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Home Insurance Agents in Kettering, OH

Browse home insurance agents serving Kettering, Ohio. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 14 home insurance agents in Kettering, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Becki Taylor - State Farm Insurance Agent
215 E Stroop Rd, Kettering, OH 45429
(937) 438-3400 beckitaylor.com
Eric Evans - State Farm Insurance Agent
1649 E Stroop Rd, Kettering, OH 45429
(937) 298-1011 ericevansohio.com
Ramos Ratliff Insurance Agency
1389 E Stroop Rd, Kettering, OH 45429
(937) 545-8183 ramosratliff.com
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409
(937) 296-9393 rathweginsurance.com
Robert K. Jones Insurance Agency, LTD.
3809 Wilmington Pike #100, Kettering, OH 45429
(937) 294-2600 rkjonesins.com
Farmers Insurance - James Berlon
3560 N Marshall Rd Ste 2, Kettering, OH 45429
(937) 297-0218 agents.farmers.com
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409
(937) 643-0081 spectruminsuranceagencyinc.com
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429
(937) 298-0105 mcfallinsurance.com
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420
(937) 583-6100 finchinsuranceagency.com
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429
(937) 294-2724 simpkins-dellis.com
Farmers Insurance - Stephen Gross
28 E Rahn Rd #101, Kettering, OH 45429
(937) 439-1136 agents.farmers.com
Close Agency LLC American Family Insurance
2188 Hewitt Ave, Kettering, OH 45440
(937) 234-4528 amfam.com
Ohio Insurance Agency
2260 E Dorothy Ln, Kettering, OH 45420
(216) 239-0346
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429
(937) 461-2246 mcfallinsurance.com

Home insurance agents in Kettering Ohio help you find coverage that meets state requirements and protects your property. Ohio law does not require homeowners insurance but mortgage lenders usually do. Local agents understand risks specific to the Miami Valley region such as severe storms and flooding.

What Does a Home Insurance Agent in Kettering Cost?

The average cost of homeowners insurance in Ohio is about 1,000 to 1,500 dollars per year for a standard policy. In Kettering rates may vary based on your homes age construction type and claims history. Factors like your credit score and deductible choice also affect premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Kettering do?
A home insurance agent in Kettering helps you compare policies from different insurers. They explain coverage options such as dwelling protection liability and personal property. They also assist with claims and policy changes.
Is homeowners insurance required by law in Ohio?
Ohio does not legally require homeowners insurance. However most mortgage lenders require it to protect their investment. Without insurance you could be personally liable for damage or injury on your property.
How do I choose a home insurance agent in Kettering Ohio?
Look for an agent licensed in Ohio with experience in your area. Ask about coverage for common local risks like wind hail and water damage. Compare quotes from multiple agents to find a policy that fits your needs and budget.