The top-rated home insurance agent in Fredericksburg, Virginia is Anne Reeves - State Farm Insurance Agent, rated 5.0 stars across 491 reviews. Other highly rated options include Insurance Piggy Bank, Central Park Insurance, Jarrett Bailey - State Farm Insurance Agent. This directory lists 29 home insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anne Reeves - State Farm Insurance Agent | 411 Chatham Heights Rd #109 | (540) 372-3400 |
| 2 | Insurance Piggy Bank | 420 Hudgins Rd Ste 214 | (703) 972-1242 |
| 3 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 4 | Jarrett Bailey - State Farm Insurance Agent | 159 Lichfield Blvd Ste 103 | (540) 286-6494 |
| 5 | Farmers Insurance: Steele Insurance Agency | 419 Chatham Square Office Park | (540) 891-9980 |
| 6 | Adam Forsberg at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6182 |
| 7 | Buster Nelson - State Farm Insurance Agent | 10740 Courthouse Rd ste d | (540) 898-4911 |
| 8 | Cliff Ward - State Farm Insurance Agent | 1601 Olde William St A | (540) 371-0011 |
| 9 | Jeremy Wilson: Allstate Insurance | 701 Kenmore Ave Ste 103 | (540) 675-9997 |
| 10 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
Anne Reeves - State Farm Insurance Agent provides personalized guidance for home insurance policies in Fredericksburg, Virginia. The agency assists clients in selecting appropriate coverage tailored to their individual needs and offers ongoing support for policy maintenance, including regular reviews and claims assistance. Service plans include options to bundle home and auto policies for streamlined management. The agency represents homeowners with single-family homes and apartments, as well as business properties like retail and restaurants.
Insurance Piggy Bank serves the Fredericksburg, VA area as a local home insurance agent. The company helps homeowners and renters in this region find coverage tailored to individual property needs, including protection against common local risks like storms and water damage. Its main services involve connecting clients with suitable policies from established carriers to safeguard single-family homes and personal belongings. Specific services it handles in this area include processing new homeowner applications and assisting with policy adjustments following home renovations or major purchases.
Central Park Insurance serves homeowners throughout Fredericksburg, Virginia, helping them protect their property with appropriate coverage. The agency also assists local property managers and small business owners in securing policies for their unique needs. It works closely with clients to explain different policy options, including dwelling coverage, personal liability, and protection against weather-related damage common to Virginia. Beyond Fredericksburg, the agency extends its services to residents and businesses in Spotsylvania County, ensuring broader access to reliable home insurance guidance.
Jarrett Bailey - State Farm Insurance Agent serves the Fredericksburg, VA, area and surrounding communities, specializing in home insurance policies. This agency handles coverage for homeowners, including protection against property damage and liability claims common to the region. Each policy is carefully reviewed to match individual property needs and local risk factors. The typical job is approached by first analyzing a home’s specific exposure to storms or theft, then recommending appropriate deductibles and policy limits.
Farmers Insurance: Steele Insurance Agency in Fredericksburg, VA provides homeowners with both initial policy setup and ongoing coverage management services. The agency’s primary offering is one-time initial policy consultation and binding for new homes, as well as recurring annual policy reviews and updates as needs change. Coverage options are tailored to local risks, such as weather-related damage and liability protection. All service runs on an as-needed basis, typically triggered by a new purchase or a change in the homeowner’s specific property situation.
Adam Forsberg at Comparion Insurance Agency in Fredericksburg, VA works directly with homeowners to secure policies for personal property protection. Beyond standard home coverage, the agency assists clients in adding specialty endorsements such as flood insurance, earthquake protection, and extended replacement cost guarantees for dwelling structures. Typical commercial sectors this office can serve include local retail offices, small warehouses, and limited food service establishments such as bakeries or small delis.
Buster Nelson - State Farm Insurance Agent in Fredericksburg, VA specializes in tailoring home insurance policies to protect single-family homes and personal property. The agency also offers general coverage options for renters and condo unit owners in the area. Its work helps local homeowners identify gaps in their policy limits through an annual review. During the spring storm season, the agency assists clients with adjusting deductibles and verifying flood coverage.
Cliff Ward - State Farm Insurance Agent in Fredericksburg, VA, provides residential home insurance services designed to protect local homeowners. The agency also offers commercial coverage options for businesses operating throughout the Fredericksburg area. Routine consultations help clients adjust their policies as property needs change over time. Customers appreciate receiving clear policy explanations before making coverage decisions. Follow-up support is readily available to ensure policies remain appropriate between regular policy review visits.
With winter approaching in Fredericksburg, proper coverage is essential to protect a home from potential weather damage. Jeremy Wilson: Allstate Insurance helps local homeowners review policies for adequate protection against seasonal risks like ice, wind, and falling trees. Agents meet with clients to explain coverage options suited to the area's storm-prone months. A comprehensive inspection of the property is then scheduled to assess current needs.
What Does a a Home Insurance Agent in Fredericksburg Cost?
The cost of a home insurance agent in Virginia is typically included in the policy premium, meaning you do not pay a separate fee for agent services. For a standard homeowners policy in Fredericksburg, annual premiums range from 1,000 to 2,000 dollars depending on coverage limits, deductible, and property characteristics. Flood insurance through the National Flood Insurance Program costs about 700 to 1,200 dollars per year for most homes. This is general information, not insurance advice.
About home insurance agents in Fredericksburg
Home insurance agents in Fredericksburg, Virginia help homeowners protect their property against common risks like fire, theft, and severe weather. Virginia law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain how local factors like proximity to the Rappahannock River or historic district regulations may affect your policy needs.
Frequently Asked Questions
What does a home insurance agent in Fredericksburg do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your home and budget. They can explain Virginia specific coverage options such as flood insurance, which is not included in standard policies. Agents also assist with claims and policy changes.
Do I need homeowners insurance in Virginia?
Virginia law does not require homeowners insurance. However, if you have a mortgage, your lender will require a policy that covers at least the loan amount. Even without a mortgage, insurance protects your investment and personal belongings.
What is the typical cost of home insurance in Fredericksburg Virginia?
The average cost of homeowners insurance in Virginia is around 1,200 to 1,500 dollars per year for a standard policy. In Fredericksburg, rates may vary based on your homes age, location, and construction type. Flood insurance is separate and costs an additional 700 to 1,200 dollars per year.
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