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Find Home Insurance Agents Near You in Ames, IA

Browse home insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated home insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Ames.

Showing 20 home insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4Louis Slaughter III - State Farm Insurance Agent3515 Lincoln Way #102(515) 292-9030
5AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
6Pat Brown - State Farm Insurance Agent1112 Buckeye Ave(515) 233-1295
7Severson Insurance Agency, Inc3206 Grand Ave #102(515) 232-7203
8Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
9Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
10Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
FI
426 S 17th St
Fortress Insurance Services
Home Insurance Agent · Ames, IA

Fortress Insurance Services serves homeowners throughout the Ames, Iowa area, providing expert guidance on protecting residential properties. This local agency helps clients evaluate and select appropriate coverage options to safeguard their homes and personal belongings against common Midwestern risks like storms and fire. They specialize in tailoring policies for standard single-family homes. Among the services this company handles are comprehensive dwelling insurance and separate personal property coverage endorsements for valuable household items.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Home Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, IA, provides a range of home insurance services, including property coverage and liability protection. The agency offers personalized plan reviews to ensure adequate coverage and can assist with policy adjustments as needs change over time. Service options include coverage for structural damage, personal belongings, and additional living expenses in case of displacement. The business regularly maintains client policies through annual check-ins and claims support. This home insurance agent services single-family homes, apartments, retail spaces, and restaurants across the local community.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Home Insurance Agent · Ames, IA

Scott Richardson - State Farm Insurance Agent in Ames, IA serves homeowners, businesses, and property managers in the area with personalized home insurance coverage. This agency helps local residents protect their property and belongings against common risks like fire, theft, and severe weather. Policies can be tailored to fit different budgets and property types, including rental homes and commercial buildings. The agent also provides guidance on liability protection and deductibles. In addition to serving Ames, the agency covers nearby communities such as Nevada and the wider Story County region.

LS
3515 Lincoln Way #102
Louis Slaughter III - State Farm Insurance Agent
Home Insurance Agent · Ames, IA

Serving Ames, Iowa, and the surrounding Story County communities, Louis Slaughter III - State Farm Insurance Agent handles comprehensive home insurance policies for local homeowners. The agency assists clients in protecting their properties against common regional risks, such as severe weather and fire damage, while offering liability coverage options. Each policy is reviewed carefully to align with the homeowner's unique property needs and budget constraints. For a typical job, the agent begins by assessing the property's value and the owner's risk exposure before recommending a personalized coverage structure.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Home Insurance Agent · Ames, IA

AlekCO Insurance specializes in providing tailored home insurance policies, including coverage for dwelling protection, personal property, and liability. Serving the Ames, Iowa area, the agency helps homeowners compare options to secure appropriate protection for their residences and belongings. It assists with selecting coverage limits and deductibles that fit individual needs. For local homeowners, the agency offers guidance on addressing risks such as severe winter storms that can cause ice dam damage or fall windstorms that may affect roofing and siding.

PB
1112 Buckeye Ave
Pat Brown - State Farm Insurance Agent
Home Insurance Agent · Ames, IA

For clients in Ames, a home insurance agent offers guidance between one-time policy reviews and ongoing coverage adjustments as needs evolve. Pat Brown - State Farm Insurance Agent assists with structuring policies that address damage protection and liability concerns for local homeowners. This service helps ensure property coverage aligns with current construction costs and personal assets. Consultations and policy management are available on either a one-time basis for initial setup or as scheduled renewals, or as needed whenlife changes require coverage updates.

SI
3206 Grand Ave #102
Severson Insurance Agency, Inc
Home Insurance Agent · Ames, IA

In the winter months, Ames homeowners often face challenges from snow and ice damage to roofs and gutters. Severson Insurance Agency, Inc offers home insurance policies designed to address these regional weather risks, ensuring property protection aligns with local conditions. As a dedicated home insurance agent serving the Ames area, the agency works with clients to understand their specific coverage requirements. The process begins with a thorough inspection of the home's current condition to assess its value and potential vulnerabilities before providing a policy recommendation.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Home Insurance Agent · Ames, IA

Shelter Insurance - Mike Dolan provides homeowners in Ames, Iowa with tailored coverage for their residences. The agency offers standard home insurance policies along with specialty add-ons such as flood and earthquake protection to address local risks. Mike Dolan works directly with residents to structure policies that fit their individual property needs and budget considerations. In addition to residential clients, the agency serves commercial sectors including local offices, warehouses, and food service establishments in the Ames area.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Home Insurance Agent · Ames, IA

Gallagher Insurance, Risk Management & Consulting helps homeowners in Ames, Iowa protect their property with tailored coverage options. Clients can work with agents to include specialty add-ons such as flood or earthquake protection, ensuring more comprehensive personal asset security. The firm also provides guidance on adjusting deductibles and bundling policies for efficiency. Its services extend to commercial sectors, including offices, warehouses, and food service operations.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Home Insurance Agent · Ames, IA
KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Home Insurance Agent · Ames, IA
(515) 232-4142
amfam.com/agents/iowa/ames/katherine-frame
FI
123 6th St
Farmers Insurance - Mathew Johnson
Home Insurance Agent · Ames, IA
(515) 278-2249
agents.farmers.com/mjohnson7
AL
3505 Lincoln Way Ste 103
Angela Laughlin Agency Inc. American Family Insurance
Home Insurance Agent · Ames, IA
(515) 232-2182
amfam.com/agents/iowa/ames/angela-laughlin
SL
2713 Stange Rd #101
Scott Lawrence American Family Insurance
Home Insurance Agent · Ames, IA
(515) 232-3333
amfam.com/agents/iowa/ames/scott-lawrence
AS
118 Main St
Ann's Insurance Inc
Home Insurance Agent · Ames, IA
(515) 232-5501
annsinsurance.com
AG
415 S Duff Ave Ste B
Alliance General Insurance
Home Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Home Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
FB
2010 Philadelphia St
Farm Bureau Insurance
Home Insurance Agent · Ames, IA
(515) 233-2480
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Home Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com
FB
2010 Philadelphia St #8
Farm Bureau Financial Services
Home Insurance Agent · Ames, IA
(515) 233-2480
fbfs.com/find-an-agent/Search

What Does a a Home Insurance Agent in Ames Cost?

The average cost of home insurance in Iowa is around 1200 to 1600 dollars per year for a standard policy. In Ames rates may be slightly higher due to local weather risks. Factors like your homes age construction type and credit score also affect the price. This is general information not insurance advice.

About home insurance agents in Ames

A home insurance agent in Ames Iowa helps homeowners protect their property and belongings. Iowa law requires insurers to offer replacement cost coverage for dwelling policies. Agents in Ames can explain how local weather risks like hail and tornadoes affect your premium.

Frequently Asked Questions

What does a home insurance agent in Ames do?

A home insurance agent in Ames helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after home improvements.

Is home insurance required in Iowa?

Iowa law does not require home insurance for homeowners. However mortgage lenders almost always require it. Without insurance you risk losing your home if a fire or storm causes damage.

How do Iowa weather risks affect home insurance in Ames?

Iowa experiences severe storms hail and tornadoes. These events can cause significant damage. Insurers in Ames often charge higher premiums for wind and hail coverage and may require a separate deductible for these perils.

Home Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.