The top-rated home insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 home insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 8 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 9 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
| 10 | Kellie Thorman - State Farm Insurance Agent | 500 20th Ave SW B | (701) 839-4999 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, North Dakota area and the surrounding Ward County region. The agency specializes in home insurance agent services, helping local residents secure coverage for their houses and personal belongings against common regional risks. This includes protection for property damage from severe weather events common to the northern plains. The office also assists clients with renters insurance policies and provides detailed consultations on available policy options for homeowners in Minot.
Paul Siebert - State Farm Insurance Agent provides home insurance coverage in the Minot, North Dakota area. Its services help protect a policyholder’s dwelling, personal belongings, and additional structures on the property. Service or maintenance plans are included through the company’s general claims assistance and policy management support. The agency guides homeowners in choosing appropriate liability protection and deductible options for their specific needs. It services single-family homes, apartments, retail businesses, and restaurants.
Serving Minot and the surrounding communities of North Dakota, Michael A Lucy Agency Inc American Family Insurance handles comprehensive home insurance coverage for local homeowners. The agency addresses protection for the dwelling itself, personal belongings, and liability concerns common to the region. It also assists clients in understanding policy options that safeguard against regional weather risks. To handle a typical job, the agency begins with a detailed discussion of the property and the homeowner’s specific needs, then reviews available coverage levels to build a suitable policy.
Kim Albert Agency, an Allstate Insurance home insurance agent in Minot, North Dakota, serves local homeowners, property managers, and landlords seeking coverage for their residential properties. The agency provides standard home insurance policies, which typically protect a dwelling against common risks such as fire, wind, and theft, along with personal liability and contents coverage. Options for additional endorsements, such as flood or sewer backup protection, are available to address regional weather concerns. The territory also includes surrounding communities such as Burlington, located just south of Minot along the Souris River.
Michael E Braun - State Farm Insurance Agent in Minot, ND, differentiates between one-time policy setup and recurring coverage adjustments. Coverage typically protects a home structure, personal belongings, and liability from common local perils. For those needing protection beyond a standard policy, additional endorsements can be appended to address specific risks. This agency operates on a recurring basis, with policies renewing annually to maintain continuous protection. Service is available both on a scheduled renewal schedule and as needed for policy changes or claims assistance.
When the harsh North Dakota winter fades and spring rains begin to threaten the Minot floodplain, local homeowners often worry about their policy coverage. Farmers Insurance agent Miranda Schuler assists residents in reviewing their home insurance to ensure protection against seasonal weather damage. Her agency helps clients understand policy details, from wind and hail coverage to liability options. During an initial consultation, she will walk through a property inspection to identify risks and discuss how to adjust coverage for the homeowner’s specific needs.
Offering tailored coverage for home and property structures, Donovan Insurance Agency LLP serves as a home insurance agent in Minot, ND. It assists clients with standard policies that protect dwellings and personal belongings, while also guiding them through policy updates and claims processes. With the region’s challenging winters and potential for ice dam or storm damage, the agency helps homeowners review coverage for freeze-related issues and wind damage before the cold season arrives.
Heritage Insurance Services works closely with homeowners in Minot, North Dakota, to customize coverage for their properties. The agency also assists clients in adding specialty policies for valuable items like jewelry or art collections that fall outside standard plans. Rental properties and seasonal residences in the area often require additional protection against weather-related damage. For commercial clients, the agency regularly tailors policies for professional offices, industrial warehouses, and food service establishments needing liability and equipment coverage.
Farmers Insurance - Kellen Latendresse in Minot, ND provides home insurance agent services for residential properties in the surrounding area. Commercial coverage is also available to protect business assets and operations locally. Clients can expect a straightforward discussion of policy options to match their individual needs and budgets. After an initial consultation or claim issue, the agent remains available for follow-up inquiries and adjustments between regular policy reviews.
Kellie Thorman - State Farm Insurance Agent in Minot, ND is known for helping residents protect their homes and property with tailored coverage options. The agency serves local homeowners seeking financial safeguards against damage, theft, and liability claims common in the region’s seasonal climate. Policies can be customized to fit personal needs and budgets. For added protection, the agency specializes in offering valuable personal property endorsements to cover items like jewelry and electronics.
What Does a a Home Insurance Agent in Minot Cost?
Home insurance costs in North Dakota vary by home value, location, and coverage level. Typical annual premiums range from 800 to 1,500 dollars for a standard policy. Factors like age of home, claims history, and deductible affect the price. This is general information, not insurance advice.
About home insurance agents in Minot
Home insurance agents in Minot, North Dakota help residents find coverage for their homes against risks like hail, wind, and fire. North Dakota law requires insurers to offer replacement cost coverage on dwellings. Agents can explain policy options and assist with claims after a loss.
Frequently Asked Questions
What does a home insurance agent in Minot do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage types, deductibles, and discounts. They also assist with filing claims and policy changes.
Is home insurance required in North Dakota?
North Dakota law does not require home insurance by statute. However, mortgage lenders usually require it. Even without a mortgage, insurance protects your home from financial loss.
How do I choose a home insurance agent in Minot?
Look for an agent licensed in North Dakota with experience in local risks like hail and winter storms. Ask about their claims process and customer reviews. Compare quotes from multiple agents to find suitable coverage.
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