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Find Home Insurance Agents Near You in Xenia, OH

Browse home insurance agents serving Xenia, Ohio. Updated 2026-07-14.

The top-rated home insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 15 home insurance agents serving Xenia.

Showing 15 home insurance agents in Xenia, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greene County Insurance2039 Bellbrook Ave # A(937) 374-0066
2Doug Zeigler - State Farm Insurance Agent280 N Detroit St(937) 372-3700
3Montgomery Insurance & Investments114 S Detroit St(937) 372-7646
4David Spriggs - State Farm Insurance Agent121 Dayton Ave(937) 372-3863
5Home Site Title Agency Inc1755 W 2nd St(937) 374-4635
6Rick Kolmin - State Farm Insurance Agent280 N Detroit St(937) 372-3700
7Perkins & Associates Insurance Inc. American Family Insurance25 S Detroit St(937) 347-2002
8Anderson Williamson Insurance242 N Detroit St(937) 372-4491
9Farmers Insurance - Rodney Hines492 W 2nd St Ste 203(937) 424-0643
10Nationwide Insurance: Kelly Jones Insurance Agency LLC157 Progress Dr Ste A(937) 372-8059
GC
2039 Bellbrook Ave # A
Greene County Insurance
Home Insurance Agent · Xenia, OH

Greene County Insurance serves the Xenia, Ohio, area as a home insurance agent. It helps local homeowners find coverage that protects their property and personal possessions from common risks. Policy options typically include dwelling protection, liability coverage, and reimbursement for additional living expenses after a covered loss. The agency works with multiple carriers to match customers with appropriate plans. It regularly assists clients with bundling home and auto policies and securing flood insurance for properties in this region.

DZ
280 N Detroit St
Doug Zeigler - State Farm Insurance Agent
Home Insurance Agent · Xenia, OH

When seeking home insurance, customers often choose between a one-time policy for a specific need and a recurring annual plan for ongoing property protection. Doug Zeigler - State Farm Insurance Agent in Xenia, Ohio provides coverage options tailored to safeguard local homes from common regional risks. Policies can also extend to personal belongings and liability protection as part of a homeowner package. Service arrangements for consultations and policy management are available on an as-needed basis for claims, updates, or new applications.

MI
114 S Detroit St
Montgomery Insurance & Investments
Home Insurance Agent · Xenia, OH

Montgomery Insurance & Investments serves homeowners and property managers throughout Xenia, OH, by providing home insurance agent services that help protect residential properties against common risks like fire, theft, and weather damage. The company works with clients to review different coverage options for dwelling, personal belongings, and liability. It also offers guidance on adjusting policies as property values or family circumstances change. Its coverage area extends into neighboring communities such as Beavercreek in the greater Dayton metropolitan region.

DS
121 Dayton Ave
David Spriggs - State Farm Insurance Agent
Home Insurance Agent · Xenia, OH

David Spriggs - State Farm Insurance Agent offers home insurance services for clients in Xenia, Ohio. The company conducts policy reviews to ensure adequate coverage for property and personal belongings. It provides a free quote service to help homeowners compare protection options. Liability coverage and disaster protection plans are available to address common regional risks. The agent assists with claims filing and policy adjustments as circumstances change. Services include coverage for single-family homes, apartments, retail spaces, and restaurants open for business.

HS
1755 W 2nd St
Home Site Title Agency Inc
Home Insurance Agent · Xenia, OH

Home Site Title Agency Inc in Xenia, OH focuses on the difference between a one-time policy purchase and the option for recurring homeowners insurance coverage. Their home insurance agents help clients select protection for dwelling, personal property, and liability, tailoring policies to local weather and construction concerns. They ensure claims assistance is available for damage or theft. This agency provides its services on either a one-time basis for new home purchases or a regularly scheduled renewal cycle each policy term.

RK
280 N Detroit St
Rick Kolmin - State Farm Insurance Agent
Home Insurance Agent · Xenia, OH

Serving Xenia, Ohio, and the surrounding Greene County communities, Rick Kolmin - State Farm Insurance Agent handles home insurance policies tailored to local residential needs. The agency processes coverage that protects homeowners from common regional risks, including storm damage and liability claims. To ensure each policy fits the individual property and budget, the office typically reviews the home’s specifics, discusses coverage options, and then presents a personalized plan based on those details.

PA
25 S Detroit St
Perkins & Associates Insurance Inc. American Family Insurance
Home Insurance Agent · Xenia, OH

Serving Xenia homeowners, Perkins & Associates Insurance Inc. American Family Insurance specializes in tailoring coverage structures to protect both dwelling and personal property. It also provides general home insurance services, advising clients on appropriate liability limits and policy endorsements. The agency assists with annual policy reviews to ensure rebuilding costs account for current material prices. As Ohio’s seasons change, it helps homeowners prepare coverage for potential spring storm damage, including wind and hail protections.

AW
242 N Detroit St
Anderson Williamson Insurance
Home Insurance Agent · Xenia, OH

As winter storms approach Xenia, homeowners often worry about ice dams and wind damage to their roofs. Anderson Williamson Insurance helps local residents review their existing policies to ensure adequate coverage for these seasonal threats. Their agents can explain how replacement cost versus actual cash value affects a claim payout. They also assist with bundling home and auto policies for potential discounts. A typical first step involves scheduling a brief inspection of the property's condition to identify any immediate coverage gaps before finalizing a new quote.

FI
492 W 2nd St Ste 203
Farmers Insurance - Rodney Hines
Home Insurance Agent · Xenia, OH

Farmers Insurance - Rodney Hines provides standard homeowners insurance policies for properties in Xenia, Ohio. These policies typically cover dwelling protection, personal property, liability, and additional living expenses. Specialty add-ons available include coverage for valuable items, identity theft protection, and expanded water backup damage. The company handles claims assistance and policy reviews to align coverage with changing needs. It can serve commercial sectors such as offices, warehouses, and food service establishments requiring tailored liability and property protection.

NI
157 Progress Dr Ste A
Nationwide Insurance: Kelly Jones Insurance Agency LLC
Home Insurance Agent · Xenia, OH

Nationwide Insurance: Kelly Jones Insurance Agency LLC provides residential home insurance coverage for property owners in Xenia, Ohio. It also offers commercial insurance policies for local businesses. The agency serves clients throughout the greater Xenia area, helping them protect their homes and properties from common regional risks. After an initial policy is set, the agency follows up with customers for annual reviews and offers repeat service between regular visits to adjust coverage as needs change.

FI
57 E Main St
Farmers Insurance - Micah Windsor
Home Insurance Agent · Xenia, OH
(937) 502-2010
agents.farmers.com/oh/xenia/micah-windsor
SS
1644 Kylemore Dr
Shelly's Insurance Options
Home Insurance Agent · Xenia, OH
(937) 580-5372
shellysinsuranceoptions.com
ST
74 N Orange St Ste 101
Steven Tschirhart: Allstate Insurance
Home Insurance Agent · Xenia, OH
(937) 736-7084
agents.allstate.com/steven-tschirhart-xenia-oh.html
OI
508 N Detroit St
Otto Insurance Group
Home Insurance Agent · Xenia, OH
(937) 372-2369
otto-ins.com/locations/xenia
JL
119 E 2nd St
Jackie Love Insurance Agency
Home Insurance Agent · Xenia, OH
(937) 352-6576

What Does a a Home Insurance Agent in Xenia Cost?

The average cost of home insurance in Ohio is about $1,200 per year for a standard policy, but rates in Xenia can vary based on home value, age, and claims history. A typical policy might range from $800 to $2,000 annually. Factors like proximity to a fire station and credit score also affect premiums. This is general information, not insurance advice.

About home insurance agents in Xenia

Home insurance agents in Xenia, Ohio help homeowners find coverage that meets state and lender requirements. Ohio law does not mandate home insurance, but mortgage lenders typically require it. Agents in Xenia can explain policy options for wind, hail, and other common Ohio risks.

Frequently Asked Questions

What does a home insurance agent in Xenia do?

A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain deductibles, coverage limits, and exclusions. They also assist with claims and policy changes.

Is home insurance required by law in Ohio?

Ohio state law does not require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. If you own your home outright, you can choose not to insure it, but that is risky.

How do I choose a home insurance agent in Xenia Ohio?

Look for an agent who is licensed in Ohio and has experience with homes in Greene County. Ask about their carrier options and whether they offer replacement cost coverage. Read online reviews and check with the Ohio Department of Insurance for any complaints.

Home Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.