The top-rated home insurance agent in Boston, Massachusetts is Vargas & Vargas Insurance Inc., rated 4.9 stars across 684 reviews. Other highly rated options include Ironside Insurance Group, LLC, Bender Hatch Insurance, State Fund Insurance. This directory lists 17 home insurance agents serving Boston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vargas & Vargas Insurance Inc. | 1133 Washington St | (617) 298-0655 |
| 2 | Ironside Insurance Group, LLC | 112 Water St #401 | (617) 227-2400 |
| 3 | Bender Hatch Insurance | 87 Wendell St 4th Floor | (617) 367-4900 |
| 4 | State Fund Insurance | 100 Summer St | (617) 956-9999 |
| 5 | Click Insurance | 131 Dartmouth St Fl 3rd, Suite 82 | (617) 580-3499 |
| 6 | Flynn Insurance Agency | 30 Park St APT 2 | (617) 242-1200 |
| 7 | Point Insurance - Boston | 1103 Commonwealth Ave | (617) 783-1160 |
| 8 | Beacon Hill Insurance Agency | 200 Portland St | (800) 568-4091 |
| 9 | A-Affordable Insurance Agency, Inc. | 222 Sumner St | (617) 567-0343 |
| 10 | Safety Insurance | 20 Custom House St | (617) 951-0600 |
Vargas & Vargas Insurance Inc. serves the Boston, Massachusetts metro area as a provider of home insurance agent services. It helps homeowners in this region secure coverage for their properties against common perils. Working with local carriers, the agency assists clients in evaluating dwelling limits and personal property protection. Its services address risks specific to an urban environment, including liability coverage and policies for condominiums or single-family homes. Vargas & Vargas Insurance Inc. manages both standard homeowners policies and specialized endorsements for valuable personal items.
Ironside Insurance Group, LLC serves homeowners, renters, and condominium associations in the Boston, Massachusetts area. The agency provides personalized home insurance policies designed to protect properties against common regional risks like winter weather damage and water-related losses. Clients receive expert guidance in selecting appropriate coverage limits and deductibles for their individual situations. The firm also extends its support to homeowners and property managers across the neighboring community of Cambridge and other parts of the greater Boston metro area.
Serving Boston and its surrounding communities, Bender Hatch Insurance handles home insurance policies designed to protect local residential properties. The agency works with homeowners to assess their individual coverage needs, including dwelling protection and liability options suitable for the area’s urban and historic housing stock. A typical job begins with a review of the client’s property and risk profile, after which the agent presents several quotes from different insurers for comparison.
State Fund Insurance, a home insurance agent in Boston, handles both initial policy setup and ongoing coverage adjustments. Clients can secure a new plan for a new home or review an existing policy annually. The agency also assists with claims and inquiries between renewals, ensuring continuous protection for local property owners. Their services help navigate Boston-specific risks like older infrastructure and weather events. All support is provided on an as-needed basis, whether for a one-time purchase or for recurring policy updates throughout the year.
Click Insurance assists Boston homeowners with protecting their properties from common regional risks such as storm damage and theft. The company specializes in offering additional coverage options like identity theft protection and valuable personal property riders. For commercial clients, the agency structures policies tailored to the specific liability and property exposures of offices, warehouses, and food service establishments.
Flynn Insurance Agency in Boston, MA specializes in tailoring home insurance policies to protect single-family homes, condominiums, and rental properties. It works with homeowners to secure coverage that addresses both property damage and liability concerns common throughout the city's diverse neighborhoods. A key aspect of its service involves helping clients navigate policy options suited for older residential structures typical of the Boston area. To support year-round protection, it assists homeowners specifically with assessing and updating coverage before the peak winter season, when frozen pipes and ice dam damage become frequent concerns.
Point Insurance - Boston assists homeowners in Boston, MA with residential property insurance to protect their dwellings and personal belongings. The agency also offers commercial coverage for local business properties and structures. Their service area encompasses the greater Boston metropolitan region, providing access to multiple policy options. Regular client follow-ups are conducted between policy renewal periods to review coverage needs and address any changes in property circumstances or personal situation.
A-Affordable Insurance Agency, Inc. in Boston, Massachusetts specializes in providing tailored home insurance policies that protect residential properties against common perils. It offers general agent services by guiding clients through coverage options, from dwelling protection to liability coverage. The agency works to match homeowners with appropriate plans to safeguard their investment and personal belongings. When spring storms or nor’easters threaten the area, it helps ensure policies include adequate provisions for potential wind and water damage.
Safety Insurance in Boston, Massachusetts provides a full range of home insurance services tailored to protect residential and commercial properties. It offers standard policies that cover dwelling, personal property, and liability. The company also provides maintenance plan recommendations to help policyholders mitigate damage and reduce long-term risks. Services include customizable coverage options and claims assistance for Boston homeowners. Safety Insurance services single-family homes, apartments, mixed-use retail spaces, and local restaurants.
What Does a a Home Insurance Agent in Boston Cost?
The average cost of home insurance in Massachusetts is about 1,200 to 1,800 dollars per year for a standard policy. Costs in Boston can be higher due to property values and weather risks. Factors like your home age location and coverage limits affect the price. This is general information and not insurance advice.
About home insurance agents in Boston
A home insurance agent in Boston Massachusetts can help you find a policy that protects your home and belongings. Massachusetts law requires homeowners to carry certain minimum coverages if they have a mortgage. An agent can explain local risks like coastal weather and older home construction.
Frequently Asked Questions
Do I need a home insurance agent in Boston?
An agent can help you compare policies from different insurers. This is useful because Massachusetts has specific rules about windstorm and flood coverage. An agent can also explain how local building codes affect your policy.
What does Massachusetts law require for home insurance?
Massachusetts does not require home insurance by law. However most mortgage lenders require it. Standard policies in Massachusetts often include coverage for fire theft and liability. You may need extra coverage for floods or earthquakes.
How do I choose a home insurance agent in Boston?
Look for an agent licensed in Massachusetts with experience in Boston properties. Check if they work with multiple insurance companies. Ask about their knowledge of older homes and coastal risks common in the Boston area.