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Find Home Insurance Agents Near You in Springfield, OH

Browse home insurance agents serving Springfield, Ohio. Updated 2026-07-14.

The top-rated home insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Ashley Himes - State Farm Insurance Agent, Chris Hunt - State Farm Insurance Agent, Assurant. This directory lists 20 home insurance agents serving Springfield.

Showing 20 home insurance agents in Springfield, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance1107 N Bechtle Ave(937) 322-5757
2Ashley Himes - State Farm Insurance Agent1209 W 1st St(937) 323-3333
3Chris Hunt - State Farm Insurance Agent115 E Ward St(937) 688-5684
4Assurant1 Assurant Way(937) 327-7700
5America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency1690 N Limestone St(937) 324-2121
6American Heritage Insurance Group1305 W 1st St(937) 323-9737
7Fourman Insurance Agency1111 N Plum St #3(937) 325-6778
8Elliott Insurance Agency1317 E High St(937) 325-2465
9AAA Springfield755 N Bechtle Ave(937) 323-8661
10Clingman Insurance1110 N Plum St(937) 322-3618
AI
1107 N Bechtle Ave
Acceptance Insurance
Home Insurance Agent · Springfield, OH

Acceptance Insurance in Springfield, Ohio, is known for tailoring homeowners coverage to protect local property investments. Its service range includes policies for standard single-family homes, condos, and rental dwellings, addressing common regional weather risks. The agency helps clients understand replacement cost versus actual cash value to avoid gaps in protection. For added security, it can specialize in offering extended water backup and sump pump failure endorsements for basements.

AH
1209 W 1st St
Ashley Himes - State Farm Insurance Agent
Home Insurance Agent · Springfield, OH
CH
115 E Ward St
Chris Hunt - State Farm Insurance Agent
Home Insurance Agent · Springfield, OH

Chris Hunt - State Farm Insurance Agent serves homeowners, businesses, and property managers in Springfield, Ohio, by offering home insurance coverage tailored to protect residential and commercial structures. The agency assists clients in selecting policies that guard against common local risks, such as storm damage and liability claims. Each client’s individual needs are reviewed to ensure appropriate coverage limits and deductibles. The office also provides guidance on bundling home and auto policies for potential savings. This agent additionally serves communities in nearby Urbana and the greater Clark County area.

AS
1 Assurant Way
Assurant
Home Insurance Agent · Springfield, OH

Assurant serves the Springfield, Ohio area as a home insurance agent. It helps local homeowners find and manage policies that cover dwellings and personal property against common risks. The agency works with carriers to provide options for liability protection and additional living expenses. Clients can discuss coverage limits and deductibles for property damage claims. A key service it handles is arranging replacement cost coverage for structural repairs, and it also assists with filing claims for theft or fire damage.

AS
1690 N Limestone St
America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency
Home Insurance Agent · Springfield, OH

America's Trusted Insurance Group serves homeowners in Springfield, Ohio, and the surrounding communities. The agency handles a full range of home insurance policies, from standard dwelling coverage to additional protections for personal property and liability. When a client contacts them about a typical job, the agency first reviews the specific risks associated with the home’s location and condition. They then compare coverage options from multiple carriers to match each homeowner’s needs and budget before presenting clear, tailored recommendations.

AH
1305 W 1st St
American Heritage Insurance Group
Home Insurance Agent · Springfield, OH

American Heritage Insurance Group in Springfield, OH distinguishes between one-time policy setups and ongoing annual renewal services for home insurance clients. Their coverage helps protect a home’s structure and personal belongings from common local risks like storms and theft. Service for new policies is initiated on a one-time basis when a customer signs up, while existing accounts are managed on a scheduled annual renewal cycle with mid-term adjustments handled as needed.

FI
1111 N Plum St #3
Fourman Insurance Agency
Home Insurance Agent · Springfield, OH

Many Springfield homeowners worry about storm damage from spring and summer weather. Fourman Insurance Agency responds by helping local residents assess and address their coverage needs for such seasonal risks. The company focuses specifically on home insurance, providing guidance through policy selection and explaining important exclusions. Their service helps people understand deductibles and replacement cost options for their properties. To start, an agent will review the home's current condition and discuss necessary protections during an initial inspection.

EI
1317 E High St
Elliott Insurance Agency
Home Insurance Agent · Springfield, OH

Elliott Insurance Agency provides home insurance solutions for property owners in Springfield, Ohio, covering essential dwelling protection and liability coverage. The agency can add endorsements for specific risks, such as water backup damage or replacement cost valuation on personal contents. Beyond residential homes, Elliott Insurance Agency offers its services to commercial sectors, including offices, warehouses, and food service establishments.

AS
755 N Bechtle Ave
AAA Springfield
Home Insurance Agent · Springfield, OH

AAA Springfield specializes in tailoring home insurance policies to match individual property needs, offering coverage that addresses the specific risks faced by homeowners in Springfield, Ohio. This agency also provides general guidance on policy options and claims assistance to ensure residents understand their protection choices. It helps clients prepare for seasonal concerns such as damage from winter ice storms or spring storms that frequently affect the local area.

CI
1110 N Plum St
Clingman Insurance
Home Insurance Agent · Springfield, OH
SI
14 E Main St Ste 100
Shelter Insurance - Sam Seibert
Home Insurance Agent · Springfield, OH
(937) 917-8290
shelterinsurance.com/CA/agent/SSEIBERT
RJ
730 N Limestone St
Rick J Chimento III - State Farm Insurance Agent
Home Insurance Agent · Springfield, OH
(937) 325-7611
rickchimento.com
FH
2100 E High St #108
Fulton Hill Insurance Agency, LLC
Home Insurance Agent · Springfield, OH
(937) 460-7337
fultonhillinsuranceagency.com
JT
2985 Derr Rd
Jim Twiggs: Allstate Insurance
Home Insurance Agent · Springfield, OH
(937) 390-3330
agents.allstate.com/jim-twiggs-springfield-oh.html
DM
2200 E Main St
Dave Maute: Allstate Insurance
Home Insurance Agent · Springfield, OH
(937) 325-2474
agents.allstate.com/dave-maute-springfield-oh.html
LH
333 N Limestone St
Link-Hellmuth Insurance
Home Insurance Agent · Springfield, OH
(937) 323-6429
linkhellmuthinsurance.com
MS
1553 Commerce Rd
McMann Smoot Riddle Insurance
Home Insurance Agent · Springfield, OH
(937) 325-7048
msrins.com
WT
30 Warder St #200
Wallace & Turner Insurance
Home Insurance Agent · Springfield, OH
(937) 324-8492
wtins.com
LI
1128 N Plum St
Lifetime Insurance LLC
Home Insurance Agent · Springfield, OH
(937) 764-3635
GL
Moorefield Square Shopping Center, 2695 Derr Rd
Grimone Ledbetter Insurance Group
Home Insurance Agent · Springfield, OH
(937) 342-0690
glinsure.com

What Does a a Home Insurance Agent in Springfield Cost?

Typical home insurance costs in Ohio range from 800 to 1,500 dollars per year for a standard homeowners policy. In Springfield, factors like the homes construction, distance to a fire station, and claims history affect the premium. Flood insurance is separate and costs about 700 dollars per year on average through the NFIP. This is general information, not insurance advice.

About home insurance agents in Springfield

A home insurance agent in Springfield Ohio can help you find a policy that meets your needs and satisfies Ohio state requirements. Ohio law does not require homeowners insurance, but mortgage lenders typically require it. Local agents understand the specific risks in Clark County, such as severe weather and flooding near the Mad River.

Frequently Asked Questions

What does a home insurance agent do in Springfield Ohio?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling, personal property, and liability. They also help you file claims and adjust your policy as your needs change.

Does Ohio require homeowners insurance?

Ohio does not legally require homeowners insurance. However, most mortgage lenders require you to have a policy that covers at least the loan amount. Without insurance, you are responsible for all repair and replacement costs.

What is the typical cost of home insurance in Springfield Ohio?

The average cost of home insurance in Ohio is around 1,100 dollars per year for a standard policy. In Springfield, rates may vary based on your homes age, location, and coverage limits. For a 250,000 dollar home, expect to pay between 800 and 1,500 dollars annually.

Home Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.