Skip to main content

Compare Home Insurance Agents in Buffalo, NY

Compare home insurance agents in Buffalo. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Buffalo, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 home insurance agents in Buffalo, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Willoughby Insurance
1523 Main St, Buffalo, NY 14209
(716) 885-8100 willoughbyinsurance.com
Matthew Dorr at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9161 comparioninsurance.com
Austin Czaja - State Farm Insurance Agent
765 Wehrle Dr, Buffalo, NY 14225
(716) 748-8942 your716agent.com
Dan Schmidt - State Farm Insurance Agent
615 Elmwood Ave, Buffalo, NY 14222
(716) 783-9460 calldantoday.com
Anthony Lorigo at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7249 comparioninsurance.com
Dan Hawrylczak - State Farm Insurance Agent
1335 Hertel Ave, Buffalo, NY 14216
(716) 873-3771 daninsuresme.com
Freeway Insurance
1526 Walden Ave STE 500, Buffalo, NY 14225
(716) 250-9472 locations.freeway.com
Damien Lawrence at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7247 comparioninsurance.com
Lawley
361 Delaware Ave, Buffalo, NY 14202
(716) 849-8618 lawleyinsurance.com
Robin Ciraolo at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7248 comparioninsurance.com
New Buffalo Insurance Agency, Inc.
686 Main St Suite 201, Buffalo, NY 14202
(716) 332-1570 newbuffaloinsurance.com
Daniel Gilbert at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9167 comparioninsurance.com
Donna Medina at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 730-4909 comparioninsurance.com
Molly Kime at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9170 comparioninsurance.com
Jill Maraschiello at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9160 comparioninsurance.com
The Decker Agency, Inc.
37 Elmwood Ave, Buffalo, NY 14201
(716) 883-1455 deckeragency.com
Nick Messuro - State Farm Insurance Agent
3407 Delaware Ave Ste 101, Buffalo, NY 14217
(716) 873-6015 insurancebuf.com
Maranto Agency, Inc.
36 Hopkins Rd, Buffalo, NY 14221
(716) 633-1818 marantoagency.com
Walsh Insurance
726 Exchange St Ste 200, Buffalo, NY 14210
(716) 853-3820 walshins.com
NYCM Insurance Agency - Home, Auto & Business
1840 Clinton St, Buffalo, NY 14206
(716) 404-0300 truecutinsurance.com

Home insurance agents in Buffalo New York help homeowners find coverage that meets state requirements and protects against local risks like lake effect snow and aging infrastructure. New York law requires insurers to offer replacement cost coverage on dwelling policies. A local agent can explain how Buffalo's weather patterns and property values affect your premium and coverage options.

What Does a Home Insurance Agent in Buffalo Cost?

Home insurance in Buffalo New York typically costs between 800 and 1,800 dollars per year for a standard policy. Factors include the home age, roof condition, proximity to fire stations, and credit history. New York allows insurers to use credit-based insurance scores. Premiums can vary significantly by neighborhood and coverage level. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Buffalo do?
A home insurance agent in Buffalo helps you compare policies from different carriers. They explain New York-specific coverages like water backup and ordinance or law coverage. They also assist with claims and policy changes.
Do I need flood insurance for my home in Buffalo?
Standard home insurance in New York does not cover flood damage. Many Buffalo homes near Lake Erie or the Niagara River may require a separate flood policy. Your agent can check flood zone maps and recommend coverage.
How does New York law affect home insurance in Buffalo?
New York Insurance Law requires insurers to offer replacement cost coverage on dwelling policies. The state also mandates a 60-day grace period for nonpayment before cancellation. Your agent can explain these protections.