The top-rated home insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 256 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 home insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 7 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 8 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 9 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 10 | Baasch Realty & Insurance | 216 N Cedar St | (308) 384-8090 |
Melissa Reed - State Farm Insurance Agent serves the Grand Island, Nebraska metro area, offering homeowners insurance and related personal property coverage. The agency provides policies that protect dwellings, other structures, and personal belongings against common risks like fire, theft, and weather damage. Additional coverage for personal liability and loss of use is available to help residents manage unforeseen events. The office specializes in tailoring home insurance plans and processing claims for local policyholders in the Grand Island region.
Magiera & Associates, LLC American Family Insurance provides a full range of home insurance services for residents of Grand Island, NE, including policy consultations, risk assessments, and coverage adjustments. It helps clients select appropriate plans that align with their property needs. Ongoing customer service is available to answer questions and facilitate policy maintenance. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Grand Island, Nebraska, can turn to the Lisa Willman - State Farm Insurance Agent office for home insurance solutions. The agency helps clients evaluate their property coverage needs to protect against common regional risks like severe storms or fire. Personalized policies are crafted to suit each customer’s specific home and budget. For those seeking additional coverage, the office also serves the neighboring community of Doniphan, ensuring homeowners outside of town receive the same personalized risk assessment and support.
Serving Grand Island and the surrounding Nebraska communities, Farmers Insurance - Mark Porter handles home insurance needs for local homeowners. The agency assists clients in finding policies that protect residential property and personal belongings against common risks. It explains coverage options regarding dwelling protection, liability, and additional structures, helping homeowners understand key policy provisions. Each typical job begins with a careful review of the property and the client’s individual requirements, followed by a clear comparison of available plans tailored to that specific home and budget.
Edgewater Insurance + Real Estate specializes in providing tailored home insurance policies for residents of Grand Island, Nebraska. It helps clients assess their property coverage needs, ensuring adequate protection against common local risks. The agency works closely with homeowners to explain policy details and customize plans that fit individual budgets and property types. During winter months, it assists customers in reviewing their policies for potential coverage gaps related to ice dam damage or frozen pipe repairs, which are frequent concerns in the region.
Swartzbaugh Insurance Service in Grand Island, NE, assists homeowners in securing coverage for their properties and personal belongings. They can arrange specialty add-ons such as flood or windstorm endorsements to strengthen a standard policy. Drawing on knowledge of local weather patterns and construction styles, the agency guides clients in selecting appropriate deductibles. Their services also extend to commercial sectors, offering policies for offices, warehouses, and food service operations to meet a range of business insurance needs.
Shelter Insurance - Paul Hoos in Grand Island, NE, helps clients distinguish between one-time renters policies and scheduled homeowners coverage, addressing both personal property and liability needs within the region. Their service offerings typically cover dwelling protection against common regional weather risks, as well as optional endorsements for specific personal assets. Assistance is provided on an as-needed basis, with clients able to request policy reviews or initiate new quotes whenever required.
With Nebraska winters bringing potential for ice dams and wind damage, homeowners in Grand Island look for reliable protection. Ty Benton - State Farm Insurance Agent addresses this need by helping local customers review their existing coverages and identify appropriate policy options for their property. The agency listens to concerns and explains how different deductibles and limits apply to typical claims in the area. To begin tailoring a plan, an agent will first schedule a thorough inspection of the home to assess its current condition and any risk factors.
Pathway Insurance Agency in Grand Island, NE is known for helping local homeowners secure coverage tailored to their specific property needs. The agency’s services range from standard dwelling and liability policies to protection for personal belongings and additional structures. Agents guide clients through policy options that address common regional risks. For customers seeking expanded security, the agency can add on flood insurance coverage to guard against water damage.
Baasch Realty & Insurance serves homeowners in Grand Island, Nebraska, with residential insurance policies that protect dwellings and personal property. Commercial coverage is also available for local businesses, extending the company’s service area to the surrounding Hall County region. Each policy is reviewed to match individual property risks and budget needs. Clients who require adjustments to their existing protection can expect attentive follow-up between regular policy review visits, ensuring coverage remains current as properties or circumstances change.
What Does a a Home Insurance Agent in Grand Island Cost?
The average cost of home insurance in Nebraska is around $1,800 to $2,500 per year for a typical single-family home. Rates in Grand Island may vary based on home age construction materials and your claims history. Factors like proximity to a fire station and credit score also affect premiums. This is general information and not insurance advice.
About home insurance agents in Grand Island
Home insurance agents in Grand Island Nebraska help residents protect their homes and belongings. Nebraska law requires insurers to offer coverage for wind and hail damage which are common risks in the central plains. An agent can explain policy details and help you find a plan that fits your needs.
Frequently Asked Questions
What does a home insurance agent in Grand Island do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.
Do I need flood insurance in Grand Island Nebraska?
Standard home insurance does not cover flood damage. Grand Island is not in a high-risk flood zone but heavy rains can cause flooding. You may need a separate flood policy through the National Flood Insurance Program.
How do Nebraska laws affect home insurance in Grand Island?
Nebraska law requires insurers to offer replacement cost coverage for dwelling losses. Insurers must also provide a 30-day notice before nonrenewal. Agents can explain these protections and how they apply to your policy.