The top-rated home insurance agent in Concord, North Carolina is Tara Morgan-Barreiro - GEICO Insurance Agent, rated 4.9 stars across 525 reviews. Other highly rated options include Byrd Agency Inc, Trey Siner Insurance Group, The Compass Agency LLC. This directory lists 20 home insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tara Morgan-Barreiro - GEICO Insurance Agent | 7741 Gateway Ln NW Suite 100 | (980) 258-6340 |
| 2 | Byrd Agency Inc | 797 Davidson Dr NW | (704) 786-2108 |
| 3 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 4 | The Compass Agency LLC | 638 Concord Pkwy N | (704) 933-8080 |
| 5 | Jim Hodgens - State Farm Insurance Agent | 845 Church St N #104 | (704) 782-3515 |
| 6 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 7 | Pegram & AllCare Insurance Services | 50 Transit Ct NW | (704) 782-1123 |
| 8 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 9 | Madison Insurance Group | 3775 NC-73 | (704) 782-2073 |
| 10 | Ralph or "Britt" Brittain - State Farm Insurance Agent | 280 Concord Pkwy S The Village, #117 | (704) 786-5417 |
Tara Morgan-Barreiro - GEICO Insurance Agent serves the Concord, NC area, providing home insurance policies for local homeowners. The agency assists clients in protecting their properties with coverage tailored to individual needs. It works to help residents find suitable plans that safeguard their homes and belongings from common risks. Services include handling the application process for new home insurance policies. The agency also addresses inquiries about adjusting existing coverage for home renovations.
Byrd Agency Inc provides homeowners insurance coverage with essential options for dwelling protection and personal property coverage. The agency assists clients in understanding policy details and evaluating replacement cost options. It offers guidance on adjusting deductibles and reviewing liability limits to meet individual needs. Personalized consultations help customers assess their unique risks and coverage requirements. The agency serves single-family homes, apartments, retail establishments, and restaurants throughout the Concord area.
Trey Siner Insurance Group serves homeowners and property managers in and around Concord, North Carolina. It offers standard home insurance policies that protect dwellings, personal belongings, and liability risks. Customers can also discuss additional coverage for valuable items or natural disasters common to the region. The agency provides personalized consultations to help match policies with individual property and budget needs. Its service area extends into the greater Charlotte metro, including nearby communities such as Harrisburg.
Based in Concord, NC, The Compass Agency LLC serves homeowners throughout Cabarrus County and the surrounding communities of Kannapolis, Harrisburg, and beyond. It handles a full range of home insurance policies, covering protection for single-family dwellings, condominiums, and rental properties against common regional perils. To manage each client's needs, the agency follows a consultative process, beginning with a thorough review of the property and policy structure before submitting a tailored coverage recommendation.
When seeking home insurance, one can choose a one-time policy purchase for a set term or a recurring service that provides continuous annual coverage. In Concord, NC, Jim Hodgens - State Farm Insurance Agent offers both a standard homeowners policy and options for additional protection like flood or earthquake coverage, depending on individual needs. This agency helps local residents evaluate their dwelling and personal property risks. Service runs on a scheduled annual renewal basis, with claims assistance available as needed at the time of a loss.
When the first fall storms threaten the Concord area, homeowners often seek reliable guidance for their coverage needs. Allen & Ballard Insurance Associates provides that local support as a home insurance agent. They help residents evaluate standard policies and consider endorsements for common regional concerns like wind and hail damage. Their process begins with a thorough review of your property's unique features and risks to identify potential gaps in protection. An initial personal consultation or property inspection is typically scheduled to start that assessment.
Pegram & AllCare Insurance Services offers tailored home insurance policies, specializing in coverage for standard single-family homes. Its general service work involves assessing property risks for homeowners throughout Concord, NC, while advising clients on liability options and dwelling protection limits to suit different budgets. From break-ins to weather damage from storms, the agency helps navigate claims processes for common perils. As winter approaches, it provides guidance on safeguarding properties against potential losses from frozen pipes and ice damage.
America Insurance & Tax Service helps homeowners in Concord, NC, build and maintain coverage for their properties. The agency can arrange liability protection and supplemental policies for personal belongings, including valuable items and liability risks. Clients with rental properties or seasonal homes can also explore tailored options suited to different occupancy patterns. This agent serves a variety of commercial sectors as well, including offices, warehouses, and food service operations.
Madison Insurance Group provides residential home insurance services to property owners in Concord, North Carolina. The agency also offers commercial coverage solutions for local business properties throughout the surrounding area. Homeowners can consult with an agent to discuss standard policies that protect against common regional risks. After a policy is secured, the agency follows up to ensure coverage remains aligned with the client’s needs and provides repeat service between regular policy review visits.
What Does a a Home Insurance Agent in Concord Cost?
The average cost of homeowners insurance in North Carolina is about 1300 to 1600 dollars per year for a standard policy. In Concord rates can vary based on your homes age construction materials and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Concord
Home insurance agents in Concord North Carolina help you find coverage that meets state requirements and protects your property. North Carolina law does not require homeowners insurance but mortgage lenders typically do. Agents can explain local risks like severe storms and help you compare policies from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Concord do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options such as dwelling protection liability and personal property. Agents also assist with claims and policy changes after you buy a home.
Is homeowners insurance required by law in North Carolina?
North Carolina state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home outright you can choose not to have coverage but it is risky.
How do I choose a home insurance agent in Concord?
Look for an agent licensed in North Carolina with experience in local risks like hail and wind damage. Check their customer reviews and ask about the insurance companies they represent. A good agent will explain deductibles coverage limits and exclusions clearly.