The top-rated home insurance agent in Sevierville, Tennessee is Great Ridge Insurance Group, rated 5.0 stars across 229 reviews. Other highly rated options include Farm Bureau Insurance, Melissa Long - State Farm Insurance Agent, All Seasons Insurance Group. This directory lists 18 home insurance agents serving Sevierville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Great Ridge Insurance Group | 2040 Winfield Dunn Pkwy Ste 3 | (865) 465-7948 |
| 2 | Farm Bureau Insurance | 300 Court Ave | (865) 453-9046 |
| 3 | Melissa Long - State Farm Insurance Agent | 144 N Henderson Ave | (865) 276-3276 |
| 4 | All Seasons Insurance Group | 1001 Parkway | (865) 263-1400 |
| 5 | Ronnie Mackin - State Farm Insurance Agent | 388 Forks of the River Pkwy | (865) 238-4779 |
| 6 | Abbott Insurance Agency | 850 Middle Creek Rd | (865) 428-1465 |
| 7 | Lee Lofton - State Farm Insurance Agent | 238 E Main St c | (865) 365-3023 |
| 8 | Shelter Insurance - Greg Walker | 707 Dolly Parton Pkwy | (865) 453-6247 |
| 9 | Ownby Insurance Service, Inc | 400 Court Ave | (865) 453-1414 |
| 10 | BOA Insurance | 154 N Henderson Ave | (865) 453-4675 |
Great Ridge Insurance Group in Sevierville, TN, assists homeowners, businesses, and property managers in finding tailored home insurance policies that protect against local weather risks like storms and hail. The agency works with multiple carriers to match coverage options to each client’s property and budget needs. Expert guidance is provided throughout the selection and claims process to ensure clear understanding of each policy. The company also extends its home insurance services to clients in the greater Gatlinburg and Pigeon Forge areas.
Farm Bureau Insurance serves the greater Sevierville, Tennessee area and surrounding communities in Sevier County. The company handles residential property insurance for local homeowners, including coverage for dwelling damage, personal belongings, and liability protection. They also assist clients with policies that address specific regional risks, such as storm or fire damage common in the Smoky Mountain region. Their general approach involves meeting with each customer to assess property needs, then structuring a basic policy that provides straightforward coverage tailored to the home’s location and value.
Melissa Long - State Farm Insurance Agent provides a comprehensive range of home insurance services in the Sevierville, TN area, including policy customization and risk assessment consultations. The agency offers standard coverage plans and assists clients with policy reviews to ensure adequate protection for their properties. Service is available for ongoing account management, claims guidance, and coverage adjustments as client needs change. The company services single-family homes, apartments, retail establishments, and restaurants.
Serving Sevierville and the surrounding communities of the Great Smoky Mountains region, All Seasons Insurance Group handles home insurance policies for local homeowners. It helps clients secure coverage that protects their property from common regional weather events. The company evaluates each client’s unique situation to find a suitable policy from its available carriers. To handle a typical job, it reviews the homeowner’s existing coverage details and then compares options to fill any noted gaps in protection.
Based in Sevierville, TN, Ronnie Mackin - State Farm Insurance Agent helps customers distinguish between providing a single policy for a specific need and combining coverage under a recurring homeowners plan. This local agency offers home insurance protection tailored to cover the physical structure, personal belongings, and liability for unforeseen events on the property. Policy options are available for both primary residences and secondary vacation homes common in the area. Service operates on a scheduled basis for annual policy reviews or as-needed when coverage questions arise.
Abbott Insurance Agency, located in Sevierville, TN, provides specialty services such as customizable coverage options for unique or historic homes in the Smoky Mountain region. Its general work includes assisting local homeowners with standard property policies and liability protection. The agency helps clients evaluate risks specific to the area, including strong seasonal storms and potential issues from vacation property rental turnover. It also advises on coverage adjustments for winter weather events, such as freezing pipes and ice damage from the surrounding foothills.
When spring storms or winter ice threaten the Smoky Mountain region, Lee Lofton - State Farm Insurance Agent in Sevierville, TN, helps homeowners review their home insurance agent options. This agency works closely with local residents to clarify dwelling coverage and personal property protection. The team can explain how policies address common regional concerns like water backup or tree damage. Every consultation includes a thorough assessment of the property's needs to build an appropriate plan. An initial inspection of the home is the first step toward securing proper coverage.
Shelter Insurance - Greg Walker in Sevierville, TN offers homeowners insurance policies that protect single-family residences and condominiums. Personal liability coverage, dwelling protection, and personal property coverage are typically included in standard packages. Customers can add specialty endorsements for specific perils like flood or earthquake, or scheduled personal property riders for high-value jewelry and electronics. The agency also provides commercial insurance solutions for local offices, warehouses, and food service operations.
Ownby Insurance Service, Inc. provides residential home insurance solutions for clients in Sevierville, Tennessee, helping protect structures and personal belongings against local storm and fire risks. The agency also offers commercial coverage for rental properties and small business properties throughout the region. By meeting with each client to review policy options, the agent ensures the right protection is selected. This thorough approach encourages follow-up contact between regular policy reviews and allows for responsive adjustments as property or occupancy needs change over time.
BOA Insurance in Sevierville, Tennessee, distinguishes between one-time policy setup and recurring coverage adjustments. Their home insurance services protect residential structures and personal belongings against common local risks, including storms and fire. Policyholders receive guidance on liability protection and additional living expenses. For those requiring flexible protection, the company operates on an as-needed basis, allowing clients to request consultations or changes whenever personal property or coverage needs evolve.
What Does a a Home Insurance Agent in Sevierville Cost?
The average cost of homeowners insurance in Tennessee is around 1,500 to 2,000 per year for a standard policy. Rates vary based on your homes location age construction type and coverage limits. Sevierville properties in wildfire prone areas may have higher premiums. This is general information and not insurance advice.
About home insurance agents in Sevierville
Home insurance agents in Sevierville Tennessee help homeowners find coverage that meets local needs such as protection against wind hail and fire. Tennessee law requires insurers to offer a minimum of 30 days notice before nonrenewal of a policy. Agents can explain how the Tennessee Fair Access to Insurance Requirements Plan works for high risk properties.
Frequently Asked Questions
What does a home insurance agent in Sevierville do?
A home insurance agent helps you compare policies from different insurers and explains coverage limits deductibles and exclusions. They can also advise on additional endorsements for flood or earthquake damage which are not covered by standard policies.
Is flood insurance required in Sevierville Tennessee?
Flood insurance is not required by state law but mortgage lenders may require it if your home is in a high risk flood zone. Many Sevierville properties near rivers or streams benefit from a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in Tennessee?
Tennessee law does not set a specific deadline for filing a claim but most policies require you to notify the insurer promptly after a loss. The statute of limitations for suing on a denied claim is typically one year from the date of loss.
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