The top-rated home insurance agent in Parma, Ohio is Direct Auto Insurance, rated 4.9 stars across 320 reviews. Other highly rated options include Melissa Citovic-Vukotic - State Farm Insurance Agent, Steve McIntosh - State Farm Insurance Agent, Joe Roeder - State Farm Insurance Agent. This directory lists 24 home insurance agents serving Parma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 7803 Brookpark Rd | (216) 712-7850 |
| 2 | Melissa Citovic-Vukotic - State Farm Insurance Agent | 7513 York Rd | (440) 884-4200 |
| 3 | Steve McIntosh - State Farm Insurance Agent | 5634 State Rd | (440) 888-8866 |
| 4 | Joe Roeder - State Farm Insurance Agent | 6789 Ridge Rd Ste 211 | (440) 340-4138 |
| 5 | Nick Battilana - State Farm Insurance Agent | 1440 Rockside Rd #216a | (216) 712-6622 |
| 6 | The Four Star Insurance Agency | 5835 Pearl Rd | (440) 882-2000 |
| 7 | Tina Stopar - State Farm Insurance Agent | 5632 Ridge Rd | (440) 842-7282 |
| 8 | Vince Hrobat Insurance Agency | 7252 Broadview Rd | (216) 524-2007 |
| 9 | Michael Harley - State Farm Insurance Agent | 7891 W 130th St | (440) 842-9500 |
| 10 | Advantage Auto Insurance Agency, Inc | 9695 Brookpark Rd | (216) 485-7400 |
Direct Auto Insurance serves the Parma, Ohio area as a local home insurance agent. The agency helps homeowners find policies that protect their property and personal belongings. Clients can discuss coverage options for dwelling protection and liability. The agent works to match residents with plans that suit their individual needs and budgets. It also assists with obtaining coverage for additional structures on a property, such as detached garages or sheds.
Melissa Citovic-Vukotic - State Farm Insurance Agent in Parma, OH provides home insurance services, including policy tailoring, claims assistance, and coverage reviews. For ongoing protection, the agency offers annual policy check-ins and support for updating coverage as property needs change. It maintains contact options for routine service requests and loss reporting. The agency services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in need of reliable coverage turn to Steve McIntosh - State Farm Insurance Agent in Parma, OH. As a home insurance agent, this office helps clients build protection plans for their real estate assets, covering standard perils and personal liability. The team works with local residents to evaluate dwelling values and select appropriate policy limits for single-family homes, condos, and rental properties. They also serve the surrounding metro area, including Brooklyn, OH.
Joe Roeder - State Farm Insurance Agent serves Parma, Ohio and the surrounding communities. This agency handles home insurance policies for local homeowners, covering dwelling protection and personal property coverage. It also assists with liability safeguards and additional living expense options. When managing a typical job, the agent begins by reviewing the client's property details and specific neighborhood risks. Based on that individual assessment, it suggests tailored coverage limits and deductible choices to address each customer's unique needs.
For homeowners in Parma, OH, the difference between one-time and recurring service options lies in how you manage your policy; a single consultation can adjust coverage for a new roof, while scheduled annual reviews ensure protection keeps pace with life changes. This locally based agent provides both standard and comprehensive home insurance packages. Service runs on a one-time or as-needed basis, depending on whether you need a new quote or a policy update.
The Four Star Insurance Agency provides specialized protection for homeowners in Parma, including tailored policies for standard residences. They also offer general services such as liability coverage and personal property insurance, helping clients manage everyday homeownership risks. For local properties, the agent works to address the distinct weather patterns of Northeast Ohio. This includes helping residents secure coverage against the heavy snowfall and ice damage that commonly affect homes during the region’s long winter months.
When a heavy storm sweeps through Parma, OH, homeowners often worry about roof and siding damage. Tina Stopar - State Farm Insurance Agent provides home insurance policies designed to cover such common local risks. The office assists families in reviewing their current coverage to ensure it matches the replacement cost of their home and belongings. For those seeking a new policy or an update, an agent can schedule a convenient walk-through or online property inspection to identify value and vulnerability factors before finalizing any plan.
Vince Hrobat Insurance Agency in Parma, OH, assists homeowners with standard property protection and policy management. The agency can arrange add-ons such as flood insurance and personal liability coverage to strengthen a basic policy. It also handles the assessment of dwelling value and contents for adequate replacement cost. For commercial clients, the agency can address coverage needs for offices, warehouses, and food service establishments.
Michael Harley - State Farm Insurance Agent provides residential home insurance services for property owners in Parma, Ohio. The agency also offers commercial coverage for local businesses and extends its service area throughout the surrounding region. Policies are tailored to protect against common regional hazards. Clients are encouraged to schedule annual policy reviews to ensure adequate coverage as their needs evolve. The office routinely contacts policyholders to confirm satisfaction and arrange repeat service adjustments between regular visits.
Advantage Auto Insurance Agency, Inc in Parma, OH is known for helping local homeowners find coverage that fits their property and liability needs. Its service range includes assessing a home’s structure and contents to recommend appropriate policy limits from standard providers. The agency also guides clients through the process of bundling home and auto policies for potential discounts. For those with older homes or unique renovation features, Advantage can add on specialized endorsements to protect against replacement cost shortfalls.
What Does a a Home Insurance Agent in Parma Cost?
The average cost of homeowners insurance in Ohio is about 800 to 1200 dollars per year for a standard policy. In Parma rates may be slightly higher due to local weather risks and property values. Your actual premium depends on factors like your homes age construction type location and chosen coverage limits. This is general information and not insurance advice.
About home insurance agents in Parma
Home insurance agents in Parma Ohio help you find coverage that meets Ohio state requirements and protects your home. Ohio law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options for common local risks like winter weather damage and basement flooding.
Frequently Asked Questions
What does a home insurance agent in Parma do?
A home insurance agent helps you compare policies from different companies to find coverage for your house and belongings. They explain Ohio-specific policy terms and can adjust deductibles and limits to fit your budget. They also assist with filing claims and understanding your coverage after a loss.
Is homeowners insurance required by law in Ohio?
Ohio state law does not require homeowners insurance. However if you have a mortgage your lender will require you to carry a policy that covers the loan amount. Without insurance you risk paying for all repairs and rebuilding costs out of pocket.
How do Ohio winter storms affect home insurance costs in Parma?
Winter storms in Parma can cause ice dam damage roof leaks and frozen pipe bursts. Standard Ohio home insurance policies typically cover these perils but may have separate deductibles for wind or hail damage. An agent can help you review your policy limits before winter arrives.
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