Skip to main content

Find Home Insurance Agents Near You in Charlottesville, VA

Looking for a home insurance agent in Charlottesville? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 home insurance agents in Charlottesville, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hunter Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 293-3906 hunterwyant.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000 specializedins.com
Eva Gee Scott - State Farm Insurance Agent
1136B Emmet St N, Charlottesville, VA 22903
(434) 977-2741 evageescott.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555 craddocksirius.com
Mac Weems - State Farm Insurance Agent
2215 Hydraulic Rd, Charlottesville, VA 22901
(434) 971-3838 cvillequote.com
Gary Albert - State Farm Insurance Agent
1380 Rio Rd E, Charlottesville, VA 22901
(434) 296-1222 garyalbert.com
Ned Loyd: Allstate Insurance
944 Glenwood Station Ln STE 202, Charlottesville, VA 22901
(434) 977-0566 agents.allstate.com
Greg Leffler - State Farm Insurance Agent
503 Faulconer Dr #1a, Charlottesville, VA 22903
(434) 296-1010 gregleffler.us
Kristina Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 971-9966 kristinainsuresva.com
Insurance Doctor
1980 Abbey Rd, Charlottesville, VA 22911
(434) 218-1663 myinsurancedoctor.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191 toweinsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565 betterrateins.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166 theruddinsurancegroup.com
Bearing Insurance
100 10th St NE STE 200, Charlottesville, VA 22902
(434) 977-5313 bearinginsurance.com
Virginia Farm Bureau Insurance Company
890 Rio E Ct suite a, Charlottesville, VA 22901
(434) 293-5775 vafb.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191 hanckelcitizens.com
Coleman & Davis Insurance Agency
302 Hickman Rd Ste 102, Charlottesville, VA 22911
(434) 295-1154 colemandavisinsurance.com
Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265 comparioninsurance.com
Tailored Insurance
1932 Arlington Blvd # 1, Charlottesville, VA 22903
(434) 975-4407 insurecville.com
Nationwide Insurance: James R MacRae Agency
198 Spotnap Rd suite a-4, Charlottesville, VA 22911
(434) 973-9115 agency.nationwide.com

What Does a Home Insurance Agent in Charlottesville Cost?

The cost of home insurance in Virginia averages around 1200 to 1500 dollars per year for a standard policy but rates vary widely based on your homes location age and construction type. In Charlottesville factors like proximity to fire stations and flood risk can affect premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Charlottesville do?
A home insurance agent helps you compare policies from different insurers and explains coverage options such as dwelling protection liability and additional living expenses. They also assist with filing claims and adjusting coverage as your needs change.
Is homeowners insurance required in Virginia?
Virginia state law does not require homeowners insurance but most mortgage lenders do require it. If you own your home outright you can choose not to carry insurance but it is generally recommended to protect your investment.
How do I choose a home insurance agent in Charlottesville?
Look for an agent who is licensed in Virginia and has experience with homes in the Charlottesville area. Check their reputation through reviews and ask about their process for helping you understand policy details and exclusions.