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Find Home Insurance Agents Near You in Elyria, OH

Browse home insurance agents serving Elyria, Ohio. Updated 2026-07-14.

The top-rated home insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, J.P. Merk - State Farm Insurance Agent, Riddell Insurance. This directory lists 20 home insurance agents serving Elyria.

Showing 20 home insurance agents in Elyria, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sean Krause - State Farm Insurance Agent10247 Dewhurst Rd Ste 102B(440) 366-0020
2Cobos Insurance Center41436 Griswold Rd(440) 324-3732
3J.P. Merk - State Farm Insurance Agent511 Abbe Rd N B(440) 324-4646
4Riddell Insurance490 Cleveland St(216) 672-0637
5Hoyas Insurance Group43099 N Ridge Rd(440) 324-3331
6Deborah Zerbini - Farmers Insurance - District 19315 Middle Ave(440) 760-0777
7Chad Nelson: Allstate Insurance994 Abbe Rd N ste 100(440) 281-8688
8Ryan Insurance Agency Inc105 Cleveland St(440) 322-3200
9JC Insurance Agency, Inc.30 West Ave(440) 322-7900
10Daniel Gossman: Allstate Insurance500 E Broad St(440) 323-7911
SK
10247 Dewhurst Rd Ste 102B
Sean Krause - State Farm Insurance Agent
Home Insurance Agent · Elyria, OH

Serving residents of Lorain County, including Elyria, Ohio, Sean Krause - State Farm Insurance Agent provides home insurance policies that help protect a dwelling and personal belongings. The agency works with local homeowners to understand coverage options for common perils like fire, theft, and weather damage. It also assists in selecting appropriate liability protection and can tailor deductibles to meet individual needs and budgets. Additionally, the agent handles renters insurance and personal property coverage for those who lease their homes.

CI
41436 Griswold Rd
Cobos Insurance Center
Home Insurance Agent · Elyria, OH

Cobos Insurance Center provides a full range of home insurance options for property owners in and around Elyria, Ohio. Their comprehensive plans cover standard dwelling protection, liability coverage, and contents insurance, along with available add-ons for natural disasters or personal valuables. Clients can discuss risk assessments and policy adjustments to ensure adequate coverage for their specific needs. The agency serves single-family homes, apartments, retail spaces, and restaurants requiring business property protection.

JP
511 Abbe Rd N B
J.P. Merk - State Farm Insurance Agent
Home Insurance Agent · Elyria, OH

J.P. Merk - State Farm Insurance Agent, located in Elyria, OH, serves local homeowners, businesses, and property managers with home insurance policies that help protect residential and commercial structures. The agency assists clients in understanding their coverage options for buildings, personal belongings, and liability risks standard to the area. Neighboring communities such as Lorain and North Ridgeville are also within the service region for these essential insurance solutions.

RI
490 Cleveland St
Riddell Insurance
Home Insurance Agent · Elyria, OH

Serving Elyria, Ohio, and the surrounding communities in Lorain County, Riddell Insurance handles home insurance policies for local homeowners. The agency works to help clients protect their properties against common regional risks, including severe storms, fire, and liability issues. Each policy is designed to cover the structure of the home, personal belongings, and additional living expenses in case of a loss. To manage a typical job, Riddell Insurance begins by reviewing a client's current coverage before comparing multiple policy options from its partner carriers.

HI
43099 N Ridge Rd
Hoyas Insurance Group
Home Insurance Agent · Elyria, OH

Hoyas Insurance Group in Elyria, OH helps clients distinguish between a one-time policy purchase for a fixed term and recurring annual renewal schedules that adjust coverage as home values change. Their home insurance agents provide liability protection, dwelling coverage for the structure, and personal property protection for belongings within the residence. Service arrangements operate on either a scheduled basis for standard renewals or as-needed support during policy questions or claim filing.

DZ
315 Middle Ave
Deborah Zerbini - Farmers Insurance - District 19
Home Insurance Agent · Elyria, OH

As winter storms and spring hailstorms can cause significant damage to homes in the Elyria area, Deborah Zerbini with Farmers Insurance in District 19 helps local homeowners review their current coverage to ensure they are adequately protected against these seasonal weather events. The agency focuses on explaining policy details clearly so clients understand their deductibles and liability limits. A typical first step with a new client involves scheduling a no-obligation inspection of the property to assess its condition and specific coverage needs.

CN
994 Abbe Rd N ste 100
Chad Nelson: Allstate Insurance
Home Insurance Agent · Elyria, OH

Chad Nelson: Allstate Insurance in Elyria, OH offers tailored home insurance policies designed to protect personal property and dwelling structures from unexpected damage. The agency works with local homeowners to assess coverage needs and find suitable plans for single-family residences and condominiums. By evaluating property specifics, it helps individuals safeguard their financial investment and liability exposure. During winter months, it particularly assists with policies covering risks like ice dam formation, frozen pipe bursts, and heavy snow collapse.

RI
105 Cleveland St
Ryan Insurance Agency Inc
Home Insurance Agent · Elyria, OH

Ryan Insurance Agency Inc provides residential home insurance services to homeowners in Elyria, OH, as well as commercial coverage for property owners in the surrounding area. The agency assists clients in selecting appropriate policy limits to protect their dwellings and personal belongings. Service extends to homeowners seeking to bundle policies for convenience and financial efficiency. After an initial policy is issued, the agent remains available to review coverage during each renewal cycle and helps adjust plans following major life changes between regular visits.

JI
30 West Ave
JC Insurance Agency, Inc.
Home Insurance Agent · Elyria, OH

JC Insurance Agency, Inc. in Elyria, OH helps local homeowners protect their properties by offering standard coverage for structures, personal belongings, and liability. The company can customize a policy with specialty add-ons like replacement cost endorsements for roofing or increased coverage for high-value items such as jewelry and electronics. Beyond residential work, the agency provides tailored commercial policies for clients operating offices, warehouses, and food service establishments in the area.

DG
500 E Broad St
Daniel Gossman: Allstate Insurance
Home Insurance Agent · Elyria, OH

Daniel Gossman: Allstate Insurance in Elyria, OH, is known for providing home insurance policies that help protect local residences from common risks. Its service range includes standard homeowners coverage, tailored for houses and personal property in this area. Policies typically cover dwelling protection, liability, and additional living expenses after a covered loss. An agent can explain available deductibles and policy limits. The office can also add on scheduled personal property coverage for valuable items like jewelry or electronics.

SI
106 Middle Ave 2nd Floor
Savoy Insurance Group
Home Insurance Agent · Elyria, OH
(440) 365-0435
savoyinsurance.com
SI
900 E Broad St
Schlather Insurance Agency
Home Insurance Agent · Elyria, OH
(440) 366-1561
schlatherinsurance.com
PI
252 E Broad St
Prime insurance agency
Home Insurance Agent · Elyria, OH
(440) 201-4637
HK
1200 E Broad St
Hovey, Kaiser Insurance Associates
Home Insurance Agent · Elyria, OH
(440) 366-4653
hoveykaiser.com
EI
810 Taylor St
Elyria Insurance Agency Ltd.
Home Insurance Agent · Elyria, OH
(740) 325-3142
1O
1539 W River Rd N
1st Ohio Insurance
Home Insurance Agent · Elyria, OH
(440) 534-4400
JA
1131 E Broad St
J Arhar Agency - Farmers Insurance
Home Insurance Agent · Elyria, OH
(440) 281-8099
farmersagent.com/jarhar
LS
515 Abbe Rd N
Linda Slatinsky - LS Insurance Agency
Home Insurance Agent · Elyria, OH
(440) 365-0999
PI
40960 Butternut Ridge Rd
Penfound Insurance
Home Insurance Agent · Elyria, OH
(440) 458-5133
penfoundinsurance.com
PI
490 Cleveland St
Parsons Insurance
Home Insurance Agent · Elyria, OH
(440) 365-1681
parsons-insurance.com

What Does a a Home Insurance Agent in Elyria Cost?

The average cost of homeowners insurance in Ohio is around 900 to 1200 dollars per year for a standard policy. In Elyria rates may vary based on your homes age location and claims history. Factors like deductible amount and coverage limits also affect the premium. This is general information and not insurance advice.

About home insurance agents in Elyria

Home insurance agents in Elyria Ohio help residents protect their homes against risks like fire theft and weather damage. Ohio law does not require homeowners insurance but mortgage lenders typically do. Local agents can explain policy options and help you find coverage that fits your needs and budget.

Frequently Asked Questions

What does a home insurance agent in Elyria do?

A home insurance agent helps you find a policy that covers your house and belongings. They explain different coverage types like dwelling personal property and liability. They also assist with claims and policy changes.

Is homeowners insurance required by law in Ohio?

Ohio state law does not require homeowners insurance. However if you have a mortgage your lender will require you to carry a policy. Without insurance you risk paying for repairs and losses out of pocket.

How do I choose a home insurance agent in Elyria?

Look for an agent licensed in Ohio with experience in the Elyria area. Ask about their carrier options and customer service. You can also check reviews and get quotes from multiple agents to compare coverage and price.

Home Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.