The top-rated home insurance agent in Fairborn, Ohio is Bud Hillard - State Farm Insurance Agent, rated 4.8 stars across 37 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc. This directory lists 15 home insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bud Hillard - State Farm Insurance Agent | 8380 Dayton Springfield Rd | (937) 864-7321 |
| 2 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 3 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 4 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 5 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 6 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 7 | Primerica | 3162 Presidential Dr #101 | (937) 426-9426 |
| 8 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 9 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 10 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
Bud Hillard - State Farm Insurance Agent serves the Fairborn, Ohio, area and surrounding Greene County communities. As a home insurance agent, this agency helps local homeowners protect their property against common regional risks. Policies typically cover dwelling damage from storms or fire, along with personal belongings. The agency also assists in managing liability coverage for accidents on the property. An insurance agent in this area often conducts regular policy reviews to match growing needs. Customized protection for detached structures and personal liability umbrella policies are specific services this office handles.
Mike Baker - State Farm Insurance Agent in Fairborn, OH, provides a full range of home insurance policies, including protection for the dwelling, personal belongings, and liability coverage. The company offers convenient service options such as annual policy reviews to help adjust coverage limits or deductibles based on changing needs. It also assists with filing claims and provides guidance on potential discounts for home safety features. This agency services single-family homes, apartments, retail spaces, and restaurants.
Jeff Roberts - State Farm Insurance Agent serves homeowners, landlords, and small business owners in Fairborn, Ohio, by offering home insurance policies that cover dwelling protection, personal property, and liability options. The agency helps clients evaluate deductibles and coverage limits to match individual property needs. It also provides guidance on bundling home and auto insurance for potential savings. Customers can discuss claims assistance and policy adjustments face-to-face or by phone. The agency additionally serves the neighboring community of Xenia and parts of the Dayton metro area.
Flatter Insurance Inc serves Fairborn, Ohio, and the surrounding communities of Greene County, offering homeowners insurance policies to protect residential properties. The company handles coverage for single-family homes, condominiums, and rental dwellings against common risks such as fire, theft, and weather damage. It typically approaches each job by reviewing a client’s specific property risks and personal coverage needs to recommend an appropriate policy limit and deductible.
For clients needing occasional coverage versus ongoing protection, the agent evaluates whether a standard homeowner policy or a more flexible solution fits the property’s specific needs. In Fairborn, OH, Kevin Whitten American Family Insurance provides home insurance tailored to local risks, including storm damage and liability concerns. Consultations determine the appropriate structure for each home. Service arrangements at this agency operate strictly on an as-needed basis, allowing clients to request policy reviews, quote updates, or claims assistance whenever circumstances change.
Specializing in customized coverage options for homeowners, this agency in Fairborn, OH works with clients to assess property risks and tailor appropriate policies. It offers guidance on dwelling protection, liability coverage, and personal property insurance, ensuring local needs are met with careful planning. As seasonal storms or winter freeze threats arise in the area, the agency helps policyholders review their deductibles and update coverage for potential weather-related damage.
When storm season arrives in Fairborn, homeowners often need prompt guidance on protecting their property. Primerica addresses this need as a home insurance agent, helping residents assess coverage options that suit their budgets. They explain how policies can apply to common local risks, such as wind or hail damage common to southwest Ohio. Their process begins with a straightforward inspection of the home’s exterior and interior, evaluating key features like roof age and electrical systems to inform the initial coverage discussion.
Nationwide Insurance: Brian D Parrett provides tailored coverage for homeowners, including specialized endorsements for high-value items such as jewelry or electronics. Operating in Fairborn, OH, the agency helps residents assess property risks and select appropriate policy limits. Their services address dwelling protection, liability, and personal property. Local business owners can also secure commercial insurance for offices, warehouses, and food service operations.
Bankers Life offers residential home insurance services to homeowners in Fairborn, Ohio, helping protect personal property and structures from common regional risks. Commercial coverage is available for local businesses seeking property and liability protection. The agency serves clients throughout the greater Fairborn area. After an initial policy is written, the agent provides ongoing support for coverage adjustments and claim inquiries, following up with each customer during regular service visits to ensure their insurance needs remain adequately met.
Parrett Insurance Group, based in Fairborn, OH, is known for helping homeowners secure coverage that meets local property needs. It offers a range of home insurance policies designed to protect against storm damage, fire, and liability claims common to the region. Its agents work with carriers to tailor deductibles and dwelling limits for both older homes and new construction. Visiting a local agent ensures personalized terms that reflect Fairborn’s specific risk factors. This company can bundle auto or flood coverage as an added specialty service.
What Does a a Home Insurance Agent in Fairborn Cost?
The average cost of home insurance in Ohio is about 900 to 1200 dollars per year for a standard policy. In Fairborn rates may be slightly lower or higher depending on your homes value and risk factors. Costs vary by case based on coverage limits deductibles and your claims history. This is general information not insurance advice.
About home insurance agents in Fairborn
Home insurance agents in Fairborn Ohio help you find coverage for your house and belongings. Ohio law does not require homeowners insurance but mortgage lenders usually do. Agents can explain Ohio specific coverage options like replacement cost and sewer backup protection.
Frequently Asked Questions
What does a home insurance agent in Fairborn do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and Ohio specific endorsements. They also help you file claims and adjust your policy as needed.
How do I choose a home insurance agent in Fairborn Ohio?
Look for an agent licensed in Ohio with experience in your area. Check their customer reviews and ask about their knowledge of local risks like wind and hail. Make sure they offer policies from multiple insurers for comparison.
What Ohio specific factors affect home insurance costs in Fairborn?
Ohio weather risks like tornadoes and winter storms can raise premiums. The age of your home its construction type and your credit history also matter. Fairborns location near Wright Patterson Air Force Base does not directly affect rates but local crime statistics may.
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