The top-rated home insurance agent in Middleburg Heights, Ohio is Lauren Banaszak - State Farm Insurance Agent, rated 5.0 stars across 360 reviews. Other highly rated options include Scott Francesangelo - State Farm Insurance Agent, Jason Caples - State Farm Insurance Agent, Kimberly K Smatana - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Middleburg Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Banaszak - State Farm Insurance Agent | 7199 Pearl Rd Suite B | (440) 843-6626 |
| 2 | Scott Francesangelo - State Farm Insurance Agent | 16570 Commerce Ct | (440) 234-4100 |
| 3 | Jason Caples - State Farm Insurance Agent | 7378 Engle Rd | (440) 239-7390 |
| 4 | Kimberly K Smatana - State Farm Insurance Agent | 7106 W 130th St | (440) 845-2222 |
| 5 | EZ2Insure, LLC | 7050 Engle Rd STE 101 | (440) 882-3760 |
| 6 | Toth-Felty Insurance Agency | 7055 Engle Rd suite 4-403 | (440) 888-7854 |
| 7 | Pierre Elkhoury American Family Insurance | 16600 W Sprague Rd Ste 420 | (440) 243-0001 |
| 8 | Ryan Lange: Allstate Insurance | 13399 Smith Rd | (440) 526-4800 |
| 9 | Key Insurance Group | 16600 W Sprague Rd | (440) 521-0188 |
| 10 | Low Cost Insurance Agency LLP | 7530 Lucerne Dr #220 | (469) 960-5881 |
Lauren Banaszak - State Farm Insurance Agent serves the Cuyahoga County area from Middleburg Heights, Ohio, providing home insurance policies for local homeowners. This agency helps clients protect their dwellings and personal property against common risks like fire, theft, and weather-related damage. Customers can speak with an agent about customizing coverage limits or adding endorsements for valuable items. Bundling home insurance with auto coverage is one way to simplify accounts, and the office also handles liability protection for their clients.
Scott Francesangelo - State Farm Insurance Agent in Middleburg Heights, OH, offers a range of home insurance coverage options tailored to protect property and personal assets. Its service approach includes policy reviews to help adjust coverage as needs change and assistance with filing claims when necessary. The agency provides maintenance guidance to help homeowners reduce risks and avoid potential losses. It services single-family homes, apartments, retail spaces, and restaurants.
Jason Caples - State Farm Insurance Agent serves homeowners, renters, and property managers in Middleburg Heights, Ohio, offering standard home and condo insurance policies along with personal liability coverage and bundled auto protection. The agency provides basic coverage consultations to help property owners understand their policy options for dwelling, personal property, and loss of use. It also supports clients in the neighboring communities of Strongsville and Parma Heights throughout Cuyahoga County.
Serving Middleburg Heights, Ohio, and the surrounding communities, Kimberly K Smatana - State Farm Insurance Agent provides home insurance coverage. It handles policies for standard homeowners protection, covering the dwelling, personal belongings, and liability. As an independent local agent, it evaluates each property and client needs individually. This office combines personalized local service with the resources of a large national insurer to find appropriate coverage. It assesses the specific risks for each home, then presents tailored policy options that fit the client's budget and requirements.
When choosing a home insurance agent, clients may decide between a one-time policy purchase or an ongoing service relationship that adjusts coverage as needs change. EZ2Insure, LLC in Middleburg Heights, OH offers both options, helping homeowners secure protection for their property and personal belongings against common risks in the area. The agent assists with comparing standard policies and advising on necessary endorsements. Service is available on either a one-time or an as-needed basis, depending on whether a client prefers single transaction help or periodic policy reviews.
Toth-Felty Insurance Agency provides specialized home insurance policies that protect dwellings and personal property, along with general coverage options tailored to residents of Middleburg Heights, OH. The agency assists clients in assessing their individual risks and choosing appropriate liability limits and deductible levels. Common concerns it addresses include sudden water damage from burst pipes, which is a frequent issue during the region’s harsh winter months when freezing temperatures can threaten household plumbing systems.
As winter weather can bring unexpected damage to homes in Middleburg Heights, Pierre Elkhoury American Family Insurance helps local homeowners review their policies for adequate coverage. A home insurance agent works with clients to explain policy options, including protection against common regional risks like ice dams and burst pipes. They assist with evaluating deductibles and dwelling coverage limits to ensure the policy matches the property’s needs. Coverage guidance always begins with a thorough walk-through of the home and a review of its current protection.
Ryan Lange: Allstate Insurance in Middleburg Heights, OH helps homeowners protect their property and personal liability through standard coverage options, including additional policies for valuable items like jewelry or electronics. The agency provides tailored policies for residential homes and can also extend coverage to various commercial sectors. These business insurance services are available for local offices, warehouses, and food service establishments needing protection from property damage and liability risks.
Key Insurance Group provides residential home insurance services to property owners in Middleburg Heights, Ohio. The agency also assists with commercial coverage for local businesses seeking to protect their assets and operations. Serving the surrounding communities, the team helps clients assess their individual coverage needs and select appropriate policies from available carriers. Follow-up consultations are offered to review coverage after a claim event, and policyholders can schedule regular check-ins between visits to update their insurance as circumstances change.
What Does a a Home Insurance Agent in Middleburg Heights Cost?
In Ohio the average annual home insurance premium is around 900 to 1,200 dollars for a standard policy. Costs in Middleburg Heights may vary based on your homes age location and coverage limits. Factors like deductible amount and claims history also affect price. This is general information and not insurance advice.
About home insurance agents in Middleburg Heights
Home insurance agents in Middleburg Heights Ohio help homeowners find coverage for their property. Ohio law does not require home insurance but mortgage lenders typically do. Agents can explain policy options and help you choose the right level of protection for your home and belongings.
Frequently Asked Questions
What does a home insurance agent in Middleburg Heights do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage types like dwelling protection and personal liability. They also assist with claims and policy changes.
Is home insurance required by law in Ohio?
Ohio does not legally require homeowners to carry home insurance. However most mortgage lenders require it as a condition of the loan. Without it you risk financial loss from fire theft or storm damage.
How do I choose a home insurance agent in Middleburg Heights?
Look for an agent licensed in Ohio with experience in your area. Ask about policy options and discounts. Check reviews and verify the agent is in good standing with the Ohio Department of Insurance.
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