The top-rated home insurance agent in Bainbridge Island, Washington is Paula Weissinger - State Farm Insurance Agent, rated 4.9 stars across 88 reviews. Other highly rated options include Timm Insurance Agency - Farmers Insurance, Inszone Insurance Services, Nancy Leavitt Agency, LLC American Family Insurance. This directory lists 14 home insurance agents serving Bainbridge Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paula Weissinger - State Farm Insurance Agent | 360 Knechtel Way NE UNIT 101 | (206) 855-0855 |
| 2 | Timm Insurance Agency - Farmers Insurance | 750 Ericksen Ave NE Ste 105 | (206) 842-1603 |
| 3 | Inszone Insurance Services | 175 Parfitt Way SW # S105 | (206) 842-7410 |
| 4 | Nancy Leavitt Agency, LLC American Family Insurance | 724 Ericksen Ave NE | (360) 733-3626 |
| 5 | FloodBuddy Insurance LLC | 2072 Country View Ln NE | (206) 780-0246 |
| 6 | Fournier | 249 Winslow Way E Suite 300 | (206) 842-9091 |
| 7 | Bainbridge Agency an Allstate Agency | 600 Winslow Way E | (206) 780-9801 |
| 8 | Kari Hardy - The Agency Bainbridge Island | 168 Winslow Way W | (480) 684-4067 |
| 9 | CARNEY CARGILL INCORPORATED | 600 Ericksen Ave NE #320 | (206) 842-8987 |
| 10 | Bainbridge Insurance Agency | 724 Ericksen Ave NE Suite 201 | (206) 842-2644 |
Paula Weissinger’s State Farm agency on Bainbridge Island helps local homeowners secure property coverage from the insurer’s standard policies, then layers on specialty add-ons such as flood, earthquake, and personal liability protection. These enhanced options address the unique weather and water risks of the Pacific Northwest region. The agency serves residential accounts as well as commercial sectors including offices, warehouses, and food service establishments.
Timm Insurance Agency - Farmers Insurance serves Bainbridge Island and the surrounding Kitsap County area as a home insurance agent. The agency helps local homeowners protect their properties with standard homeowners policies. These plans typically cover dwelling structures, personal belongings, and liability protection. Additionally, the agency offers specialized coverage options for policyholders in this waterfront community. Such options may include flood insurance protection and policies designed for homes with unique coastal features.
Inszone Insurance Services in Bainbridge Island, Washington, provides home insurance agents who assist residents with residential property coverage throughout the local area. Commercial insurance solutions are also offered to businesses seeking protection in this island community. Agents help clients compare policies and tailor coverage to suit individual needs. Follow-up service is available after initial policy setup, and agents remain accessible for adjustments or inquiries between regular visits.
Nancy Leavitt Agency, LLC American Family Insurance is a home insurance agent in Bainbridge Island, Washington, known for offering standard residential coverage policies to local homeowners. Its services include dwelling protection for structural damage, personal property coverage for belongings, and liability insurance for accidents on the property. The agency can also help clients add an equipment breakdown endorsement to protect major home systems and appliances from sudden mechanical failure.
FloodBuddy Insurance LLC provides home insurance agent services to residents and businesses in and around Bainbridge Island, Washington. The company offers a range of coverage options to protect property from common regional risks, helping clients select appropriate policies and adjust them as needs change. Regular reviews of coverage are available to ensure plans remain aligned with current property values and local conditions. FloodBuddy Insurance LLC services single-family homes, apartments, retail establishments, and restaurants in the area.
Fournier serves homeowners, businesses, and property managers on Bainbridge Island. It provides coverage options for dwelling protection, liability, and personal property. The agency also assists with supplemental policies such as flood or earthquake insurance. Clients consult an agent to review policy details and ensure adequate limits for their specific assets. Recommendations often include bundling home and auto policies for potential savings. Fournier additionally extends its home insurance services to clients in nearby Winslow and throughout the greater Kitsap County area.
Serving Bainbridge Island and the surrounding Puget Sound communities, Bainbridge Agency an Allstate Agency handles home insurance for a range of properties in this coastal region. The agency works with homeowners to review coverage needs, including protection against local weather risks and liability. For a typical job, an agent first discusses the client’s property and current policy, then compares options to build suitable coverage. The general approach uses a step-by-step review process to align insurance plans with each customer’s specific situation and home.
Home insurance agents can offer either a one-time policy placement or ongoing service with annual reviews. Kari Hardy - The Agency Bainbridge Island provides home coverage that protects structures, personal belongings, and liability for properties in the local area. Tailored policies address the specific needs of homes on Bainbridge Island. Servicing is available on a scheduled basis through regular policy check-ins, with additional service offered as needed whenever a client requests a policy update or endorsement.
As a home insurance agent, CARNEY CARGILL INCORPORATED offers specialized policies to protect residential property and personal belongings. The firm serves Bainbridge Island and the surrounding region by helping clients assess their coverage needs and choose appropriate plans. It works with customers to match deductibles, liability limits, and endorsements to individual household circumstances. When strong coastal storms or seasonal wildfire threats arise around Puget Sound, the agency assists homeowners in reviewing their policies to ensure adequate protection for wind damage or potential evacuation-related losses.
As the damp winter season approaches the Pacific Northwest, homeowners on Bainbridge Island face increased risks from windstorms and potential water damage. Bainbridge Insurance Agency helps local residents address these vulnerabilities by recommending appropriate home insurance coverage tailored to the island’s coastal environment. Their work involves explaining policy options that protect structures and personal belongings from common regional perils. Every new client relationship begins with a careful review of the property’s specific characteristics and risk factors during an initial consultation.
What Does a a Home Insurance Agent in Bainbridge Island Cost?
Home insurance costs in Washington average around 1,200 to 1,800 dollars per year for a standard policy but vary by home value location and coverage level. Bainbridge Island rates may be higher due to coastal exposure and wildfire risk. Factors like your deductible credit score and claims history also affect the premium. This is general information not insurance advice.
About home insurance agents in Bainbridge Island
Home insurance agents on Bainbridge Island help residents protect their homes against risks like windstorms and earthquakes common to the Pacific Northwest. Washington state law does not require homeowners insurance but mortgage lenders typically do. Agents can explain how local factors like ferry proximity and tree coverage affect your policy.
Frequently Asked Questions
What does a home insurance agent in Bainbridge Island do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain Washington-specific options such as earthquake endorsements and replacement cost coverage. They also assist with claims and policy changes.
Do I need earthquake insurance in Washington?
Earthquake insurance is not required by law in Washington but is recommended due to the Cascadia subduction zone risk. Standard home policies exclude earthquake damage. Agents can add a separate earthquake endorsement for an additional cost.
How do Washington insurance laws affect my home policy?
Washington requires insurers to offer a 30 day grace period for late premium payments before cancellation. The state also mandates that insurers provide a written explanation if they deny a claim. Agents must follow these rules when advising you.
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