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Find Home Insurance Agents Near You in Bismarck, ND

Browse home insurance agents serving Bismarck, North Dakota. Updated 2026-07-14.

The top-rated home insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Farmers Insurance - Kyle Herman, Renae Haug - State Farm Insurance Agent, Farmers Insurance - Tamie Schmidt. This directory lists 21 home insurance agents serving Bismarck.

Showing 21 home insurance agents in Bismarck, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Roberta Storm - State Farm Insurance Agent116 S Hannifin St(701) 258-0123
2Farmers Insurance - Kyle Herman1022 E Divide Ave Ste C(701) 255-3655
3Renae Haug - State Farm Insurance Agent1471 Interstate Loop #1(701) 255-4433
4Farmers Insurance - Tamie Schmidt523 N 4th St Ste 201(701) 222-4300
5Kayla Small Agency & Associates LLC American Family Insurance1929 N Washington St Ste Kk(701) 989-6899
6Shane Splonskowski Agency Inc American Family Insurance1830 E Century Ave suite 6(701) 258-5454
7Terry Richter - State Farm Insurance Agent201 N 19th St(701) 223-8757
8Bain Agency1500 E Capitol Ave(701) 223-2233
9A & M Insurance Agency1401 Skyline Blvd #220(701) 250-6417
10Steffes AgencyCentral Ave Hazen, 1155 Burlington Dr Suite B 213(701) 255-6144
RS
116 S Hannifin St
Roberta Storm - State Farm Insurance Agent
Home Insurance Agent · Bismarck, ND

Roberta Storm - State Farm Insurance Agent serves the Bismarck, North Dakota metro area as a home insurance agent. The agency provides standard homeowners policies that protect dwellings and personal belongings. It also offers liability coverage for accidents that occur on a customer’s property. Clients can receive personalized risk assessments to help determine appropriate coverage levels. Additional home insurance services in this region include protection against weather-related damage common to the Northern Plains. The agency specifically handles policy adjustments for seasonal home maintenance and new homeowner coverage inquiries.

FI
1022 E Divide Ave Ste C
Farmers Insurance - Kyle Herman
Home Insurance Agent · Bismarck, ND

Farmers Insurance - Kyle Herman provides a full range of home insurance services in the Bismarck area, including structure, liability, and personal property coverage. It offers service and maintenance plans such as customizable policy adjustments and claims assistance to help protect homeowners against unexpected damage. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the local community.

RH
1471 Interstate Loop #1
Renae Haug - State Farm Insurance Agent
Home Insurance Agent · Bismarck, ND

Renae Haug - State Farm Insurance Agent serves homeowners, property owners, and renters in Bismarck, North Dakota, with tailored home insurance policies. It helps customers evaluate coverage options for dwelling protection, personal property, and liability. Clients receive guidance on selecting deductibles and endorsements to meet their specific needs. Every representative is focused on explaining policy details clearly. Claims assistance is also provided to local residents when needed. Service areas extend to the neighboring community of Lincoln, ensuring access for homeowners throughout the Bismarck metro region.

FI
523 N 4th St Ste 201
Farmers Insurance - Tamie Schmidt
Home Insurance Agent · Bismarck, ND

Farmers Insurance - Tamie Schmidt in Bismarck, ND, offers guidance on the difference between one-time policy purchases and recurring annual coverage adjustments for home insurance. Their work includes protecting local homes from regional risks like hail and snow damage through standard homeowners policies. They assist with coverage for dwelling, personal property, and liability. Typical service appointments in this area are handled as-needed, with consultations available upon request for policy changes or new home purchases.

KS
1929 N Washington St Ste Kk
Kayla Small Agency & Associates LLC American Family Insurance
Home Insurance Agent · Bismarck, ND

Kayla Small Agency & Associates LLC American Family Insurance in Bismarck provides personalized home insurance policies tailored to protect property and belongings. The agency works closely with homeowners to assess individual coverage needs, ensuring structures and possessions are safeguarded against common regional risks. It also offers comprehensive liability protection for residential properties. With North Dakota’s harsh winter weather, the agency helps clients review their policies to secure adequate coverage for potential ice dam damage or freeze-related plumbing issues.

SS
1830 E Century Ave suite 6
Shane Splonskowski Agency Inc American Family Insurance
Home Insurance Agent · Bismarck, ND

With harsh winters and summer storms common across Bismarck, property protection becomes a pressing concern for homeowners. Shane Splonskowski Agency Inc American Family Insurance provides home insurance coverage tailored to local risks. The agency helps clients understand policy options for dwelling, personal property, and liability protection. Working with an independent local office allows for personalized attention when reviewing coverage needs or filing claims. An initial consultation begins with a review of your home’s structure and surrounding environment to assess specific vulnerabilities and recommend appropriate limits.

TR
201 N 19th St
Terry Richter - State Farm Insurance Agent
Home Insurance Agent · Bismarck, ND

Terry Richter - State Farm Insurance Agent serves the Bismarck, North Dakota area and its surrounding communities, handling a range of home insurance policies. It works with clients to protect residential properties against common risks in the region, such as severe winter weather and hail damage. The agency focuses on assessing individual property needs and coverage options. To handle a typical job, it reviews the homeowner’s current policy and local risk factors, then presents tailored recommendations to ensure adequate protection.

BA
1500 E Capitol Ave
Bain Agency
Home Insurance Agent · Bismarck, ND

Serving residential clients throughout the Bismarck area, Bain Agency provides essential home insurance solutions to protect local properties and personal belongings. Commercial coverage is also available for small businesses seeking to safeguard their operations and assets. As a local home insurance agent, the company assists policyholders in understanding their coverage options and navigating claims when damage occurs. Clients can expect reliable follow-up after any policy changes or incidents, ensuring consistent support between regular service visits to address evolving coverage needs.

MI
1401 Skyline Blvd #220
A & M Insurance Agency
Home Insurance Agent · Bismarck, ND

A & M Insurance Agency is known for providing homeowners insurance tailored to the unique property risks in Bismarck. The company helps local clients evaluate dwelling coverage, liability protection, and personal property needs through detailed policy guidance. It serves homeowners seeking to safeguard their investment against common regional weather threats. For added peace of mind, the agency can arrange separate flood insurance policies for properties near vulnerable areas.

SA
Central Ave Hazen, 1155 Burlington Dr Suite B 213
Steffes Agency
Home Insurance Agent · Bismarck, ND

Steffes Agency provides home insurance coverage for clients in the Bismarck area, helping to protect residential properties against common risks such as fire, storm damage, and liability claims. For homeowners seeking additional protection, the firm offers specialty add-ons like coverage for flood hazards, sewer backup, and personal property endorsements. The agency works with a variety of commercial sectors, including small offices, warehouses, and food service establishments.

PS
1929 N Washington St
Pat Stocking: Allstate Insurance
Home Insurance Agent · Bismarck, ND
(701) 223-4548
agents.allstate.com/pat-stocking-bismarck-nd.html
GI
4501 Coleman St Suite 108
Gateway Insurance
Home Insurance Agent · Bismarck, ND
(701) 223-5812
gateway-insurance.com
FU
1661 Capitol Way Ste 100
Farmers Union Insurance: Ryan Schnell Agency
Home Insurance Agent · Bismarck, ND
(701) 355-7783
fumic.com
KA
232 W Century Ave
Kramer Agency
Home Insurance Agent · Bismarck, ND
(701) 255-4502
krameragency.com
CI
810 E Divide Ave
Cottingham Insurance Agency
Home Insurance Agent · Bismarck, ND
(701) 323-9419
cottinghaminsurance.com
MS
1686 Capitol Way
Mathew Scheetz - Nodak Insurance Agency
Home Insurance Agent · Bismarck, ND
(701) 226-6195
facebook.com/MathewScheetzNodak
KB
1686 Capitol Way
Karen Berger-Nodak Insurance Agency
Home Insurance Agent · Bismarck, ND
(701) 223-4605
nodakins.com/agent.php
SM
535 Airport Rd A
Sherry Morris Agency LLC American Family Insurance
Home Insurance Agent · Bismarck, ND
(701) 222-0768
amfam.com/agents/north-dakota/bismarck/sherry-morris
FI
931 S Washington St Suite 2
Farmers Insurance - Christopher Fenster
Home Insurance Agent · Bismarck, ND
(701) 204-6334
agents.farmers.com/nd/bismarck/christopher-fenster
FI
1301 Tacoma Ave Ste 1
Farmers Insurance - Lyndon Mertz
Home Insurance Agent · Bismarck, ND
(701) 255-6505
agents.farmers.com/nd/bismarck/lyndon-mertz
FM
1710 Burnt Boat Dr
Family Mutual Insurance Company
Home Insurance Agent · Bismarck, ND
(877) 968-3651
familymutualinsurance.com

What Does a a Home Insurance Agent in Bismarck Cost?

The average cost of home insurance in North Dakota is around $1,500 to $2,500 per year for a standard policy. Factors that affect your premium include the age and location of your home, your deductible, and your claims history. Bismarck homes may have slightly different rates due to local weather risks. This is general information, not insurance advice.

About home insurance agents in Bismarck

A home insurance agent in Bismarck, North Dakota can help you find a policy that meets your needs. North Dakota law requires that all homeowners insurance policies include coverage for wind and hail damage. Agents in Bismarck understand the local risks, including severe winter storms and tornadoes.

Frequently Asked Questions

What does home insurance typically cover in North Dakota?

Home insurance in North Dakota usually covers the structure of your home, personal belongings, liability protection, and additional living expenses. North Dakota law mandates coverage for wind and hail damage. Policies may also cover fire, theft, and vandalism.

How do I choose a home insurance agent in Bismarck?

Look for an agent who is licensed in North Dakota and has experience with local risks. Ask about their knowledge of Bismarck-specific weather patterns and insurance regulations. You can check an agents license status through the North Dakota Insurance Department.

Are there specific North Dakota laws that affect home insurance?

Yes, North Dakota Century Code Title 26.1 governs insurance in the state. One key law requires insurers to offer coverage for wind and hail damage. Also, North Dakota has a 12-month statute of limitations for filing a lawsuit after a claim denial.

Home Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.