Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 16 home insurance agents in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kari Taylor - State Farm Insurance Agent
554 28th St, Des Moines, IA 50312
(515) 278-8882
karitaylorinsurance.com
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207
insspecinc.com
Ligouri Insurance
4320 1/2 SW 9th St, Des Moines, IA 50315
(515) 285-0370
ligouri-insurance.com
Ketelsen Davis Agency
106 SW 7th St Ste B101, Des Moines, IA 50309
(515) 257-7072
agents.allstate.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033
boersmainsurance.com
Insurance Networking Systems
3512 Ingersoll Ave, Des Moines, IA 50312
(515) 243-1223
myinsagents.com
Centro Insurance
5406 Douglas Ave, Des Moines, IA 50310
(515) 318-5638
centroinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402
adrianas-agency.com
Mark Courter - State Farm Insurance Agent
6773 Hickman Rd, Des Moines, IA 50322
(515) 276-9275
markcourterinsurance.com
Donahue Insurance Agency Inc
5925 SW 9th St, Des Moines, IA 50315
(515) 287-3919
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838
davis-insurance.com
Mauro Insurance
4314 SW 9th St, Des Moines, IA 50315
(515) 287-2257
mauroinsurance.net
Dallas Downey, DSM Insurance Guy
505 E Grand Ave, Des Moines, IA 50309
(515) 373-8988
dsminsuranceguy.com
Reynolds & Reynolds Inc
300 Walnut St STE 200, Des Moines, IA 50309
(515) 243-1724
agent.travelers.com
Hartford Home Insurance Solutions
820 Lyon St #8, Des Moines, IA 50309
(808) 563-5011
home-insurance-desmoines.com
Downtown Insurance
655 Walnut St Suite 136, Des Moines, IA 50309
(515) 288-3004
downtowninsurance.net
What Does a Home Insurance Agent in Des Moines Cost?
The average annual premium for home insurance in Iowa is around 1,200 to 1,800 dollars but costs vary by location home value and coverage limits. Des Moines rates may be higher due to tornado and hail risk. Older homes or those with outdated electrical systems can also increase premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Des Moines do?
A home insurance agent helps you compare policies from different carriers and choose the right coverage for your home. They explain deductibles liability limits and endorsements for specific risks like sewer backup. Agents also assist with filing claims and updating your policy after renovations or major purchases.
Do I need flood insurance in Des Moines Iowa?
Standard home insurance policies do not cover flood damage. Des Moines is in a floodplain area so many homeowners need a separate flood policy through the National Flood Insurance Program. Your agent can help determine if your property is in a high risk zone and recommend appropriate coverage.
How does Iowa law affect home insurance coverage?
Iowa law requires insurers to offer replacement cost coverage for dwelling losses. Insurers must also provide a grace period of at least 30 days for premium payments before canceling a policy. If your home is a total loss Iowa law allows you to use policy proceeds to rebuild on the same lot without penalty.