The top-rated home insurance agent in Las Vegas, Nevada is Superior Insurance, rated 5.0 stars across 1,344 reviews. Other highly rated options include Affordable Insurance, Alliance Insurance Agency, All Kinds of Insurance. This directory lists 24 home insurance agents serving Las Vegas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Superior Insurance | 2511 Stewart Ave | (702) 721-7575 |
| 2 | Affordable Insurance | 1810 E Sahara Ave #103 | (702) 437-0076 |
| 3 | Alliance Insurance Agency | 2381 E Windmill Ln SUITE 6 | (702) 518-6727 |
| 4 | All Kinds of Insurance | 5532 S Fort Apache Rd #100 | (702) 534-4697 |
| 5 | Hansen & Hansen Agency, Inc | 633 N Decatur Blvd | (702) 889-1229 |
| 6 | Adler Agency: Leo Insurance Group | 8875 W Flamingo Rd UNIT 104 | (702) 802-4777 |
| 7 | AMS Insurance | 9960 W Cheyenne Ave #240 | (702) 880-8888 |
| 8 | "Easy Insurance" and DMV services | 1500 E Sahara Ave #a3 | (702) 754-3500 |
| 9 | 360 INSURANCE | 6628 Sky Pointe Dr Ste. 119 | (702) 251-4000 |
| 10 | Valley West Insurance | 8010 W Sahara Ave # 140 | (702) 262-9900 |
Superior Insurance is a home insurance agent in Las Vegas, Nevada, known for connecting local homeowners with appropriate coverage options. Its service range includes assistance with policies that protect against common desert-area perils such as wind damage and wildfire exposure. The agency helps clients understand dwelling coverage, personal property protection, and liability limits. It can assist with tailoring policies to include coverage for detached structures and additional living expenses. Superior Insurance also offers guidance on adding flood insurance as a specialty service for properties in flood-prone zones near the Las Vegas Valley.
Affordable Insurance provides home insurance agent services for property owners in the Las Vegas area, helping clients select appropriate dwelling coverage for their needs. The agency assists with policy reviews, explains standard coverage options for structures and personal belongings, and offers guidance on additional endorsements commonly suited to local risks. It services single-family homes, apartments for individual unit coverage, retail storefronts requiring commercial property policies, and restaurants seeking protection for their business assets and equipment.
Alliance Insurance Agency serves homeowners, landlords, and property managers seeking comprehensive coverage for residential properties in Las Vegas and the broader Clark County area. The agency helps clients navigate standard home insurance policies as well as additional endorsements for natural disasters common to the Nevada desert, including wildfire and flash flooding. Work with an agent to assess dwelling value, personal property protection, and liability limits tailored to individual property needs. This home insurance agent in Las Vegas, Nevada, also regularly assists clients with condominium and rental property policies across nearby Henderson.
Serving Las Vegas, Nevada, and its surrounding communities, All Kinds of Insurance handles residential property coverage. As a home insurance agent, it assists local homeowners in finding protection against common regional perils such as storm damage, fire, and liability from guest injuries. The company evaluates each client's specific structure and personal property needs. To complete a typical job, it compares policy options from multiple carriers to present homeowners with tailored coverage limits and deductible choices that balance protection with monthly cost.
Hansen & Hansen Agency, Inc specializes in tailoring home insurance policies to protect residential properties in Las Vegas. It assists local homeowners in navigating coverage options for structural damage, personal belongings, and liability. The agency serves clientele throughout the city with professional guidance on standard and supplemental plans. As the desert climate poses specific challenges, it helps address coverage needs related to extreme heat, monsoonal flash floods, or wildfire risks that can arise during Nevada’s dry seasons.
Adler Agency: Leo Insurance Group in Las Vegas, NV assists homeowners with protecting their property against common regional risks such as wind and fire damage. They can also arrange specialized endorsements for high-value belongings, liability protection beyond the standard policy limits, and coverage for additional structures like detached garages. For commercial clients with different exposures, the agency provides tailored policies to safeguard offices, warehouses, and food service operations from their specific operational liabilities.
Las Vegas homeowners often face challenges from summer heat and sudden flash floods. AMS Insurance provides local guidance for protecting residential properties against such weather-related risks. This agency assists clients in reviewing their current policies, understanding coverage options for perils common to the desert region, and adjusting deductibles as needed. Their services include explaining standard homeowners exclusions and recommending appropriate endorsements. AMS Insurance begins each relationship by conducting a thorough property inspection to identify specific vulnerabilities and discuss personalized coverage solutions.
Easy Insurance provides homeowners with essential coverage options tailored to properties in the Las Vegas area, where protection against local weather risks is a priority. This agency also offers DMV services, allowing clients to conveniently handle routine vehicle transactions alongside securing their home insurance. Their focus on navigating standard policies ensures homeowners can find suitable plans. Commercial sectors including offices, warehouses, and food service establishments can also access necessary property insurance through this agent.
360 Insurance provides home insurance solutions for properties in Las Vegas, Nevada, with options to include specialty add-ons such as coverage for high-value personal belongings and liability protection. The company works to secure policies that safeguard residential structures from local weather risks. In addition to residences, 360 Insurance can serve commercial sectors including offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Las Vegas Cost?
The average cost of home insurance in Nevada is about 800 to 1500 dollars per year for a standard policy. However rates vary based on your homes location age construction type and coverage limits. Homes in flood zones or near wildfire areas may cost more. This is general information and not insurance advice.
About home insurance agents in Las Vegas
Home insurance agents in Las Vegas Nevada help homeowners protect their property against risks like wildfire flash floods and earthquake damage. Nevada law does not require homeowners insurance but mortgage lenders typically mandate a policy. Local agents understand the unique desert climate and can guide you on coverage for sun damage and seasonal storms.
Frequently Asked Questions
What does a home insurance agent in Las Vegas do?
A home insurance agent in Las Vegas helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy details such as dwelling coverage personal property limits and liability protection. Agents also assist with claims and policy changes after you buy a policy.
Do I need earthquake insurance in Las Vegas Nevada?
Earthquake insurance is not required by Nevada law but it is recommended because the state has moderate seismic risk. Standard home insurance policies do not cover earthquake damage. An agent can help you add a separate earthquake endorsement or policy.
How does Nevada law affect home insurance claims?
Nevada Revised Statutes Chapter 686A sets rules for insurance claim handling including timeframes for insurers to respond. Insurers must acknowledge a claim within 15 business days and pay or deny it within 30 days after receiving proof of loss. An agent can explain these timelines and help you file a complete claim.