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HomeHome Insurance AgentsIllinois › Rock Island

Find Home Insurance Agents Near You in Rock Island, IL

Browse home insurance agents serving Rock Island, Illinois. Updated 2026-07-14.

The top-rated home insurance agent in Rock Island, Illinois is Jenn Merema - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include Chris Elsberg - State Farm Insurance Agent, Don Ayers & Son's Insurance, State Farm Insurance. This directory lists 11 home insurance agents serving Rock Island.

Showing 11 home insurance agents in Rock Island, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jenn Merema - State Farm Insurance Agent4543 18th Ave(309) 794-1313
2Chris Elsberg - State Farm Insurance Agent855 46th Ave(309) 788-3060
3Don Ayers & Son's Insurance3129 11th St(309) 788-4546
4State Farm Insurance4543 18th Ave(309) 794-1313
5Farrar Insurance1712 18th Ave(309) 786-4463
6Michael Orth American Family Insurance2427 17th St(309) 788-7670
7Affordable Insurance IL1725 30th St(309) 603-0171
8Illinois Casualty Company225 20th St(309) 793-1700
9Insurance King3101 11th St suite A(309) 981-0391
10Genworth Financial4709 44th St(309) 723-8439
JM
4543 18th Ave
Jenn Merema - State Farm Insurance Agent
Home Insurance Agent · Rock Island, IL

Jenn Merema, a home insurance agent in Rock Island, IL, serves the Rock Island County metro area by offering residential property coverage tailored to local homeowners. The agency assists clients in protecting their homes and personal belongings from common regional risks like severe weather and theft. It guides policyholders through the process of selecting appropriate dwelling coverage and liability protection for their property. Specific services include providing quotes for standard home insurance and helping residents with policy adjustments if they acquire new possessions or make home improvements.

CE
855 46th Ave
Chris Elsberg - State Farm Insurance Agent
Home Insurance Agent · Rock Island, IL

Chris Elsberg - State Farm Insurance Agent in Rock Island, IL provides a full range of home insurance policies designed to protect residential structures and personal belongings. The agent offers coverage options that can be tailored to individual needs, along with policy review services to ensure adequate protection over time. Assistance with filing claims and answering coverage questions is also available for current clients. The company services single-family homes, apartments, retail spaces, and restaurants.

DA
3129 11th St
Don Ayers & Son's Insurance
Home Insurance Agent · Rock Island, IL

Don Ayers & Son's Insurance serves homeowners, property managers, and local businesses in Rock Island, Illinois with comprehensive home insurance agent services. The agency helps clients evaluate dwelling coverage, personal property protection, and liability options to match individual property needs. Regular policy reviews are conducted to ensure limits keep pace with changing home values and local rebuilding costs. Coverage assistance extends to surrounding communities including Moline and the broader Quad Cities metro area.

SF
4543 18th Ave
State Farm Insurance
Home Insurance Agent · Rock Island, IL

State Farm Insurance serves the Rock Island, Illinois, metro area as a provider of home insurance agent services. The agency assists local homeowners in securing policies that cover dwelling protection, personal liability, and loss of use coverage. They also help evaluate replacement cost estimates for structures and personal property within standard home insurance plans. In this area, the office specializes in advising on policy deductibles for storm damage and managing claims for water damage from burst pipes.

FI
1712 18th Ave
Farrar Insurance
Home Insurance Agent · Rock Island, IL

Farrar Insurance serves the Rock Island area and surrounding communities in the Quad Cities region. As a home insurance agent, the company handles policies for dwelling coverage, personal property protection, and liability. The agency works to match homeowners with standard policies that fit their residence type and local risk profile. To handle a typical job, it reviews a client's current coverage, identifies potential gaps, and then presents appropriate plan options.

MO
2427 17th St
Michael Orth American Family Insurance
Home Insurance Agent · Rock Island, IL

Michael Orth American Family Insurance offers tailored home insurance policies to protect properties in Rock Island, IL, including coverage for structures, personal belongings, and liability. In addition to standard residential protection, the agency assists clients with evaluating policy limits, deductibles, and optional endorsements to align coverage with individual needs. While its primary focus is safeguarding homes, it also provides guidance on assessing risks such as local storm damage, basement flooding from heavy rains, or tree-related claims common during severe Illinois weather.

AI
1725 30th St
Affordable Insurance IL
Home Insurance Agent · Rock Island, IL

As the Mississippi River swells and storm season approaches in the Quad Cities, many Rock Island homeowners seek reliable coverage to protect their property against wind and flood damage. Affordable Insurance IL serves this need by offering comprehensive home insurance policies tailored to local risks and budget constraints. Agents take time to explain coverage options, deductibles, and liability limits so clients understand their choices. A representative then schedules a property inspection to assess the home’s condition and finalize the initial assessment before binding a policy.

IC
225 20th St
Illinois Casualty Company
Home Insurance Agent · Rock Island, IL

Illinois Casualty Company in Rock Island provides home insurance services that differ between one-time policy issuance and recurring coverage management to protect homeowners. These services include assessing property exposure, tailoring dwelling and liability coverage, and processing claims. Every policy is designed to address regional risks typical for local homeowners. As an independent agent, the company offers these services on a scheduled basis throughout the policy term, ensuring consistent protection and periodic policy reviews.

IK
3101 11th St suite A
Insurance King
Home Insurance Agent · Rock Island, IL

Insurance King provides standard and customized home insurance policies to property owners in the Rock Island, Illinois area. Its service offerings include assisting clients with selecting appropriate dwelling coverage and helping to add necessary personal property protection. The agency also guides policyholders through the annual review process to ensure their insurance limits remain suitable as needs change. It regularly services the insurance needs of single-family homes, apartments, retail businesses, and local restaurants.

GF
4709 44th St
Genworth Financial
Home Insurance Agent · Rock Island, IL

As a home insurance agent serving Rock Island, Illinois, Genworth Financial helps local homeowners protect their properties from common risks like fire, storm damage, and theft. Its services can be expanded to include additional coverage for high-value belongings or liability protection. The agency also provides commercial insurance solutions for local office spaces, warehouses, and food service establishments needing tailored risk management policies.

RI
4405 11th St
Riverscape Insurance
Home Insurance Agent · Rock Island, IL
(309) 430-2222

What Does a a Home Insurance Agent in Rock Island Cost?

The average annual homeowners insurance premium in Illinois is around 1300 to 2000 dollars for a standard policy. In Rock Island costs may be higher due to local weather risks and property values. Actual rates vary based on your homes specific features and coverage choices. This is general information and not insurance advice.

About home insurance agents in Rock Island

Home insurance agents in Rock Island Illinois help homeowners protect their property against risks like wind hail and fire. Illinois law requires insurers to offer coverage for certain perils but does not mandate homeowners insurance. An agent can explain local flood zone risks near the Mississippi River and help you find a policy that meets your needs.

Frequently Asked Questions

What does a home insurance agent in Rock Island do?

A home insurance agent helps you compare policies from different companies and find coverage that fits your home and budget. They explain policy details such as deductibles and coverage limits. They also assist with claims and policy changes after you buy a home.

Is homeowners insurance required by law in Illinois?

Illinois state law does not require homeowners insurance. However your mortgage lender will almost always require you to carry a policy. An agent can help you meet lender requirements and protect your investment.

What factors affect home insurance cost in Rock Island?

Costs depend on your homes age location construction type and claims history. Proximity to the Mississippi River can increase flood risk which may require separate flood insurance. Your credit score and chosen deductible also affect your premium.

Home Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.