The top-rated home insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 370 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 20 home insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | First American Insurance Agency | 510 Front St | (413) 592-8118 |
| 3 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 4 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 5 | Alyssa Joy Lunghi at Comparion Insurance Agency | 99 Church St | (413) 754-7013 |
| 6 | Phillips Car Insurance | 97 Center St | (413) 594-5984 |
| 7 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 8 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 9 | Metras Insurance Agency Inc | 2030 Memorial Dr | (413) 536-1491 |
| 10 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
E.J. O'Neil Insurance Agency serves the Chicopee, Massachusetts, area as a home insurance agent. It assists homeowners with standard dwelling policies, which protect structures and personal belongings from common perils like fire and theft. The agency also works with local clients to secure liability coverage, which helps guard against financial losses if someone is injured on the property. It handles bundled policies that combine home and other personal insurance lines. Additionally, E.J. O'Neil provides guidance on selecting appropriate deductibles and coverage limits for homes in Hampden County.
First American Insurance Agency in Chicopee, MA offers a full range of home insurance services, including policies tailored to protect residential structures and personal belongings against common local risks. It also provides assistance with reviewing and updating existing coverage plans to ensure they remain adequate over time. The agency’s service approach emphasizes clear explanations of policy terms and available endorsements. It handles insurance for single-family homes, apartments, retail locations, and various restaurants in the area.
Slosek Insurance serves homeowners in Chicopee, Massachusetts, offering guidance on standard home insurance policies to protect property and personal assets. The agency assists local residents with navigating coverage options tailored to individual home structures and neighborhood risks. Services include helping clients understand policy details for dwelling and liability protection. Slosek Insurance also extends its home insurance services to property owners throughout Greater Springfield and nearby communities in Hampden County.
Rush Insurance Group, Inc. serves home insurance clients in Chicopee, Massachusetts, and the surrounding communities of Hampden County. The company handles standard homeowners policies as well as coverage for condos, renters, and landlord properties. For each client, it assesses the unique risks of properties in the region, including local weather concerns and older home construction. The general approach Rush Insurance Group uses to handle a typical job involves comparing options from multiple carriers to find a policy that fits the specific needs and budget of the homeowner.
Alyssa Joy Lunghi at Comparion Insurance Agency in Chicopee, MA, provides both single-policy quotes for immediate coverage and recurring policy management for ongoing protection. Home insurance policies are structured to safeguard residential property and personal assets from common regional risks such as storms or fire damage. Service is available on a one-time basis for a single policy purchase or as scheduled for annual policy reviews and renewal adjustments.
Phillips Car Insurance in Chicopee, MA, offers tailored coverage solutions for homeowners, including protection for dwelling, personal property, and liability. The agency also provides general insurance services such as policy reviews and claims assistance to ensure local residents maintain adequate protection. Operating in Chicopee, the company understands home insurance needs arising from regional weather patterns, helping clients address concerns like roof damage from winter snowstorms or ice dams.
With winter bringing heavy snow or ice storms to Chicopee, homeowners need reliable protection from weather-related damage. White Birch Insurance acts as a home insurance agent assessing these specific local risks for residential policyholders. They work to understand each property’s exposure to Springfield-area cost trends and roof or siding vulnerabilities. After reviewing current coverage and identifying possible gaps, the agent schedules a personal home inspection. This initial walkthrough helps document the property’s condition and confirm the appropriate level of protection.
Kaplansky Insurance in Chicopee helps homeowners select dwelling coverage and personal property protection tailored to local housing stock and regional weather risks. The agency can arrange additional endorsements for valuable items or liability upgrades. It also assists clients in securing policies that cover offices, warehouses, and food service establishments, ensuring proper limits and deductibles for diverse commercial operations.
Metras Insurance Agency Inc provides residential home insurance services to homeowners in Chicopee, Massachusetts, along with commercial coverage options for local businesses. Carriers can typically help protect clients from common property risks such as fire, theft, weather damage, and liability issues in the region. The agency handles policyholders in the broader Chicopee area as well. After settling a claim or updating a policy, the firm offers follow-up service to ensure coverage remains appropriate between regular annual visits.
Rosario & Robb Insurance Inc in Chicopee, MA, is known for helping homeowners protect their properties with tailored coverage options. Its service range includes policies that can shield against common regional risks like storm damage and liability claims. Clients typically receive guidance in selecting appropriate dwelling and personal property protection. For added security, the agency also offers specialty flood insurance to safeguard homes in flood-prone areas along the Connecticut River.
What Does a a Home Insurance Agent in Chicopee Cost?
The average cost of home insurance in Massachusetts is about $1,200 to $1,800 per year for a standard policy. In Chicopee rates may vary based on your homes age construction type and distance from a fire station. Actual premiums depend on coverage limits deductibles and your claims history. This is general information and not insurance advice.
About home insurance agents in Chicopee
Home insurance agents in Chicopee Massachusetts assist residents in finding coverage for single family homes condos and rental properties. Massachusetts law requires homeowners insurance policies to include coverage for wind and hail damage. An agent can explain policy options and help you compare quotes from multiple insurers.
Frequently Asked Questions
What does home insurance typically cover in Chicopee Massachusetts?
Standard home insurance policies in Massachusetts cover dwelling protection personal property liability and additional living expenses. Policies also include mandatory wind and hail coverage as required by state law. Flood damage is not included and requires a separate policy.
How do I choose a home insurance agent in Chicopee?
Look for an agent licensed in Massachusetts who works with multiple insurance companies. Check their experience with Chicopee properties and ask about discounts for bundling home and auto insurance. You can verify an agents license through the Massachusetts Division of Insurance website.
Do I need flood insurance for a home in Chicopee?
Flood insurance is not required by Massachusetts law but may be required by your mortgage lender if your home is in a flood zone. Chicopee has areas near the Connecticut River that are at risk for flooding. A home insurance agent can help you determine if flood insurance is needed.