Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 15 home insurance agents in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greene County Insurance
2039 Bellbrook Ave # A, Xenia, OH 45385
(937) 374-0066
greenecountyins.com
Doug Zeigler - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
zeigleragency.com
David Spriggs - State Farm Insurance Agent
121 Dayton Ave, Xenia, OH 45385
(937) 372-3863
dspriggs.com
Montgomery Insurance & Investments
114 S Detroit St, Xenia, OH 45385
(937) 372-7646
montgomeryii.com
Rick Kolmin - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
rickkolmin.com
Home Site Title Agency Inc
1755 W 2nd St, Xenia, OH 45385
(937) 374-4635
homesitetitle.com
Perkins & Associates Insurance Inc. American Family Insurance
25 S Detroit St, Xenia, OH 45385
(937) 347-2002
amfam.com
Anderson Williamson Insurance
242 N Detroit St, Xenia, OH 45385
(937) 372-4491
awohio.com
Farmers Insurance - Rodney Hines
492 W 2nd St Ste 203, Xenia, OH 45385
(937) 424-0643
agents.farmers.com
Nationwide Insurance: Kelly Jones Insurance Agency LLC
157 Progress Dr Ste A, Xenia, OH 45385
(937) 372-8059
agency.nationwide.com
Farmers Insurance - Micah Windsor
57 E Main St, Xenia, OH 45385
(937) 502-2010
agents.farmers.com
Shelly's Insurance Options
1644 Kylemore Dr, Xenia, OH 45385
(937) 580-5372
shellysinsuranceoptions.com
Steven Tschirhart: Allstate Insurance
74 N Orange St Ste 101, Xenia, OH 45385
(937) 736-7084
agents.allstate.com
Otto Insurance Group
508 N Detroit St, Xenia, OH 45385
(937) 372-2369
otto-ins.com
Jackie Love Insurance Agency
119 E 2nd St, Xenia, OH 45385
(937) 352-6576
What Does a Home Insurance Agent in Xenia Cost?
The average cost of home insurance in Ohio is about $1,200 per year for a standard policy, but rates in Xenia can vary based on home value, age, and claims history. A typical policy might range from $800 to $2,000 annually. Factors like proximity to a fire station and credit score also affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Xenia do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain deductibles, coverage limits, and exclusions. They also assist with claims and policy changes.
Is home insurance required by law in Ohio?
Ohio state law does not require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. If you own your home outright, you can choose not to insure it, but that is risky.
How do I choose a home insurance agent in Xenia Ohio?
Look for an agent who is licensed in Ohio and has experience with homes in Greene County. Ask about their carrier options and whether they offer replacement cost coverage. Read online reviews and check with the Ohio Department of Insurance for any complaints.