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Find Home Insurance Agents Near You in Ottawa, IL

Browse home insurance agents serving Ottawa, Illinois. Updated 2026-07-14.

The top-rated home insurance agent in Ottawa, Illinois is Brett Dyche - State Farm Insurance Agent, rated 5.0 stars across 176 reviews. Other highly rated options include Ron Henson - State Farm Insurance Agent, Chad Lucas - State Farm Insurance Agent, Gina Petty American Family Insurance. This directory lists 17 home insurance agents serving Ottawa.

Showing 17 home insurance agents in Ottawa, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brett Dyche - State Farm Insurance Agent1104 Columbus St(815) 433-5110
2Ron Henson - State Farm Insurance Agent1304 Gemini Cir #3(815) 433-3276
3Chad Lucas - State Farm Insurance Agent109 W Michigan St(815) 433-0058
4Gina Petty American Family Insurance1015 Clinton St(815) 434-9891
5IIP Insurance Agency, Inc.823 Clinton St(815) 433-2680
6Farmers Insurance - Robert Hasty219 W Main St(815) 431-9400
7First Fed Insurance Agency, Inc633 La Salle St(815) 434-0563
8Super Insurance Services Ottawa800 La Salle St(815) 435-5567
9Brian Carnes - COUNTRY Financial Representative203 W Norris Dr(815) 434-4071
10Kevin Berryman - COUNTRY Financial Representative1019 La Salle St(815) 433-1400
BD
1104 Columbus St
Brett Dyche - State Farm Insurance Agent
Home Insurance Agent · Ottawa, IL

Brett Dyche - State Farm Insurance Agent serves the Ottawa, IL, area and its surrounding communities as a home insurance agent. This agency works with homeowners to find appropriate coverage for their properties, including protection against common local risks like fire and storm damage. Policies are designed to safeguard a client’s dwelling and personal belongings. The office also assists with bundling home insurance with other personal insurance needs, such as auto coverage, to simplify management for local policyholders.

RH
1304 Gemini Cir #3
Ron Henson - State Farm Insurance Agent
Home Insurance Agent · Ottawa, IL

Ron Henson - State Farm Insurance Agent in Ottawa, IL provides a range of home insurance services, including coverage for dwelling damage, personal property loss, and liability protection. The agency offers guidance on policy endorsements and regularly reviews coverage options to align with clients' evolving needs. Maintenance plans are not applicable to insurance policies, but the agent assists customers in updating coverage after home improvements or renovations. This agency services single-family homes, apartments, retail spaces, and restaurants within the local area.

CL
109 W Michigan St
Chad Lucas - State Farm Insurance Agent
Home Insurance Agent · Ottawa, IL

Chad Lucas - State Farm Insurance Agent serves Ottawa, Illinois, and the surrounding communities. The agency handles home insurance policies designed to protect a client’s residence and personal property. It also manages liability coverage for common household incidents. For each policy, the agent works with the homeowner to review specific risks and property details. The general approach used is to explain coverage options clearly and help the client select appropriate limits and deductibles for their individual situation.

GP
1015 Clinton St
Gina Petty American Family Insurance
Home Insurance Agent · Ottawa, IL

Homeowners, renters, and condo owners in the Ottawa, IL, area rely on Gina Petty American Family Insurance for home insurance solutions. The agency works with clients to review available coverage options, helping to protect properties and personal belongings from local risks like storms and fire. Policyholders can discuss deductible choices and liability limits during a personalized consultation. The agency also extends its services to residents in the surrounding LaSalle County communities, including nearby Utica and Mendota.

II
823 Clinton St
IIP Insurance Agency, Inc.
Home Insurance Agent · Ottawa, IL

IIP Insurance Agency, Inc. in Ottawa, IL provides homeowners with options for both one-time policy setups and ongoing coverage management, tailoring protection plans to individual property needs. Standard home insurance agents in this area help customers safeguard structures and possessions against local perils such as storms and liability claims. Service at this agency is available on an as-needed basis for policy inquiries, updates, or annual reviews.

FI
219 W Main St
Farmers Insurance - Robert Hasty
Home Insurance Agent · Ottawa, IL

Farmers Insurance - Robert Hasty offers tailored home insurance policies that protect against fire, theft, and liability, along with comprehensive coverage for personal belongings and additional living expenses. Serving Ottawa, IL, and nearby communities, the agency helps homeowners assess their risks and select appropriate deductibles and endorsements. It also assists with bundling home and auto policies for potential savings. As winter approaches, the agency advises on preventing frozen pipes and snow-related roof damage.

FF
633 La Salle St
First Fed Insurance Agency, Inc
Home Insurance Agent · Ottawa, IL

When winter storms threaten Ottawa area homes or sudden summer hail damages roofs, First Fed Insurance Agency, Inc provides guidance on navigating home insurance claims. This local agency assists homeowners in reviewing their existing coverage and understanding policy limits. An agent discusses specific property risks encountered in the region and explains how different deductibles apply. The process begins with a thorough inspection of the home’s current exterior and systems to provide an accurate replacement cost estimate tailored to each individual property.

SI
800 La Salle St
Super Insurance Services Ottawa
Home Insurance Agent · Ottawa, IL

Based in Ottawa, IL, Super Insurance Services Ottawa works with homeowners to structure appropriate coverage for their property and personal belongings. This agency assists clients in adding specialty options such as sewer backup protection or liability umbrella policies to standard plans. Its local agents evaluate individual risks, helping to tailor policies to the specific needs of a single-family home or a rental property. For commercial clients, it arranges policies for offices, warehouses, and food service establishments.

BC
203 W Norris Dr
Brian Carnes - COUNTRY Financial Representative
Home Insurance Agent · Ottawa, IL

As a home insurance agent in Ottawa, IL, Brian Carnes - COUNTRY Financial Representative provides residential coverage to protect local homeowners from unexpected property damage and liability claims. Commercial insurance services are also available for area businesses needing tailored risk management solutions. Serving Ottawa and the surrounding region, this agency works with clients to assess their individual coverage needs. Regular follow-up visits allow for policy reviews and adjustments, ensuring coverage remains aligned with changing circumstances between scheduled appointments.

KB
1019 La Salle St
Kevin Berryman - COUNTRY Financial Representative
Home Insurance Agent · Ottawa, IL

Kevin Berryman - COUNTRY Financial Representative in Ottawa, IL, is known for providing personalized home insurance coverage tailored to individual needs. The agency serves local homeowners and those in surrounding communities, offering guidance on policies that protect against common regional risks. The team assists clients in assessing the value of their property and contents to secure adequate financial protection. This agency specializes in customizing coverage for seasonal or vacation properties in the area.

AS
122 W Madison St Suite 5
Alec Schwab - COUNTRY Financial Representative
Home Insurance Agent · Ottawa, IL
(815) 433-1440
advisors.countryfinancial.com/usa/il/ottawa/alec-schwab
LA
410 N 3059th Rd A
Lewis Agency
Home Insurance Agent · Ottawa, IL
(815) 433-4200
tjlewisassociates.com
CF
3107 IL-23
COUNTRY Financial
Home Insurance Agent · Ottawa, IL
(815) 433-1439
countryfinancial.com/brian.carnes
HR
403 W Madison St
Home Run Insurance
Home Insurance Agent · Ottawa, IL
(815) 341-1886
facebook.com/coveryourmedicarebases
JF
7 Gridley Pl
Jonathan Freeburg Insurance
Home Insurance Agent · Ottawa, IL
(815) 433-1700
RI
1127 La Salle St
Ramza Insurance Group, Inc.
Home Insurance Agent · Ottawa, IL
(815) 433-3583
NI
605 Clinton St
Northern Insurance Services Ottawa, LTD
Home Insurance Agent · Ottawa, IL
(815) 433-0560

What Does a a Home Insurance Agent in Ottawa Cost?

The average cost of home insurance in Illinois is about 1300 to 1700 dollars per year for a standard policy. In Ottawa rates may vary based on your homes age location and claims history. Flood insurance is separate and costs around 700 to 1000 dollars annually through the National Flood Insurance Program. This is general information not insurance advice.

About home insurance agents in Ottawa

Home insurance agents in Ottawa Illinois help homeowners find coverage that meets state requirements and protects their property. Illinois law does not require home insurance but mortgage lenders typically mandate a policy. Agents can explain local risks like severe storms and flooding near the Illinois River.

Frequently Asked Questions

What does a home insurance agent in Ottawa do?

A home insurance agent helps you compare policies from different insurers. They explain coverage options such as dwelling protection liability and personal property. They also advise on Illinois specific risks like wind and hail damage.

Is home insurance required by law in Illinois?

Illinois does not legally require homeowners to carry home insurance. However most mortgage lenders require a policy to protect their investment. Without a policy you could be personally liable for damage or lawsuits.

How do I choose a home insurance agent in Ottawa?

Look for an agent licensed in Illinois with experience in your area. Ask about their knowledge of local risks and the insurers they represent. Check their reviews and confirm they offer policies that meet your needs.

Home Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.