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HomeHome Insurance AgentsLouisiana › Lafayette

Find Home Insurance Agents Near You in Lafayette, LA

Browse home insurance agents serving Lafayette, Louisiana. Updated 2026-07-14.

The top-rated home insurance agent in Lafayette, Louisiana is Michael Smith - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include Leauxcal Insurance Agency, LLC, Insurance Advisors, Terry Romero Wofford - State Farm Insurance Agency. This directory lists 29 home insurance agents serving Lafayette.

Showing 29 home insurance agents in Lafayette, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michael Smith - State Farm Insurance Agent2308 Kaliste Saloom Rd ste Saloom Rd(337) 981-3472
2Leauxcal Insurance Agency, LLC101 W Farrel Rd 5 Suite 101(337) 484-1171
3Insurance Advisors1525 Camellia Blvd(337) 988-9059
4Terry Romero Wofford - State Farm Insurance Agency2200 W Congress St(337) 232-4451
5Chase Desormeaux - State Farm Insurance Agent109 Energy Pkwy Suite B(337) 232-7359
6Acadiana Insurance Advisors1300 Verot School Rd suite b(337) 448-4584
7Scotty Doucet - State Farm Insurance Agent6772 Johnston St #700(337) 989-1247
8Premier Insurance Advisors213 Guilbeau Rd(337) 257-3200
9Ideal Insurance, LLC102B Woodvale Ave(337) 205-7433
10TSL Insurance Group210 Rue Fontaine(337) 262-0511
MS
2308 Kaliste Saloom Rd ste Saloom Rd
Michael Smith - State Farm Insurance Agent
Home Insurance Agent · Lafayette, LA
LI
101 W Farrel Rd 5 Suite 101
Leauxcal Insurance Agency, LLC
Home Insurance Agent · Lafayette, LA

Leauxcal Insurance Agency, LLC serves Lafayette and the surrounding communities of Acadiana, handling a range of home insurance policies for local homeowners. It works to protect residential properties against common regional risks such as storm damage, fire, and liability claims. To manage a typical job, the agency first reviews the specific coverage needs of the client, then compares policy options from multiple carriers, helping the homeowner select an appropriate plan tailored to their situation.

IA
1525 Camellia Blvd
Insurance Advisors
Home Insurance Agent · Lafayette, LA

Insurance Advisors in Lafayette, Louisiana, serves homeowners, property managers, and local businesses by helping them select appropriate home insurance policies. The agency guides clients through coverage options for both residential structures and rental properties, addressing risks common to the region such as severe weather. Proper protection ensures financial security for property investments in the area. The firm also extends its services to nearby Broussard, assisting homeowners there with comparable insurance needs and personalized risk assessments.

TR
2200 W Congress St
Terry Romero Wofford - State Farm Insurance Agency
Home Insurance Agent · Lafayette, LA

Serving Lafayette, Louisiana, and the surrounding communities, Terry Romero Wofford - State Farm Insurance Agency handles comprehensive home insurance policies. It manages protection for residential structures, personal belongings, and liability coverage against common risks in the area. The agency works with homeowners to assess their property’s specific needs, discussing coverage limits and deductibles in a straightforward manner. It typically approaches each job by reviewing the client’s existing policy details, then recommending any necessary adjustments to ensure the dwelling and its contents are properly covered.

CD
109 Energy Pkwy Suite B
Chase Desormeaux - State Farm Insurance Agent
Home Insurance Agent · Lafayette, LA

Chase Desormeaux - State Farm Insurance Agent in Lafayette, Louisiana helps clients understand the important distinction between a one-time liability policy for events and a recurring annual homeowners policy that protects property year-round. Standard home insurance coverage addresses damage from fire, wind, theft, and certain weather events common in the region, providing essential financial protection for the dwelling and personal belongings. This agency offers its home insurance services on a scheduled, recurring basis, with annual policy renewals tailored to each policyholder’s changing needs.

AI
1300 Verot School Rd suite b
Acadiana Insurance Advisors
Home Insurance Agent · Lafayette, LA

Acadia Insurance Advisors in Lafayette, Louisiana focuses on protecting homes with standard coverage, then offers add-ons such as flood and windstorm protection for local weather risks. The company structures policies that meet typical mortgage and lender requirements for residential properties. Its commercial insurance services can also extend to offices, warehouses, and food service establishments, addressing liability and property exposures unique to each business type in the region.

SD
6772 Johnston St #700
Scotty Doucet - State Farm Insurance Agent
Home Insurance Agent · Lafayette, LA

As hurricane season brings heavy winds and potential flooding to Lafayette, Scotty Doucet - State Farm Insurance Agent provides tailored home insurance policies designed to cover local risks. The agency focuses on protecting residential properties from common regional threats, including wind damage and storm surges. Each consultation begins with a thorough review of a homeowner’s unique needs and current coverage gaps. To start, Scotty Doucet schedules an in-home inspection to assess the property’s condition and recommend appropriate policy limits.

PI
213 Guilbeau Rd
Premier Insurance Advisors
Home Insurance Agent · Lafayette, LA

Serving the Lafayette area, Premier Insurance Advisors helps homeowners find suitable residential property coverage. They also assist businesses with commercial insurance options to protect their local operations. Their services are provided to clients throughout the greater Lafayette region. The company structures coverage plans that can be reviewed and adjusted over time, allowing policyholders to return for updates or follow-up service between regular visits.

II
102B Woodvale Ave
Ideal Insurance, LLC
Home Insurance Agent · Lafayette, LA

Ideal Insurance, LLC in Lafayette, Louisiana is known for providing local homeowners with clear and comprehensive home insurance coverage. The agency helps clients navigate standard protection for dwelling, personal property, and liability, often tailoring policies to fit the unique risks of the local climate. Furthermore, it assists customers in bundling their home and auto policies to streamline coverage. As a specialty add-on, Ideal Insurance can help secure coverage for valuable personal items such as jewelry and fine art.

TI
210 Rue Fontaine
TSL Insurance Group
Home Insurance Agent · Lafayette, LA

TSL Insurance Group serves Lafayette, Louisiana, providing home insurance agency services to local homeowners. The company helps clients secure residential property coverage that protects against common regional risks. Policy options typically include dwelling protection, liability coverage, and personal belongings insurance. Additional offerings may address wind and hail damage common to the Gulf South area. TSL Insurance Group also assists with flood insurance policies for properties in designated flood zones.

ML
4401 Ambassador Caffery Pkwy Suite 100
Matthew Long - GEICO Insurance Agent
Home Insurance Agent · Lafayette, LA
(337) 294-1000
geico.com/insurance-agents/louisiana/lafayette/matt-long
LI
3909 Ambassador Caffery Pkwy Building C
Liggio Insurance Agency
Home Insurance Agent · Lafayette, LA
(337) 989-2323
liggioinsurance.com
CI
101 Feu Follet Rd # 205
Complete Insurance Solutions of La
Home Insurance Agent · Lafayette, LA
(337) 735-7613
cis-la.com
CI
91 Settlers Trace Blvd Bld 3
Core Insurance Solutions
Home Insurance Agent · Lafayette, LA
(337) 267-7963
coreinsurancela.com
KI
141 Ridgeway Dr #210
Kastner Insurance Group LLC
Home Insurance Agent · Lafayette, LA
(337) 291-0018
kastnerinsurance.com
LV
3037 NW Evangeline Thruway
Lee Verret Jr - State Farm Insurance Agent
Home Insurance Agent · Lafayette, LA
(337) 456-6292
leeverret.biz
RI
419 Rena Dr
Roane Insurance Agency, Inc.
Home Insurance Agent · Lafayette, LA
(337) 981-6979
roaneinsurance.com
FI
5700 Johnston St Ste 1170
Freeway Insurance
Home Insurance Agent · Lafayette, LA
(337) 306-2934
locations.freeway.com/lafayette-car-insurance-70506-la
SR
200 W Congress St Suite 9300
Select Risk Insurance Group
Home Insurance Agent · Lafayette, LA
(337) 504-3354
selectriskgroup.com
TI
714 E Kaliste Saloom Rd Ste A2
Theriot Insurance Agency
Home Insurance Agent · Lafayette, LA
(337) 289-6880
theriotinsuranceagency.com
BI
312 Guilbeau Rd Unit 4C
BBCO Insurance
Home Insurance Agent · Lafayette, LA
(337) 446-2197
bbcoinsurance.com
QP
1921 Kaliste Saloom Rd Suite 210
Quality Plus Insurance
Home Insurance Agent · Lafayette, LA
(337) 233-9925
qualityplusinsurance.com
SI
2205 W Pinhook Rd Ste 101
Stiel Insurance - Lafayette
Home Insurance Agent · Lafayette, LA
(337) 233-5022
stielinsurance.com
TK
201 Rue Iberville Suite #210
TWFG Knight Insurance
Home Insurance Agent · Lafayette, LA
(337) 706-7074
knightinsurancetwfg.com
DC
1817 Bertrand Dr
Dupre-Carrier-Godchaux Agency, Inc.
Home Insurance Agent · Lafayette, LA
(337) 242-8196
SI
401 Kaliste Saloom Rd
Shelter Insurance - Kevin & Bryan Couvillion
Home Insurance Agent · Lafayette, LA
(337) 234-0301
shelterinsurance.com/CA/agent/KCOUVILLION
MI
601 W University Ave
Montesano Insurance Agency
Home Insurance Agent · Lafayette, LA
(337) 235-5919
HL
201 Energy Pkwy #402
Higginbotham - Lafayette
Home Insurance Agent · Lafayette, LA
(337) 706-9080
higginbotham.com/locations/lafayette
SC
203 Youngsville Hwy
Sandra Charles Insurance Agency, LLC
Home Insurance Agent · Lafayette, LA
(337) 230-8608
sandracharlesins.com

What Does a a Home Insurance Agent in Lafayette Cost?

The average cost of a home insurance policy in Louisiana is about $1,700 to $2,500 per year for a standard homeowners policy. In Lafayette, rates can vary based on your homes age, location, and construction type. Flood insurance adds $500 to $1,500 annually depending on risk zone. These are general estimates and your actual cost will depend on your specific situation. This is general information and not insurance advice.

About home insurance agents in Lafayette

Home insurance agents in Lafayette Louisiana help you find coverage for your property against risks like hurricanes and flooding. Louisiana law requires insurers to offer flood insurance and to follow specific rules for wind and hail deductibles. A local agent can explain these requirements and help you compare policies from different companies.

Frequently Asked Questions

What does a home insurance agent in Lafayette do?

A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options, assist with claims, and ensure you meet Louisiana insurance requirements. Agents work with multiple insurers to give you choices.

Do I need flood insurance in Lafayette Louisiana?

Flood insurance is not required by state law but is often required by mortgage lenders in flood zones. Louisiana law does require insurers to offer flood coverage as an add on to your policy. Given Lafayette proximity to waterways, many homeowners choose to buy it.

How do Louisiana wind and hail deductibles work?

Louisiana law allows insurers to apply a separate deductible for wind and hail damage, often a percentage of your home value. This deductible is usually higher than your standard deductible. An agent can explain how this affects your premium and out of pocket costs.

Home Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.