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HomeHome Insurance AgentsNorth Carolina › Chapel Hill

Find Home Insurance Agents Near You in Chapel Hill, NC

Browse home insurance agents serving Chapel Hill, North Carolina. Updated 2026-07-14.

The top-rated home insurance agent in Chapel Hill, North Carolina is Pam Herndon - State Farm Insurance Agent, rated 4.9 stars across 221 reviews. Other highly rated options include James Dallesandro: Allstate Insurance, Highstreet Insurance formerly, Seagroves Agency Inc, Kevin Cooke - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Chapel Hill.

Showing 21 home insurance agents in Chapel Hill, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pam Herndon - State Farm Insurance Agent104 S Estes Dr # 105(919) 240-0155
2James Dallesandro: Allstate Insurance50211 Governors Dr(919) 205-3262
3Highstreet Insurance formerly, Seagroves Agency Inc1506 E Franklin St #100(919) 942-8733
4Kevin Cooke - State Farm Insurance Agent200 Timberhill Pl UNIT 202(919) 918-4478
5Legacy Insurance Agency LLC1340 Environ Way(919) 263-2328
6Connie Fenner - State Farm Insurance Agent11470 US Hwy 15 501 N #105(919) 265-0702
7Ben Reece: Allstate Insurance112 Perkins Dr STE 600(919) 929-6900
8High & Rubish Insurance Agency6015 Farrington Rd STE 101(919) 913-1144
9Donny E Dingess Jr - State Farm Insurance Agent400 Market St #103(919) 942-3366
10Ola Stinnett - State Farm Insurance Agent180 Providence Rd #1b(919) 968-0470
PH
104 S Estes Dr # 105
Pam Herndon - State Farm Insurance Agent
Home Insurance Agent · Chapel Hill, NC

Pam Herndon - State Farm Insurance Agent in Chapel Hill, NC, provides a full range of property coverage options for local homeowners. It offers standard home insurance policies as well as customizable service plans that bundle liability protection and personal belongings coverage to suit individual needs. The agency also delivers ongoing policy reviews and claim assistance to help clients manage their homeowners insurance. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

JD
50211 Governors Dr
James Dallesandro: Allstate Insurance
Home Insurance Agent · Chapel Hill, NC

James Dallesandro: Allstate Insurance serves Chapel Hill and Orange County, North Carolina, as a home insurance agent. The agency provides residential property coverage to protect local structures and personal belongings from common regional risks like fire and severe storms. It also helps clients customize policies with liability protection and additional endorsements for valuable items. For Chapel Hill homeowners, this agent manages standard dwelling policies and tailored coverage for unexpected water damage or theft losses.

HI
1506 E Franklin St #100
Highstreet Insurance formerly, Seagroves Agency Inc
Home Insurance Agent · Chapel Hill, NC

Highstreet Insurance, formerly Seagroves Agency Inc, serves homeowners, landlords, and property managers in the Chapel Hill area. The agency offers home insurance policies that protect dwellings, personal property, and liability. Standard coverage may include protection against fire, theft, and weather-related damages common to North Carolina. Clients can receive personalized policy assistance and risk assessments tailored to their specific property needs. The agency also provides coverage for residents in nearby communities such as Carrboro.

KC
200 Timberhill Pl UNIT 202
Kevin Cooke - State Farm Insurance Agent
Home Insurance Agent · Chapel Hill, NC

Kevin Cooke - State Farm Insurance Agent serves clients throughout Chapel Hill, North Carolina, and the surrounding communities of Carrboro, Durham, Hillsborough, and Pittsboro. This home insurance agency handles coverage for single-family homes, townhouses, and rental properties, including protection for the dwelling, personal belongings, and liability. It also works with homeowners to address specific risks like fire, theft, or storm damage. For a typical job, the agent reviews each property's individual exposures and then compares policy options to match coverage with the client's specific needs and budget.

LI
1340 Environ Way
Legacy Insurance Agency LLC
Home Insurance Agent · Chapel Hill, NC

Legacy Insurance Agency LLC in Chapel Hill, NC, specializes in tailoring homeowners coverage to protect both the structure and personal belongings from common perils. It also handles general property insurance needs by assessing local risks like aging infrastructure and weather patterns. The agency further assists with policy adjustments for seasonal damage concerns, such as ensuring adequate protection against the impact of heavy spring storms and falling trees.

CF
11470 US Hwy 15 501 N #105
Connie Fenner - State Farm Insurance Agent
Home Insurance Agent · Chapel Hill, NC

When selecting a home insurance agent, service typically comes as either a one-time policy purchase or an ongoing account requiring periodic review. Connie Fenner - State Farm Insurance Agent in Chapel Hill, NC, offers coverage for dwelling protection, personal liability, and contents against common local risks like storms and fires. The agency aims to help clients understand their specific needs and match them with appropriate plans. For ongoing support, policy adjustments, and claims filing, this office provides service on an as-needed basis.

BR
112 Perkins Dr STE 600
Ben Reece: Allstate Insurance
Home Insurance Agent · Chapel Hill, NC

With Chapel Hill’s changing seasons bringing storms and falling trees, many homeowners grow concerned about gaps in their coverage. Ben Reece Allstate Insurance reviews existing policies to identify vulnerabilities specific to regional weather patterns. They explain deductible options and liability limits in plain terms so residents can make informed decisions. Clients learn how common additions like home offices or backyard structures may affect their plan. To begin the process, an agent will visit the property to conduct a thorough inspection and initial assessment of exposures.

HR
6015 Farrington Rd STE 101
High & Rubish Insurance Agency
Home Insurance Agent · Chapel Hill, NC

High & Rubish Insurance Agency operates as a home insurance agent serving the Chapel Hill, NC area. The company assists clients in securing standard homeowners policies, which typically cover dwelling structure, personal property, and liability protection. For those needing broader coverage, the agency can arrange specialty add-ons such as flood or earthquake insurance. It also helps tailor policies for various commercial sectors, including offices, warehouses, and food service operations. This allows businesses to obtain appropriate property and liability protection for their specific professional environments.

DE
400 Market St #103
Donny E Dingess Jr - State Farm Insurance Agent
Home Insurance Agent · Chapel Hill, NC

Donny E Dingess Jr - State Farm Insurance Agent offers residential home insurance services for properties in Chapel Hill, North Carolina. The agency also handles commercial coverage needs for local business owners. Serving clients throughout the greater Chapel Hill area, the agent works with individuals to review policy options tailored to different property types. After an initial policy is set, the office helps adjust coverage as needed and follows up between regular billing cycles to discuss any changes or questions regarding renewal terms.

OS
180 Providence Rd #1b
Ola Stinnett - State Farm Insurance Agent
Home Insurance Agent · Chapel Hill, NC

Ola Stinnett - State Farm Insurance Agent in Chapel Hill, NC is known for providing personalized home insurance coverage to area homeowners. Their service range includes helping clients protect their property and personal belongings against common local risks. A knowledgeable agent there guides customers through policy options, from dwelling coverage to liability protection. In addition to standard offerings, they provide detailed guidance toward adding scheduled personal property coverage for valuables such as jewelry or electronics as a specialty service.

CM
102 Market St Ste. 208
Chip Millard, Insurance Broker
Home Insurance Agent · Chapel Hill, NC
(919) 357-6637
chipmillard.com
BI
501 Eastowne Dr Suite 250
Business Insurers of the Carolinas
Home Insurance Agent · Chapel Hill, NC
(800) 962-4611
business-insurers.com
NF
102 S Estes Dr
NC Farm Bureau Insurance
Home Insurance Agent · Chapel Hill, NC
(919) 960-6801
ncfbins.com/chapel-hill
CW
101 Glen Lennox Dr Suite 300
Chan Wright Insurance Agency
Home Insurance Agent · Chapel Hill, NC
(919) 341-1606
chanwrightinsurance.com
IC
1011 Hamilton Rd Suite 217
Insurance of the Carolinas
Home Insurance Agent · Chapel Hill, NC
(919) 967-8399
insofthecarolinas.com
GE
1805 E Franklin St #210
Gary Elliott - State Farm Insurance Agent
Home Insurance Agent · Chapel Hill, NC
(919) 942-6057
chapelhillsf.com
UI
1829 E Franklin St Suite 800-F
University Insurance - Erie Insurance Agency
Home Insurance Agent · Chapel Hill, NC
(919) 933-9050
universityinsurance.org
CN
100 Europa Dr #571
Carolina National Insurance
Home Insurance Agent · Chapel Hill, NC
(919) 626-4732
cniagency.com
UI
212 E Rosemary St
University Insurance, Inc.
Home Insurance Agent · Chapel Hill, NC
(919) 933-9050
universityinsurance.org
EI
1829 E Franklin St Suite 800-F
Erie Insurance - Agent Representing
Home Insurance Agent · Chapel Hill, NC
(919) 933-9050
universityinsurance.org
DH
501 Eastowne Dr Suite 250
Dominick Huckabee Nobin & Trent Insurance Agency DBA: Triangle Risk Advisors, Inc.
Home Insurance Agent · Chapel Hill, NC
(919) 286-7473
triangleinsurance.com

What Does a a Home Insurance Agent in Chapel Hill Cost?

The average cost of home insurance in North Carolina is around 1300 to 1800 dollars per year for a typical policy. In Chapel Hill, rates may be higher due to local weather risks. Your actual cost depends on factors like your home value, location, and deductible. This is general information and not insurance advice.

About home insurance agents in Chapel Hill

A home insurance agent in Chapel Hill North Carolina can help you find a policy that protects your home and belongings. North Carolina law requires insurers to offer coverage for wind and hail damage. An agent can explain local risks like hurricanes and help you meet mortgage requirements.

Frequently Asked Questions

What does a home insurance agent in Chapel Hill do?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes.

Do I need flood insurance in Chapel Hill?

Standard home insurance does not cover flood damage. In Chapel Hill, flood insurance is recommended if you are in a flood zone. You can buy it through the National Flood Insurance Program or a private insurer.

How long do I have to file a home insurance claim in North Carolina?

North Carolina law does not set a specific time limit for filing claims. However, most policies require you to report damage promptly. Check your policy for specific deadlines.

Home Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.