The top-rated home insurance agent in Papillion, Nebraska is Doug Hailey - State Farm Insurance Agent, rated 5.0 stars across 256 reviews. Other highly rated options include Matt Ricchini - State Farm Insurance Agent, Thad Hamilton - State Farm Insurance Agent, Kirk Goodnight - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Papillion.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Hailey - State Farm Insurance Agent | 607 Pinnacle Dr E | (402) 339-3684 |
| 2 | Matt Ricchini - State Farm Insurance Agent | 4803 Capehart Rd | (402) 292-1900 |
| 3 | Thad Hamilton - State Farm Insurance Agent | 213 S Washington St Ste 1 | (402) 339-6675 |
| 4 | Kirk Goodnight - State Farm Insurance Agent | 11336 S 96th St #120 | (402) 339-7100 |
| 5 | Jon Bergmeier - State Farm Insurance Agent | 1240 N Washington St Ste B | (402) 339-3555 |
| 6 | Matt Yost - State Farm Insurance Agent | 609 Olson Dr suite #4 | (402) 339-6679 |
| 7 | Ken Summerfield American Family Insurance | 945 N Adams St STE 8 | (402) 339-0200 |
| 8 | Smith Davis Insurance | 120 W 2nd St | (402) 331-7526 |
| 9 | Insurance Advisors - The Lisa Wilsey Agency | 1230 Royal Dr | (402) 955-9233 |
| 10 | Mary the Medicare Lady | Inside Omaha Trauma Therapy, 955 N Adams St Suite #8 | (402) 672-9449 |
Doug Hailey - State Farm Insurance Agent serves the Papillion, Nebraska, metro area and Sarpy County, specializing in home insurance coverage. The agency works with homeowners to protect properties against common regional risks, including storm damage, theft, and liability claims. Personalized policies can be tailored to fit individual home values and budgets. In this area, the company handles dedicated coverage for seasonal homes and rental properties.
Matt Ricchini, a local home insurance agent serving the Papillion, NE area, provides coverage options including dwelling protection and liability coverage for homeowners. Routine service calls can address policy changes or claims guidance, while periodic policy reviews help ensure adequate coverage limits stay aligned with current property values. This agency services single-family homes, apartments, retail spaces, and restaurants.
Thad Hamilton - State Farm Insurance Agent serves homeowners and property managers in the Papillion, Nebraska area, providing standard home insurance policies that protect dwellings, personal belongings, and liability exposure. The agency also offers guidance on coverage options such as deductible choices and additional endorsements for valuables. Regular policy reviews help clients adjust limits as needs change after renovations or major purchases. This agency also covers clients in the neighboring community of Bellevue within the Omaha metropolitan area.
Kirk Goodnight - State Farm Insurance Agent serves Papillion, Nebraska, and the surrounding Omaha metro communities. The agency handles comprehensive home insurance policies designed to protect residential properties against common perils such as fire, theft, and weather-related damage. In a typical job, they assess each client’s individual coverage needs and recommend a tailored policy that balances protection with affordability.
For homeowners seeking lasting protection, Jon Bergmeier - State Farm Insurance Agent in Papillion, NE, distinguishes between one-time policy setup and ongoing coverage adjustments. This agency structures home insurance to safeguard property and personal liability, offering annual policy reviews that adapt to changing home values or renovations. Local clients can discuss deductible choices and specific peril coverage during an initial consultation. Service is available on a scheduled basis, typically renewing annually or upon request for mid-term policy modifications.
Matt Yost - State Farm Insurance Agent in Papillion, NE, offers tailored home insurance policies that protect dwellings and personal property against fire, theft, and weather damage. The agency also provides guidance on liability coverage and additional living expenses if a home becomes uninhabitable. Its general service work includes reviewing existing policies to identify gaps in coverage for local homeowners. As spring storms and hail risk increase in the area, the office helps clients adjust their deductibles and confirm they have adequate replacement-cost protection for roofs and siding.
Ken Summerfield American Family Insurance, located in Papillion, NE, assists local homeowners with standard policies that protect dwellings and personal belongings. The agency also offers specialty coverages for high-value items and liability protection beyond basic plans. For clients operating businesses from home or separate commercial spaces, it provides tailored policies to meet the unique risks of offices, warehouses, and food service establishments.
Spring storms and hail can damage roofs in Papillion, and Smith Davis Insurance helps homeowners assess their policy options before a claim arises. This local agency works with area residents to match available coverage with the age and condition of each home. Policy explanations are provided clearly so clients understand their deductibles and replacement cost structures. For those considering a new policy or updating an existing one, the process begins with an inspection of the property to document its current condition.
Insurance Advisors - The Lisa Wilsey Agency provides residential home insurance coverage to homeowners in Papillion, NE, and also offers commercial insurance policies for local business properties. The agency serves clients throughout the greater Omaha metropolitan area. Following an initial policy setup, the team periodically contacts customers to review changing coverage needs, ensuring their protection remains appropriate. They provide consistent follow-up and are available for repeat service between regular annual visits to address any necessary adjustments or claims assistance.
Mary the Medicare Lady in Papillion, NE primarily assists homeowners with their insurance needs, offering coverage for property damage and personal liability. This agency helps clients select policies that protect home structures and belongings from common regional risks like storms and fire. Services include evaluating replacement costs and bundling home insurance with other personal lines. Deductible options and loss settlement choices are discussed during consultations. For added protection, this agent can also offer endorsements for sewer backup coverage to address basement flooding concerns.
What Does a a Home Insurance Agent in Papillion Cost?
The average cost of home insurance in Nebraska is around $1,800 to $2,500 per year for a standard policy. Papillion rates may vary based on your homes age, construction type, and distance from a fire station. Premiums also depend on your claims history and chosen deductible. This is general information and not insurance advice.
About home insurance agents in Papillion
Home insurance agents in Papillion Nebraska help residents find coverage that meets state requirements and local needs. Nebraska law does not require homeowners insurance but mortgage lenders usually do. Agents can explain standard policies and optional endorsements for weather risks common in the area.
Frequently Asked Questions
What does a home insurance agent in Papillion do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms and can assist with claims questions. Agents also advise on additional coverage for hail or tornado damage common in Nebraska.
Do I need home insurance in Nebraska?
Nebraska state law does not require homeowners insurance. However most mortgage lenders require a policy to protect their investment. Even without a loan, insurance is strongly recommended to cover repair costs from storms or accidents.
How do I choose a home insurance agent in Papillion?
Look for an agent licensed in Nebraska with experience in local property risks. Ask about their carrier options and how they handle claims. You can check the Nebraska Department of Insurance website to verify an agents license status.
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