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Browse home insurance agents serving Lorain, Ohio. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 15 home insurance agents in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Elkins - State Farm Insurance Agent
1812 Cooper Foster Park Rd, Lorain, OH 44053
(440) 282-2001
neilelkins.com
Robert Taylor Insurance (Lorain Office)
2063 N Ridge Rd, Lorain, OH 44055
(440) 277-5191
roberttaylorins.com
Charles Chapman - State Farm Insurance Agent
4340 N Leavitt Rd F, Lorain, OH 44053
(440) 985-1405
charleschapmaninsurance.com
Cathie Halko - State Farm Insurance Agent
1065 N Ridge Rd W, Lorain, OH 44053
(440) 233-6157
coveredbycathie.com
Chris Arnott Agency Inc.
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 723-2991
chrisarnottinsurance.com
Lighthouse Insurance Agency
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 984-3463
lighthouseinsuranceamherst.com
Janasko Insurance
562 Broadway, Lorain, OH 44052
(440) 245-6268
janaskoinsurance.com
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
520 Broadway, Lorain, OH 44052
(440) 776-8900
libertycompany.com
Somers Agency LLC
5311N N Leavitt Rd Ste 100, Lorain, OH 44053
(440) 324-3447
somersagency.com
Masters Insurance Agency
210 W 7th St, Lorain, OH 44052
(440) 244-2253
D J Kwilecki Associates Insurance
211 W 8th St, Lorain, OH 44052
(440) 246-2680
Kelley Agency
5311 N Leavitt Rd, Lorain, OH 44053
(440) 282-8898
Pfister Insurance
112 E 19th St, Lorain, OH 44052
(800) 237-7595
pfisterinsurance.com
EZ Bonds Plus Insurance LLC
713 Broadway, Lorain, OH 44052
(440) 323-6383
ezplusinsurance.com
Nick Perrico, Sr. - State Farm Insurance Agent
6401 S Broadway, Lorain, OH 44053
(440) 233-8501
nickperrico.com
Home insurance agents in Lorain Ohio help residents protect their homes and belongings. Ohio law does not require homeowners insurance but mortgage lenders typically do. Agents can explain coverage options like dwelling protection and liability limits specific to Lake Erie coastal areas.
What Does a Home Insurance Agent in Lorain Cost?
The average annual home insurance premium in Ohio is around 1,000 to 1,400 dollars for a standard policy. In Lorain rates may be slightly higher due to Lake Erie weather risks. Costs vary based on home age, construction type, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lorain do?
A home insurance agent helps you compare policies from different carriers. They explain coverage types such as replacement cost and actual cash value. They also advise on additional endorsements for flood or wind damage common in Lorain.
Is homeowners insurance required by law in Ohio?
Ohio state law does not require homeowners insurance. However your mortgage lender will almost always require it. Without a mortgage you can choose to go without coverage but that carries financial risk.
How can I lower my home insurance premium in Lorain?
You can raise your deductible or bundle home and auto policies. Installing storm shutters or a security system may qualify for discounts. Ask your agent about Ohio specific credits for newer roofs or fire resistant materials.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.