The top-rated home insurance agent in North Ridgeville, Ohio is Jim Cahlik - State Farm Insurance Agent, rated 4.9 stars across 199 reviews. Other highly rated options include Christina Estes - State Farm Insurance Agent, Greg Oliver - State Farm Insurance Agent, KLT Insurance. This directory lists 13 home insurance agents serving North Ridgeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Cahlik - State Farm Insurance Agent | 36525 Center Ridge Rd | (440) 892-8420 |
| 2 | Christina Estes - State Farm Insurance Agent | 34100 Center Ridge Rd | (440) 327-6969 |
| 3 | Greg Oliver - State Farm Insurance Agent | 38950 Center Ridge Rd | (440) 835-8886 |
| 4 | KLT Insurance | 6480 Pitts Blvd | (440) 584-0558 |
| 5 | Village Insurance | 31674 Center Ridge Rd UNIT 104 | (440) 871-8400 |
| 6 | Resource One Insurance | 33888 Center Ridge Rd | (440) 454-9898 |
| 7 | Farmers Insurance - Angel Feliciano | 35116 Center Ridge Rd Ste 111 | (440) 281-9480 |
| 8 | Bryner Insurance | 37723 Center Ridge Rd | (440) 530-4862 |
| 9 | State Farm Insurance | 39257 Center Ridge Rd | (440) 327-4110 |
| 10 | R L Price Insurance Inc | 35522 Center Ridge Rd | (440) 327-3221 |
Jim Cahlik - State Farm Insurance Agent serves North Ridgeville, Ohio, and the surrounding Lorain County area. It offers standard personal property coverage and liability protection for homeowners. The agency also helps local residents assess dwelling replacement costs and structure limits for their policies. Customers can obtain tailored protection for single-family houses and condominiums. Common additional services include flood insurance options and scheduled personal property endorsements.
Christina Estes - State Farm Insurance Agent in North Ridgeville, OH offers a range of homeowner insurance policies designed to protect residential property from common risks such as fire, theft, and weather damage. They guide clients through policy options to customize coverage limits and deductibles. Service plans include periodic policy reviews to adjust for changes in home value or contents. This agency services single-family homes, apartments, retail establishments, and local restaurants needing liability and property coverage.
Serving homeowners and property managers throughout North Ridgeville, Ohio, Greg Oliver - State Farm Insurance Agent provides tailored home insurance coverage to protect residential properties and personal belongings. The agency helps clients select appropriate policies that safeguard against common risks like fire, theft, and weather-related damage. By offering personalized consultations and regularly reviewing policy options, they assist residents in designing adequate protection for their individual needs. Their coverage area supports homeowners in neighboring communities within the larger Lorain County region.
Situated in North Ridgeville, Ohio, and serving the surrounding communities of Lorain County, KLT Insurance assists homeowners with protecting their properties and personal assets. The agency handles standard home insurance policies, including coverage for dwelling structures, personal belongings, liability protection, and additional living expenses after a covered loss. It also helps clients assess the unique risks posed by the local climate and property values. For a typical job, the agency reviews a homeowner’s current policy, identifies gaps in coverage, and then shops multiple carriers to secure appropriate limits and deductibles.
For homeowners choosing a local agent, a key distinction is between one-time policy setup and ongoing coverage management. As an independent agency, Village Insurance assists clients in North Ridgeville, OH, with required annual renewals and periodic policy reviews. Their home insurance agents focus on matching available coverages to property needs with standard industry options. Protection for liability and dwelling structure is typically included in basic terms. Services for consultation and claims assistance run on an as-needed basis throughout the policy period.
Resource One Insurance offers specialty coverage for high-value homes, historic properties, and rental dwellings in North Ridgeville, OH. It also handles standard home insurance policies, rebuilding cost estimates, and liability protection for local homeowners. The agency provides guidance on coverage adjustments following major storms that often affect the region, helping clients review deductibles and wind or hail damage limits before the next severe weather season arrives.
Farmers Insurance - Angel Feliciano in North Ridgeville, OH helps homeowners prepare for the seasonal storms and winter freeze risks common to northern Ohio. The agency offers standard personal property and liability policies designed to protect local homes and possessions from unexpected damage. Policyholders receive guidance on adjusting coverage as property values or family needs change over time. For new clients, the process begins with a walk-through inspection of the home to assess its condition and identify any immediate safety or maintenance issues before any policy is bound.
Located in North Ridgeville, OH, this company assists local homeowners in structuring coverage for their residences and personal property, including the option to secure additional policies for valuable jewelry, antiques, or home-based business equipment. It regularly advises clients on adjusting deductibles and bundling policies to manage overall protection. The agency also arranges commercial protection for offices, warehouses, and food service operations.
State Farm Insurance in Kent, OH provides residential home insurance coverage for local homeowners. Commercial property insurance is also available for small businesses operating throughout the area. The agency serves customers in Kent and neighboring communities in Portage County. Policies are tailored to protect structures, personal belongings, and liability exposure. Clients can expect clear guidance when filing a claim or adjusting their policy limits. Office visits allow for straightforward follow-up discussions between regular annual reviews, ensuring that coverage consistently matches changing household needs.
What Does a a Home Insurance Agent in North Ridgeville Cost?
The average cost of home insurance in Ohio is about 1000 to 1400 dollars per year for a standard policy. In North Ridgeville rates may vary based on your homes age construction type and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in North Ridgeville
Home insurance agents in North Ridgeville Ohio help homeowners find policies that protect their property and belongings. Ohio law does not require home insurance but mortgage lenders typically do. Agents can explain local risks like severe storms and help you compare coverage from different carriers.
Frequently Asked Questions
What does a home insurance agent in North Ridgeville do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like dwelling protection liability and personal property. They also assist with claims and policy changes after you buy a home.
Do I need home insurance in North Ridgeville Ohio?
Ohio law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Even if you own your home free and clear insurance is strongly recommended to cover damage from fire storms or theft.
How do I choose a home insurance agent in North Ridgeville?
Look for an agent licensed in Ohio with experience in your area. Ask about their knowledge of local risks like hail or wind damage. You can also check their customer reviews and compare quotes from multiple agents before deciding.
Home Insurance Agents in Other Ohio Cities
Akron · Alliance · Amelia · Amherst · Avon Lake · Barberton · Beachwood · Beavercreek · Berea · Blue Ash · Boardman · Bowling Green · Brunswick · Canal Winchester · Canfield