Skip to main content

Find Home Insurance Agents Near You in Albany, NY

Directory of home insurance agents in Albany, New York. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Albany, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 home insurance agents in Albany, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Field - State Farm Insurance Agent
431 New Scotland Ave, Albany, NY 12208
(518) 389-2886 robfieldinsurance.com
Nicolas Morales - State Farm Insurance Agent
142 Central Ave, Albany, NY 12206
(518) 427-2886 nicolasmorales.net
AAA Hudson Valley
618 Delaware Ave, Albany, NY 12209
(518) 426-1000 aaa.com
Capital Gate Insurance Group
1843 Central Ave, Albany, NY 12205
(518) 389-2610 cgig.com
MetzWood Insurance
300 Great Oaks Blvd Suite 300, Albany, NY 12203
(518) 392-5161 metzwood.com
Brick House Insurance Agency
150 State St Fourth Floor, Albany, NY 12207
(518) 412-4244 brickhouseinsurance.com
WYNN Insurance Brokerage LLC
5 Homestead Ave, Albany, NY 12203
(518) 380-1968
Ten Eyck Group
1924 Western Ave, Albany, NY 12203
(518) 464-0059 teneyckgroup.com
Toedt Insurance Agency LLC
17 Wendell Dr, Albany, NY 12205
(518) 438-8154 toedtinsurance.com
John Capobianco - State Farm Insurance Agent
1745 Central Ave, Albany, NY 12205
(518) 869-6888 jcapobianco.com
Twin Bridges Insurance Agency, Inc.
1881 Western Ave #210, Albany, NY 12203
(518) 608-5797 twinbridgesins.com
Becky Ianniello - State Farm Insurance Agent
4 Executive Park Dr 2nd Flr, Albany, NY 12203
(518) 489-0294 myalbanyagent.com
HMS Agency, Inc.
454 Sand Creek Rd, Albany, NY 12205
(518) 690-0360 hmsagency.com
Aaron Minnick: Allstate Insurance
1839 Central Ave, Albany, NY 12205
(518) 869-5194 agents.allstate.com
Apple Auto Agency
19 Colvin Ave, Albany, NY 12206
(518) 459-6900 appleautoagency.com
Amica Mutual Insurance Company
1 Park Pl Suite 303, Albany, NY 12205
(800) 732-6422 amica.com
A L Hofaker Inc Insurance
215 Wolf Rd, Albany, NY 12205
(518) 438-2818
DeNooyer Insurance
127 Wolf Rd, Albany, NY 12205
(518) 241-4580 denooyerinsured.com
Aurora, Inc.
120 Broadway, Albany, NY 12204
(518) 449-3180 aurorainsurance.com
Empire Region Insurance Agency
1535 Central Ave, Albany, NY 12205
(518) 389-2455 empireregioninsurance.com

A home insurance agent in Albany, New York can help you find a policy that protects your property against common risks like fire, theft, and weather damage. New York state law requires insurers to offer coverage for certain perils, and an agent can explain how local factors like older housing stock and winter storms affect your policy. Working with an Albany agent ensures you understand New York-specific regulations and coverage options.

What Does a Home Insurance Agent in Albany Cost?

Home insurance costs in Albany, New York typically range from 800 to 1,500 dollars per year for a standard policy. Factors that influence your premium include your homes replacement cost, deductible amount, and claims history. New York law allows insurers to adjust rates based on local risks like severe weather and crime statistics. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Albany do?
A home insurance agent in Albany helps you compare policies from different insurers to find coverage that fits your home and budget. They explain New York state requirements, such as minimum liability coverage, and advise on additional protections like flood insurance. Agents also assist with claims and policy changes after you buy a policy.
Is home insurance required by law in New York?
New York state does not legally require homeowners insurance, but mortgage lenders almost always require it. If you have a loan on your Albany home, your lender will demand a policy that covers at least the loan amount. Without insurance, you risk financial loss from damage or liability.