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Find Home Insurance Agents Near You in Albany, NY

Browse home insurance agents serving Albany, New York. Updated 2026-07-14.

The top-rated home insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Nicolas Morales - State Farm Insurance Agent, Capital Gate Insurance Group, MetzWood Insurance. This directory lists 26 home insurance agents serving Albany.

Showing 26 home insurance agents in Albany, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Field - State Farm Insurance Agent431 New Scotland Ave(518) 389-2886
2Nicolas Morales - State Farm Insurance Agent142 Central Ave(518) 427-2886
3Capital Gate Insurance Group1843 Central Ave(518) 389-2610
4MetzWood Insurance300 Great Oaks Blvd Suite 300(518) 392-5161
5Brick House Insurance Agency150 State St Fourth Floor(518) 412-4244
6WYNN Insurance Brokerage LLC5 Homestead Ave(518) 380-1968
7Ten Eyck Group1924 Western Ave(518) 464-0059
8AAA Hudson Valley618 Delaware Ave(518) 426-1000
9Toedt Insurance Agency LLC17 Wendell Dr(518) 438-8154
10John Capobianco - State Farm Insurance Agent1745 Central Ave(518) 869-6888
RF
431 New Scotland Ave
Rob Field - State Farm Insurance Agent
Home Insurance Agent · Albany, NY

Rob Field - State Farm Insurance Agent serves the Albany, New York area with home insurance agent services. This agency helps homeowners protect their properties against common regional risks such as winter storms and heavy snowfall. The office also works with local residents to select coverage for dwelling protection and personal belongings. Customers can discuss policy options that address liability concerns and additional living expenses. This agency regularly handles claims support for wind and hail damage specific to the Capital Region.

NM
142 Central Ave
Nicolas Morales - State Farm Insurance Agent
Home Insurance Agent · Albany, NY

Nicolas Morales - State Farm Insurance Agent in Albany, NY, provides a variety of home insurance services including coverage for dwelling structures, personal property, and liability protection. The agency also offers maintenance plans that assist with policy reviews and annual adjustments to reflect changes in home value or possessions. Clients typically schedule consultations to discuss their specific coverage needs. The company services a range of properties, including single-family homes, apartments, retail locations, and restaurants.

CG
1843 Central Ave
Capital Gate Insurance Group
Home Insurance Agent · Albany, NY

Capital Gate Insurance Group serves Albany, New York, and the surrounding communities, handling homeowners coverage for a variety of residential properties. Its specialists help clients evaluate dwelling protection, personal belongings, and liability options tailored to different neighborhood needs. For a typical job, the agency begins by reviewing the specific risks of a home and local weather patterns, then compares coverage amounts from multiple insurers to match the homeowner’s budget and required policy limits.

MI
300 Great Oaks Blvd Suite 300
MetzWood Insurance
Home Insurance Agent · Albany, NY

MetzWood Insurance in Albany, NY differentiates between a single, new policy purchase and the ongoing service of a renewal with policy adjustments over time. As a home insurance agent, the company helps clients compare coverage options that typically protect dwellings, personal property, and liability risks. This agent understands the unique weather-related exposures common to the Albany region. Their service operates on an as-needed basis, assisting homeowners when they require new quotes, policy modifications, or claim guidance.

BH
150 State St Fourth Floor
Brick House Insurance Agency
Home Insurance Agent · Albany, NY

Brick House Insurance Agency specializes in helping homeowners in Albany, NY find appropriate coverage for their properties. It offers consultation on standard policies, replacement cost valuation, and liability protection. The agency works with local clients to assess individual property risks, including those from older homes and high-value personal belongings. It assists with claims support and policy adjustments when family circumstances change. During the winter months, it particularly helps homeowners address coverage concerns related to ice dams and frozen pipe damage.

WI
5 Homestead Ave
WYNN Insurance Brokerage LLC
Home Insurance Agent · Albany, NY

As winter approaches in Albany, home insurance needs often shift toward protecting against ice dams and frozen pipes. WYNN Insurance Brokerage LLC offers coverage guidance reflecting these local seasonal realities. The company works with homeowners to assess typical regional risks and locate policies that match individual property circumstances. Clients can expect straightforward conversations about policy limits and deductibles relevant to the Capital Region. An initial consultation always begins with reviewing the home’s current structural conditions and safety features during a walk-through inspection.

TE
1924 Western Ave
Ten Eyck Group
Home Insurance Agent · Albany, NY

Located in Albany, NY, the Ten Eyck Group works as a home insurance agent, helping local homeowners protect their properties. The agency specializes in adding extra coverage options, such as flood or liability endorsements, for those needing more than a basic policy. Its commercial services extend to covering several business sectors, including offices, warehouses, and food service operations.

AH
618 Delaware Ave
AAA Hudson Valley
Home Insurance Agent · Albany, NY

AAA Hudson Valley serves homeowners, businesses, and property managers in Albany, NY, by providing home insurance agent services. They help clients secure policies that protect residential and commercial structures from common regional perils such as winter storms and fire damage. The agency works with local insurance carriers to tailor coverage limits for dwellings, personal property, and liability needs. Responsibilities include explaining policy terms, assisting with claims guidance, and reviewing endorsements for additional protection. The company also covers nearby communities within the Capital District, including the city of Troy across the Hudson River.

TI
17 Wendell Dr
Toedt Insurance Agency LLC
Home Insurance Agent · Albany, NY

Toedt Insurance Agency LLC in Albany, NY provides residential home insurance services to local homeowners. Commercial coverage is also available for business properties within the greater capital region. As a home insurance agent, the agency helps clients find policies that protect their dwellings and personal property from common regional risks. After initially securing coverage, the agency offers ongoing support for policy adjustments and claims assistance, ensuring continued protection through follow-up consultations between regular policy reviews.

JC
1745 Central Ave
John Capobianco - State Farm Insurance Agent
Home Insurance Agent · Albany, NY

John Capobianco - State Farm Insurance Agent in Albany, NY, is known for offering local home insurance agent services tailored to individual needs. The company assists clients with standard homeowners policies that protect dwellings, personal property, and liability. It also provides guidance on coverage limits and deductibles to help homeowners manage risk. For those seeking additional protection, the agency can add on a scheduled personal property endorsement for valuable items such as jewelry and electronics.

TB
1881 Western Ave #210
Twin Bridges Insurance Agency, Inc.
Home Insurance Agent · Albany, NY
(518) 608-5797
twinbridgesins.com
BI
4 Executive Park Dr 2nd Flr
Becky Ianniello - State Farm Insurance Agent
Home Insurance Agent · Albany, NY
(518) 489-0294
myalbanyagent.com
AM
1839 Central Ave
Aaron Minnick: Allstate Insurance
Home Insurance Agent · Albany, NY
(518) 869-5194
agents.allstate.com/aaron-minnick-albany-ny.html
HA
454 Sand Creek Rd
HMS Agency, Inc.
Home Insurance Agent · Albany, NY
(518) 690-0360
hmsagency.com
AA
19 Colvin Ave
Apple Auto Agency
Home Insurance Agent · Albany, NY
(518) 459-6900
appleautoagency.com
LH
215 Wolf Rd
A L Hofaker Inc Insurance
Home Insurance Agent · Albany, NY
(518) 438-2818
DI
127 Wolf Rd
DeNooyer Insurance
Home Insurance Agent · Albany, NY
(518) 241-4580
denooyerinsured.com
AI
120 Broadway
Aurora, Inc.
Home Insurance Agent · Albany, NY
(518) 449-3180
aurorainsurance.com
TI
150 State St
Trusted Insurance Co NY
Home Insurance Agent · Albany, NY
(315) 227-3323
AM
1 Park Pl Suite 303
Amica Mutual Insurance Company
Home Insurance Agent · Albany, NY
(800) 732-6422
amica.com/en/customer-service/contact-us/find-an-office/ny/albany-regional-office.html
ER
1535 Central Ave
Empire Region Insurance Agency
Home Insurance Agent · Albany, NY
(518) 389-2455
empireregioninsurance.com
VM
18 Computer Dr W
V. Mathis Insurance Agency
Home Insurance Agent · Albany, NY
(518) 621-7766
vmathisagency.com
BA
2022 Western Ave Second Floor, Suite 4
The Bradley Agency
Home Insurance Agent · Albany, NY
(518) 452-2736
bradleyagency.com
GA
1807 Western Ave
Guilderland Agency Inc
Home Insurance Agent · Albany, NY
(518) 456-6688
murraygrp.com
TC
1510 Central Ave suite 310
Tri-City Insurance
Home Insurance Agent · Albany, NY
(518) 430-2092
tri-cityinsurance.com
RS
1761 Central Ave
Rick Schrade - GEICO Insurance Agent
Home Insurance Agent · Albany, NY
(518) 389-4060
geico.com/insurance-agents/new-york/albany/rick-schrade

What Does a a Home Insurance Agent in Albany Cost?

Home insurance costs in Albany, New York typically range from 800 to 1,500 dollars per year for a standard policy. Factors that influence your premium include your homes replacement cost, deductible amount, and claims history. New York law allows insurers to adjust rates based on local risks like severe weather and crime statistics. This is general information and not insurance advice.

About home insurance agents in Albany

A home insurance agent in Albany, New York can help you find a policy that protects your property against common risks like fire, theft, and weather damage. New York state law requires insurers to offer coverage for certain perils, and an agent can explain how local factors like older housing stock and winter storms affect your policy. Working with an Albany agent ensures you understand New York-specific regulations and coverage options.

Frequently Asked Questions

What does a home insurance agent in Albany do?

A home insurance agent in Albany helps you compare policies from different insurers to find coverage that fits your home and budget. They explain New York state requirements, such as minimum liability coverage, and advise on additional protections like flood insurance. Agents also assist with claims and policy changes after you buy a policy.

Is home insurance required by law in New York?

New York state does not legally require homeowners insurance, but mortgage lenders almost always require it. If you have a loan on your Albany home, your lender will demand a policy that covers at least the loan amount. Without insurance, you risk financial loss from damage or liability.

How do Albany home insurance rates compare to other New York cities?

Albany home insurance rates are generally lower than in New York City but can be higher than in some upstate rural areas. Factors like your homes age, construction type, and proximity to fire stations affect your premium. Average annual costs in Albany range from 800 to 1,500 dollars, depending on coverage levels.

Home Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.