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HomeHome Insurance AgentsVirginia › Fredericksburg

Find Home Insurance Agents Near You in Fredericksburg, VA

Browse home insurance agents serving Fredericksburg, Virginia. Updated 2026-07-14.

The top-rated home insurance agent in Fredericksburg, Virginia is Anne Reeves - State Farm Insurance Agent, rated 5.0 stars across 491 reviews. Other highly rated options include Insurance Piggy Bank, Central Park Insurance, Jarrett Bailey - State Farm Insurance Agent. This directory lists 29 home insurance agents serving Fredericksburg.

Showing 29 home insurance agents in Fredericksburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Anne Reeves - State Farm Insurance Agent411 Chatham Heights Rd #109(540) 372-3400
2Insurance Piggy Bank420 Hudgins Rd Ste 214(703) 972-1242
3Central Park Insurance2609 Lafayette Blvd(540) 891-1160
4Jarrett Bailey - State Farm Insurance Agent159 Lichfield Blvd Ste 103(540) 286-6494
5Farmers Insurance: Steele Insurance Agency419 Chatham Square Office Park(540) 891-9980
6Adam Forsberg at Comparion Insurance Agency1340 Central Park Blvd Ste 204(540) 736-6182
7Buster Nelson - State Farm Insurance Agent10740 Courthouse Rd ste d(540) 898-4911
8Cliff Ward - State Farm Insurance Agent1601 Olde William St A(540) 371-0011
9Jeremy Wilson: Allstate Insurance701 Kenmore Ave Ste 103(540) 675-9997
10Anthony Bowie at Comparion Insurance Agency1340 Central Park Blvd Ste 204(540) 736-6166
AR
411 Chatham Heights Rd #109
Anne Reeves - State Farm Insurance Agent
Home Insurance Agent · Fredericksburg, VA

Anne Reeves - State Farm Insurance Agent provides personalized guidance for home insurance policies in Fredericksburg, Virginia. The agency assists clients in selecting appropriate coverage tailored to their individual needs and offers ongoing support for policy maintenance, including regular reviews and claims assistance. Service plans include options to bundle home and auto policies for streamlined management. The agency represents homeowners with single-family homes and apartments, as well as business properties like retail and restaurants.

IP
420 Hudgins Rd Ste 214
Insurance Piggy Bank
Home Insurance Agent · Fredericksburg, VA

Insurance Piggy Bank serves the Fredericksburg, VA area as a local home insurance agent. The company helps homeowners and renters in this region find coverage tailored to individual property needs, including protection against common local risks like storms and water damage. Its main services involve connecting clients with suitable policies from established carriers to safeguard single-family homes and personal belongings. Specific services it handles in this area include processing new homeowner applications and assisting with policy adjustments following home renovations or major purchases.

CP
2609 Lafayette Blvd
Central Park Insurance
Home Insurance Agent · Fredericksburg, VA

Central Park Insurance serves homeowners throughout Fredericksburg, Virginia, helping them protect their property with appropriate coverage. The agency also assists local property managers and small business owners in securing policies for their unique needs. It works closely with clients to explain different policy options, including dwelling coverage, personal liability, and protection against weather-related damage common to Virginia. Beyond Fredericksburg, the agency extends its services to residents and businesses in Spotsylvania County, ensuring broader access to reliable home insurance guidance.

JB
159 Lichfield Blvd Ste 103
Jarrett Bailey - State Farm Insurance Agent
Home Insurance Agent · Fredericksburg, VA

Jarrett Bailey - State Farm Insurance Agent serves the Fredericksburg, VA, area and surrounding communities, specializing in home insurance policies. This agency handles coverage for homeowners, including protection against property damage and liability claims common to the region. Each policy is carefully reviewed to match individual property needs and local risk factors. The typical job is approached by first analyzing a home’s specific exposure to storms or theft, then recommending appropriate deductibles and policy limits.

FI
419 Chatham Square Office Park
Farmers Insurance: Steele Insurance Agency
Home Insurance Agent · Fredericksburg, VA

Farmers Insurance: Steele Insurance Agency in Fredericksburg, VA provides homeowners with both initial policy setup and ongoing coverage management services. The agency’s primary offering is one-time initial policy consultation and binding for new homes, as well as recurring annual policy reviews and updates as needs change. Coverage options are tailored to local risks, such as weather-related damage and liability protection. All service runs on an as-needed basis, typically triggered by a new purchase or a change in the homeowner’s specific property situation.

AF
1340 Central Park Blvd Ste 204
Adam Forsberg at Comparion Insurance Agency
Home Insurance Agent · Fredericksburg, VA

Adam Forsberg at Comparion Insurance Agency in Fredericksburg, VA works directly with homeowners to secure policies for personal property protection. Beyond standard home coverage, the agency assists clients in adding specialty endorsements such as flood insurance, earthquake protection, and extended replacement cost guarantees for dwelling structures. Typical commercial sectors this office can serve include local retail offices, small warehouses, and limited food service establishments such as bakeries or small delis.

BN
10740 Courthouse Rd ste d
Buster Nelson - State Farm Insurance Agent
Home Insurance Agent · Fredericksburg, VA

Buster Nelson - State Farm Insurance Agent in Fredericksburg, VA specializes in tailoring home insurance policies to protect single-family homes and personal property. The agency also offers general coverage options for renters and condo unit owners in the area. Its work helps local homeowners identify gaps in their policy limits through an annual review. During the spring storm season, the agency assists clients with adjusting deductibles and verifying flood coverage.

CW
1601 Olde William St A
Cliff Ward - State Farm Insurance Agent
Home Insurance Agent · Fredericksburg, VA

Cliff Ward - State Farm Insurance Agent in Fredericksburg, VA, provides residential home insurance services designed to protect local homeowners. The agency also offers commercial coverage options for businesses operating throughout the Fredericksburg area. Routine consultations help clients adjust their policies as property needs change over time. Customers appreciate receiving clear policy explanations before making coverage decisions. Follow-up support is readily available to ensure policies remain appropriate between regular policy review visits.

JW
701 Kenmore Ave Ste 103
Jeremy Wilson: Allstate Insurance
Home Insurance Agent · Fredericksburg, VA

With winter approaching in Fredericksburg, proper coverage is essential to protect a home from potential weather damage. Jeremy Wilson: Allstate Insurance helps local homeowners review policies for adequate protection against seasonal risks like ice, wind, and falling trees. Agents meet with clients to explain coverage options suited to the area's storm-prone months. A comprehensive inspection of the property is then scheduled to assess current needs.

AB
1340 Central Park Blvd Ste 204
Anthony Bowie at Comparion Insurance Agency
Home Insurance Agent · Fredericksburg, VA
CG
4534 Plank Rd Suite A
Cliff Galyen - State Farm Insurance Agent
Home Insurance Agent · Fredericksburg, VA
(540) 786-6100
cliffgalyen.com
LI
8 Potomac Creek Dr
Lewis Insurance Associates
Home Insurance Agent · Fredericksburg, VA
(540) 659-2121
lewisins.com
ID
10052 Southpoint Pkwy
Insurance Doctor
Home Insurance Agent · Fredericksburg, VA
(540) 252-0413
myinsurancedoctor.com/fredericksburg
AC
1109 Heatherstone Dr Suite 102
Arielle Clark-Taylor: Allstate Insurance
Home Insurance Agent · Fredericksburg, VA
(540) 373-5146
agents.allstate.com/arielle-clark-taylor-fredericksburg-va.html
IM
1810 Stafford Ave
The Insurance Marshall
Home Insurance Agent · Fredericksburg, VA
(540) 370-0104
theinsurancemarshall.com
AI
10007 Patriot Hwy Ste 127
Allstate Insurance
Home Insurance Agent · Fredericksburg, VA
(540) 891-1075
agents.allstate.com/bill-wyant-fredericksburg-va.html
IS
541 William St
The Insurance Smith Agency
Home Insurance Agent · Fredericksburg, VA
(540) 371-9777
theinsurancesmith.com
MS
10500 Wakeman Dr #210
MARK SULLIVAN INSURANCE
Home Insurance Agent · Fredericksburg, VA
(540) 369-4411
marksullivaninsurance.com
PW
1320 Central Park Blvd #407
Pete Webb Agency | HUB International
Home Insurance Agent · Fredericksburg, VA
(540) 693-2720
hubinternational.com/offices/us/virginia/fredericksburg
GI
11148 Patriot Hwy
Gengler Insurance Agency
Home Insurance Agent · Fredericksburg, VA
(540) 891-2691
ginsurance.net
CI
1340 Central Park Blvd Ste 204
Comparion Insurance Agency
Home Insurance Agent · Fredericksburg, VA
(540) 548-8344
comparioninsurance.com/insurance-agent/virginia/fredericksburg-0364
GL
12022 Old Salem Church Rd
G.L. Herndon Insurance Agency
Home Insurance Agent · Fredericksburg, VA
(540) 898-1987
glherndoninsurance.com
BI
1671 Emancipation Hwy Suite 205
Bearing Insurance
Home Insurance Agent · Fredericksburg, VA
(540) 373-3833
bearinginsurance.com
BB
4300 Plank Rd #280
Burke & Burke Insurance, LLC
Home Insurance Agent · Fredericksburg, VA
(540) 736-1200
burkeandburkeinsurance.com
VF
754 Warrenton Rd Suite 111
Virginia Farm Bureau Insurance
Home Insurance Agent · Fredericksburg, VA
(540) 899-9454
vafb.com/offices/stafford
BI
1209A Lafayette Blvd
Beck Insurance Agency Inc.
Home Insurance Agent · Fredericksburg, VA
(540) 373-1700
beckins.com
FI
4125 Plank Rd
Finest Insurance Agency VA
Home Insurance Agent · Fredericksburg, VA
(540) 895-2696
UI
433 Elm St
Union Insurance Agency
Home Insurance Agent · Fredericksburg, VA
(540) 684-9251
unioninsurance.agency
LF
10304 Spotsylvania Ave Suite 101
Long & Foster Insurance
Home Insurance Agent · Fredericksburg, VA
(866) 275-4534
lnfinsurance.com

What Does a a Home Insurance Agent in Fredericksburg Cost?

The cost of a home insurance agent in Virginia is typically included in the policy premium, meaning you do not pay a separate fee for agent services. For a standard homeowners policy in Fredericksburg, annual premiums range from 1,000 to 2,000 dollars depending on coverage limits, deductible, and property characteristics. Flood insurance through the National Flood Insurance Program costs about 700 to 1,200 dollars per year for most homes. This is general information, not insurance advice.

About home insurance agents in Fredericksburg

Home insurance agents in Fredericksburg, Virginia help homeowners protect their property against common risks like fire, theft, and severe weather. Virginia law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain how local factors like proximity to the Rappahannock River or historic district regulations may affect your policy needs.

Frequently Asked Questions

What does a home insurance agent in Fredericksburg do?

A home insurance agent helps you compare policies from different insurers and find coverage that fits your home and budget. They can explain Virginia specific coverage options such as flood insurance, which is not included in standard policies. Agents also assist with claims and policy changes.

Do I need homeowners insurance in Virginia?

Virginia law does not require homeowners insurance. However, if you have a mortgage, your lender will require a policy that covers at least the loan amount. Even without a mortgage, insurance protects your investment and personal belongings.

What is the typical cost of home insurance in Fredericksburg Virginia?

The average cost of homeowners insurance in Virginia is around 1,200 to 1,500 dollars per year for a standard policy. In Fredericksburg, rates may vary based on your homes age, location, and construction type. Flood insurance is separate and costs an additional 700 to 1,200 dollars per year.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.