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Compare Home Insurance Agents in Fredericksburg, VA
Browse home insurance agents serving Fredericksburg, Virginia. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Fredericksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 home insurance agents in Fredericksburg, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Piggy Bank
420 Hudgins Rd Ste 214, Fredericksburg, VA 22408
(703) 972-1242
insurancepiggybank.com
Anne Reeves - State Farm Insurance Agent
411 Chatham Heights Rd #109, Fredericksburg, VA 22405
(540) 372-3400
annereeves.net
Central Park Insurance
2609 Lafayette Blvd, Fredericksburg, VA 22408
(540) 891-1160
centralparkinsurance.com
Jarrett Bailey - State Farm Insurance Agent
159 Lichfield Blvd Ste 103, Fredericksburg, VA 22406
(540) 286-6494
jarrettbailey.com
Farmers Insurance: Steele Insurance Agency
419 Chatham Square Office Park, Fredericksburg, VA 22405
(540) 891-9980
steeleva.com
Buster Nelson - State Farm Insurance Agent
10740 Courthouse Rd ste d, Fredericksburg, VA 22408
(540) 898-4911
busternelson.net
Jeremy Wilson: Allstate Insurance
701 Kenmore Ave Ste 103, Fredericksburg, VA 22401
(540) 675-9997
agents.allstate.com
Adam Forsberg at Comparion Insurance Agency
1340 Central Park Blvd Ste 204, Fredericksburg, VA 22401
(540) 736-6182
comparioninsurance.com
Cliff Ward - State Farm Insurance Agent
1601 Olde William St A, Fredericksburg, VA 22401
(540) 371-0011
cliffward.com
Insurance Doctor
10052 Southpoint Pkwy, Fredericksburg, VA 22407
(540) 252-0413
myinsurancedoctor.com
Cliff Galyen - State Farm Insurance Agent
4534 Plank Rd Suite A, Fredericksburg, VA 22407
(540) 786-6100
cliffgalyen.com
Anthony Bowie at Comparion Insurance Agency
1340 Central Park Blvd Ste 204, Fredericksburg, VA 22401
(540) 736-6166
comparioninsurance.com
Lewis Insurance Associates
8 Potomac Creek Dr, Fredericksburg, VA 22405
(540) 659-2121
lewisins.com
Arielle Clark-Taylor: Allstate Insurance
1109 Heatherstone Dr Suite 102, Fredericksburg, VA 22407
(540) 373-5146
agents.allstate.com
The Insurance Marshall
1810 Stafford Ave, Fredericksburg, VA 22401
(540) 370-0104
theinsurancemarshall.com
Allstate Insurance
10007 Patriot Hwy Ste 127, Fredericksburg, VA 22407
(540) 891-1075
agents.allstate.com
Pete Webb Agency | HUB International
1320 Central Park Blvd #407, Fredericksburg, VA 22401
(540) 693-2720
hubinternational.com
MARK SULLIVAN INSURANCE
10500 Wakeman Dr #210, Fredericksburg, VA 22407
(540) 369-4411
marksullivaninsurance.com
The Insurance Smith Agency
541 William St, Fredericksburg, VA 22401
(540) 371-9777
theinsurancesmith.com
Gengler Insurance Agency
11148 Patriot Hwy, Fredericksburg, VA 22408
(540) 891-2691
ginsurance.net
Home insurance agents in Fredericksburg, Virginia help homeowners protect their property against common risks like fire, theft, and severe weather. Virginia law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain how local factors like proximity to the Rappahannock River or historic district regulations may affect your policy needs.
What Does a Home Insurance Agent in Fredericksburg Cost?
The cost of a home insurance agent in Virginia is typically included in the policy premium, meaning you do not pay a separate fee for agent services. For a standard homeowners policy in Fredericksburg, annual premiums range from 1,000 to 2,000 dollars depending on coverage limits, deductible, and property characteristics. Flood insurance through the National Flood Insurance Program costs about 700 to 1,200 dollars per year for most homes. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Fredericksburg do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your home and budget. They can explain Virginia specific coverage options such as flood insurance, which is not included in standard policies. Agents also assist with claims and policy changes.
Do I need homeowners insurance in Virginia?
Virginia law does not require homeowners insurance. However, if you have a mortgage, your lender will require a policy that covers at least the loan amount. Even without a mortgage, insurance protects your investment and personal belongings.
What is the typical cost of home insurance in Fredericksburg Virginia?
The average cost of homeowners insurance in Virginia is around 1,200 to 1,500 dollars per year for a standard policy. In Fredericksburg, rates may vary based on your homes age, location, and construction type. Flood insurance is separate and costs an additional 700 to 1,200 dollars per year.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.