insurance
1015 Clinton St, Ottawa, IL 61350
(815) 434-9891
amfam.com
Chad Lucas - State Farm Insurance Agent
109 W Michigan St, Ottawa, IL 61350
(815) 433-0058
agentchadlucas.com
IIP Insurance Agency, Inc.
823 Clinton St, Ottawa, IL 61350
(815) 433-2680
mylocalagent.com
Farmers Insurance - Robert Hasty
219 W Main St, Ottawa, IL 61350
(815) 431-9400
agents.farmers.com
First Fed Insurance Agency, Inc
633 La Salle St, Ottawa, IL 61350
(815) 434-0563
ffsbweb.com
Super Insurance Services Ottawa
800 La Salle St, Ottawa, IL 61350
(815) 435-5567
Brian Carnes - COUNTRY Financial Representative
203 W Norris Dr, Ottawa, IL 61350
(815) 434-4071
advisors.countryfinancial.com
Kevin Berryman - COUNTRY Financial Representative
1019 La Salle St, Ottawa, IL 61350
(815) 433-1400
advisors.countryfinancial.com
Lewis Agency
410 N 3059th Rd A, Ottawa, IL 61350
(815) 433-4200
tjlewisassociates.com
Alec Schwab - COUNTRY Financial Representative
122 W Madison St Suite 5, Ottawa, IL 61350
(815) 433-1440
advisors.countryfinancial.com
COUNTRY Financial
3107 IL-23, Ottawa, IL 61350
(815) 433-1439
countryfinancial.com
Home Run Insurance
403 W Madison St, Ottawa, IL 61350
(815) 341-1886
facebook.com
Jonathan Freeburg Insurance
7 Gridley Pl, Ottawa, IL 61350
(815) 433-1700
Ramza Insurance Group, Inc.
1127 La Salle St, Ottawa, IL 61350
(815) 433-3583
Northern Insurance Services Ottawa, LTD
605 Clinton St, Ottawa, IL 61350
(815) 433-0560
Home insurance agents in Ottawa Illinois help homeowners find coverage that meets state requirements and protects their property. Illinois law does not require home insurance but mortgage lenders typically mandate a policy. Agents can explain local risks like severe storms and flooding near the Illinois River.
What Does a Home Insurance Agent in Ottawa Cost?
The average cost of home insurance in Illinois is about 1300 to 1700 dollars per year for a standard policy. In Ottawa rates may vary based on your homes age location and claims history. Flood insurance is separate and costs around 700 to 1000 dollars annually through the National Flood Insurance Program. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ottawa do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options such as dwelling protection liability and personal property. They also advise on Illinois specific risks like wind and hail damage.
Is home insurance required by law in Illinois?
Illinois does not legally require homeowners to carry home insurance. However most mortgage lenders require a policy to protect their investment. Without a policy you could be personally liable for damage or lawsuits.
How do I choose a home insurance agent in Ottawa?
Look for an agent licensed in Illinois with experience in your area. Ask about their knowledge of local risks and the insurers they represent. Check their reviews and confirm they offer policies that meet your needs.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Ottawa who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.