The top-rated home insurance agent in Elko, Nevada is Shabonya Dutton - State Farm Insurance Agent, rated 4.9 stars across 295 reviews. Other highly rated options include Brent Stokes - State Farm Insurance Agent, Coldwell Banker Excel, Michael Popp at Comparion Insurance Agency. This directory lists 19 home insurance agents serving Elko.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shabonya Dutton - State Farm Insurance Agent | 1794 Idaho St | (775) 738-3423 |
| 2 | Brent Stokes - State Farm Insurance Agent | 698 5th St | (775) 738-9296 |
| 3 | Coldwell Banker Excel | 700 Idaho St | (775) 738-4078 |
| 4 | Michael Popp at Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 748-8990 |
| 5 | WFG National Title Insurance Company | 905 Railroad St #204 | (775) 440-6377 |
| 6 | A and H Insurance | 526 Idaho St | (775) 777-0900 |
| 7 | Stewart Title Company - Elko | 810 Idaho St | (775) 738-5181 |
| 8 | Gregory Insurance Agency | 789 Railroad St | (775) 738-7103 |
| 9 | Priority Plus Insurance & Financial Group | 521 Idaho St | (775) 738-7131 |
| 10 | Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 777-3700 |
Shabonya Dutton - State Farm Insurance Agent serves the Elko, Nevada area as a home insurance agent. The company helps local residents by offering standard homeowners policies that protect against common perils like fire, theft, and weather damage. Additional services include renters insurance for tenants and coverage for personal belongings. The agency frequently handles policy adjustments for Elko’s seasonal property risks, such as claims related to snowmelt or wildfire.
Brent Stokes - State Farm Insurance Agent in Elko, NV, offers a range of home insurance services designed to protect residential properties from common risks. Plans cover dwelling, personal property, and liability protection against events like fire, theft, or storm damage. Available maintenance options include coverage for essential systems and appliances that may break down over time. Additional endorsements can provide replacement cost value on belongings or identity theft support. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Homeowners, landlords, and small business owners in Elko, Nevada, turn to Coldwell Banker Excel for personalized home insurance coverage. The agency works to protect residential properties and investment assets, helping clients navigate policy options, structure adequate liability protection, and secure replacement-cost coverage for belongings and structures. With a focus on local property risks, the team guides customers through the claim process as needed. Their services also extend to homeowners living in Spring Creek who require comparable coverage and local support.
Serving Elko and the surrounding communities throughout northeastern Nevada, Michael Popp at Comparion Insurance Agency handles homeowners insurance policies designed to protect local residences. The agent works with clients to assess their property coverage needs, including dwelling protection and liability options, while considering common regional risks. For a typical job, the agent begins by reviewing the home’s construction details and local hazards to then recommend a tailored policy from available carriers.
In Elko, NV, homeowners choose between one-time solutions for specific policy inquiries and recurring reviews that adapt coverage to changing property needs. WFG National Title Insurance Company advises on standard plans for protection against common perils such as fire or liability, as well as optional endorsements for personal valuables. Service arrangements operate on both a scheduled basis for annual check-ins and an as-needed basis for immediate assistance with claims or policy adjustments.
A and H Insurance specializes in arranging tailored coverage for homes in the Reno area, including protection against fire, theft, and liability. The agency generally works with clients to find policies from multiple carriers that suit individual property needs and budgets. It also helps homeowners in Nevada navigate seasonal risks, such as the potential for hail damage or snowmelt affecting foundations in the high desert climate.
Stewart Title Company - Elko provides home insurance agent services in Elko, Nevada, specializing in helping clients secure policies that protect their property and assets. The company generally assists with evaluating coverage needs for both homeowners and renters. Amid the region’s variable weather, it supports residents in reviewing their policies before the winter season, ensuring adequate protection against potential snow and freeze damage.
Gregory Insurance Agency in Elko, NV provides residential home insurance services for local homeowners. Commercial coverage is also available for businesses in the surrounding area. Policies are designed to protect property and personal liability against common regional risks. Clients can contact the agency to review coverage options and make adjustments as needed. Regular check-ins between home visits allow for policy updates and ensure continued protection.
Priority Plus Insurance & Financial Group assists local homeowners in Elko, Nevada with property coverage policies tailored to protect their dwellings and personal belongings. Beyond standard home insurance, specialists provide options for special add-ons like flood and earthquake protection to address regional risks. These professionals also work with commercial clients to secure coverage for offices, warehouses, and food service operations.
After seasonal snowmelt swells the Humboldt River or high winds sweep through the Ruby Mountains, property protection becomes a priority for Elko households. Comparion Insurance Agency evaluates local risks and connects homeowners with coverage options tailored for Nevada’s climate and terrain. The company’s agents review dwelling coverage, personal property, and liability limits to match individual needs from standard policies to extended endorsements. An in-person or virtual property inspection is scheduled to document existing conditions before a final policy recommendation is presented.
What Does a a Home Insurance Agent in Elko Cost?
Home insurance costs in Nevada average about 800 to 1,500 dollars per year for a standard policy but Elko rates may differ due to local fire risk and weather factors. Premiums depend on home value construction age and coverage limits. Earthquake coverage adds extra cost typically 100 to 300 dollars per year. This is general information not insurance advice.
About home insurance agents in Elko
Home insurance agents in Elko Nevada help residents protect their property against risks like wildfire and winter storms. Nevada law requires insurers to offer coverage for earthquake damage but homeowners can choose to decline it. Working with a local agent can help you understand policy options for high desert conditions and mining area concerns.
Frequently Asked Questions
What does a home insurance agent in Elko do?
A home insurance agent in Elko helps you compare policies from different carriers. They explain coverage limits deductibles and Nevada specific endorsements like earthquake or mine subsidence coverage. Agents also assist with claims filing and policy changes.
Is earthquake insurance required in Nevada?
Nevada law does not require earthquake insurance but insurers must offer it as an optional endorsement. Homeowners can accept or reject this coverage in writing. Given Nevada seismic activity many Elko agents recommend considering it.
How do I find a licensed home insurance agent in Elko?
You can verify an agent license through the Nevada Division of Insurance website. Local Elko agents are listed in the phone directory or through online insurance marketplaces. Ask for references and check their experience with Nevada property risks.