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HomeHome Insurance AgentsLouisiana › Lake Charles

Find Home Insurance Agents Near You in Lake Charles, LA

Browse home insurance agents serving Lake Charles, Louisiana. Updated 2026-07-14.

The top-rated home insurance agent in Lake Charles, Louisiana is Madison Crain - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Hight-Doland Agency: Allstate Insurance, Tuwanna Guillory-August: Allstate Insurance, Freeway Insurance. This directory lists 20 home insurance agents serving Lake Charles.

Showing 20 home insurance agents in Lake Charles, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Madison Crain - State Farm Insurance Agent4080 Nelson Rd Ste 900(337) 477-3830
2Hight-Doland Agency: Allstate Insurance3405 Lake St(337) 474-2020
3Tuwanna Guillory-August: Allstate Insurance1700 E Prien Lake Rd Ste 1(337) 305-7676
4Freeway Insurance3303 Ryan St(337) 573-6008
5Shayne Laughlin - State Farm Insurance Agent4328 Lake St(337) 477-7354
6Mila Robichaux: Allstate Insurance4405 Lake St(337) 474-3500
7Kelly Lee Insurance3205 Ryan St(337) 656-2890
8Goosehead Insurance - James Bice417 W College St(337) 313-2603
9Goosehead Insurance - Garet Berry113 W Sallier St(337) 347-7022
10Goosehead Insurance - Jeff Jones4216 Lake St(225) 960-4370
MC
4080 Nelson Rd Ste 900
Madison Crain - State Farm Insurance Agent
Home Insurance Agent · Lake Charles, LA

Madison Crain - State Farm Insurance Agent in Lake Charles, Louisiana, provides a comprehensive range of insurance options tailored to protect residential and commercial properties. Services include customizable policies that cover structures, personal belongings, and liability, alongside bundled plans that can incorporate auto and life coverage for added convenience. Routine policy reviews and claims support ensure each client’s coverage adapts to changing needs or property improvements. The agency services single-family homes, apartments, retail spaces, and restaurants.

HD
3405 Lake St
Hight-Doland Agency: Allstate Insurance
Home Insurance Agent · Lake Charles, LA

Hight-Doland Agency serves the Lake Charles, Louisiana metro area as an Allstate Insurance home insurance agent. The company assists local homeowners with property coverage tailored to the region’s climate, including protection against wind and hail damage. It also guides clients through policy customization for personal liability and dwelling protection. Hurricane preparedness and flood insurance are specific services it handles for this area.

TG
1700 E Prien Lake Rd Ste 1
Tuwanna Guillory-August: Allstate Insurance
Home Insurance Agent · Lake Charles, LA

Homeowners, property managers, and businesses in Lake Charles, LA seek home insurance guidance from Tuwanna Guillory-August: Allstate Insurance. The agency assists clients with securing policies to protect residential and commercial structures against regional weather risks. Coverage options are explained clearly to match individual property needs and budget constraints. Local professionals provide support during policy selection and claims filing. The agency also serves homeowners and property managers in nearby Sulphur, offering its services across the broader Calcasieu Parish metro area.

FI
3303 Ryan St
Freeway Insurance
Home Insurance Agent · Lake Charles, LA

Along the Gulf Coast, hurricane season can arrive without warning, bringing urgent need for reliable dwelling coverage. Freeway Insurance, based in Lake Charles, Louisiana, provides property insurance policies tailored to protect homes from region-specific storm and flood risks. They discuss coverage limits, deductibles, and potential replacement cost options in a straightforward consultation. The process begins with a local agent reviewing a home’s exterior and general condition to help determine an appropriate initial coverage proposal.

SL
4328 Lake St
Shayne Laughlin - State Farm Insurance Agent
Home Insurance Agent · Lake Charles, LA

Shayne Laughlin - State Farm Insurance Agent in Lake Charles, LA, distinguishes between providing a one-time policy for immediate home coverage needs and offering recurring service options that adjust protection as conditions change. Coverage typically includes safeguards against common perils like fire, wind, and theft, along with liability protection for the homeowner. As a local professional dedicated to helping residents safeguard their properties, the service runs on a scheduled basis with annual policy reviews and as-needed consultations for coverage adjustments.

MR
4405 Lake St
Mila Robichaux: Allstate Insurance
Home Insurance Agent · Lake Charles, LA

Mila Robichaux: Allstate Insurance offers specialized home insurance policies covering standard perils such as fire, theft, and liability, while also providing general personal insurance services to residents in Lake Charles, LA. The agency works to match policy options with individual property needs and budgets. It regularly assists clients with adjusting coverage after the region's frequent hurricane and strong thunderstorm seasons, which can alter a home's risk profile and replacement cost.

KL
3205 Ryan St
Kelly Lee Insurance
Home Insurance Agent · Lake Charles, LA

Serving Lake Charles and the surrounding communities of Southwest Louisiana, Kelly Lee Insurance handles homeowners insurance policies for local residences. The agency works to protect properties from common regional risks like hurricane damage and flooding. It assists clients in selecting coverage that fits individual needs, from standard dwellings to rental properties. Each consultation begins with a thorough review of the property and the homeowner’s specific liability concerns.

GI
417 W College St
Goosehead Insurance - James Bice
Home Insurance Agent · Lake Charles, LA

When seasonal storms threaten homes in the Lake Charles area, homeowners often seek reliable coverage advice. Goosehead Insurance - James Bice serves as a home insurance agent guiding clients through available policy options. This agency assists local residents in understanding what their standard policies may and may not cover. The focus is on helping homeowners evaluate protection for their property and belongings. An initial assessment begins with reviewing the property’s current structure and contents to identify coverage needs.

GI
113 W Sallier St
Goosehead Insurance - Garet Berry
Home Insurance Agent · Lake Charles, LA

Goosehead Insurance - Garet Berry in Lake Charles, LA, assists homeowners with securing standard coverage for their properties. The agency specializes in adding optional endorsements to basic policies, such as flood, wind, or personal property protection. These tailored additions help clients address the specific risks of the region. The firm can provide quotes for various commercial sectors, including offices, warehouses, and food service operations.

GI
4216 Lake St
Goosehead Insurance - Jeff Jones
Home Insurance Agent · Lake Charles, LA
AI
4405 Lake St
Allstate Insurance Agent: Scott Raley
Home Insurance Agent · Lake Charles, LA
(337) 474-3500
agents.allstate.com/scott-raley-lake-charles-la.html
SM
4640 Nelson Rd
Scotty Mathews Ins Agcy Inc
Home Insurance Agent · Lake Charles, LA
(337) 474-0865
scottymathews.net
JS
4201 Nelson Rd Suite 300
Jennifer Stevens - GEICO Insurance Agent
Home Insurance Agent · Lake Charles, LA
(337) 474-1700
geico.com/insurance-agents/louisiana/lake-charles/jennifer-stevens
IU
3111 Ryan St
Insurance Unlimited
Home Insurance Agent · Lake Charles, LA
(337) 477-6922
insunlimited.com
CI
509 7th St
Curtis Insurance
Home Insurance Agent · Lake Charles, LA
(337) 433-1683
curtisinsuranceswla.com
SI
4566 Lake St
Shelter Insurance - Ross Byrley
Home Insurance Agent · Lake Charles, LA
(337) 478-8349
shelterinsurance.com/CA/agent/RBYRLEY
LI
3100 Lake St
Lyons Insurance
Home Insurance Agent · Lake Charles, LA
(337) 478-4466
IW
5640 Gerstner Memorial Blvd
Insurance World, Inc.
Home Insurance Agent · Lake Charles, LA
(337) 478-6767
insurance-world.com
SI
3028 Ryan St
Shelter Insurance - Karla Hunt
Home Insurance Agent · Lake Charles, LA
(337) 433-9720
shelterinsurance.com/CA/agent/KARLAHUNT
LA
407 Sam Houston Jones Pkwy Ste. A
Lake Area Insurance Group
Home Insurance Agent · Lake Charles, LA
(337) 419-1965
lakeareainsurance.com

What Does a a Home Insurance Agent in Lake Charles Cost?

The average cost of home insurance in Louisiana is around 2000 to 4000 dollars per year for a standard policy. Lake Charles rates can be higher due to hurricane and flood risk. Actual costs depend on your homes value location and coverage limits. This is general information not insurance advice.

About home insurance agents in Lake Charles

Home insurance agents in Lake Charles Louisiana help residents find coverage for their homes. Louisiana law requires insurers to offer wind and hail coverage in coastal areas like Calcasieu Parish. Agents can explain how the Louisiana Citizens Property Insurance Corporation acts as a last resort for high risk properties.

Frequently Asked Questions

What does a home insurance agent in Lake Charles do?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal property. They also assist with claims and policy changes after a hurricane or storm.

Do I need flood insurance in Lake Charles Louisiana?

Flood insurance is not required by state law but is often required by mortgage lenders in flood zones. Lake Charles is at high risk for flooding from hurricanes and heavy rain. Standard home insurance policies do not cover flood damage.

How does Louisiana law affect my home insurance policy?

Louisiana has a 30 day grace period for premium payments after a disaster declaration. The state also requires insurers to provide a detailed explanation for any policy nonrenewal. Agents can help you understand these legal protections.

Home Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.