The top-rated home insurance agent in Bremerton, Washington is Scott Cashman - State Farm Insurance Agent, rated 4.9 stars across 368 reviews. Other highly rated options include Vern Fonk Insurance, H&K Insurance Agency, Inc., Haley Insurance Agency Inc.. This directory lists 13 home insurance agents serving Bremerton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Cashman - State Farm Insurance Agent | 1550 NE Riddell Rd Ste 160 | (360) 627-7947 |
| 2 | Vern Fonk Insurance | 3620 Wheaton Wy A | (360) 686-6069 |
| 3 | H&K Insurance Agency, Inc. | 3105 Wheaton Wy | (360) 377-7645 |
| 4 | Haley Insurance Agency Inc. | 400 Warren Ave UNIT 105 | (360) 626-6173 |
| 5 | Debbie Doll Insurance Agent Broker | 500 Pacific Ave UNIT 200 | (360) 302-3446 |
| 6 | John Stephens - State Farm Insurance Agent | 1100 Wheaton Wy A | (360) 377-3992 |
| 7 | Michael Gribbin: Allstate Insurance | 4040 Wheaton Wy Ste 211 | (360) 479-9850 |
| 8 | Allstate Insurance: West Hills Insurance Agency | 950 W Hills Blvd | (360) 616-3300 |
| 9 | Affordable Insurance Service | 243-249 4th St | (360) 282-0904 |
| 10 | Steve Kumar: Allstate Insurance | 3331 Kitsap Way B | (360) 373-6895 |
Scott Cashman, a home insurance agent serving homeowners in Silverdale, Washington, helps individuals and families structure coverage policies that protect their property and personal assets. As a local agent, he guides clients through evaluating necessary protections against Pacific Northwest weather and other regional risks. The agency focuses on clarifying policy details and assisting with claims support when incidents occur. In addition to serving Silverdale residents, the agent also works with property owners throughout the nearby communities of Bremerton and Port Orchard.
Vern Fonk Insurance serves the Bremerton, Washington metro area as a local provider of property and liability protection for homeowners. The company offers coverage policies designed to protect residential structures, personal belongings, and financial assets against risks such as fire, theft, and storm damage. It works with clients to assess individual coverage needs and select appropriate policies from available carriers. In this area, Vern Fonk Insurance specifically handles standard homeowners insurance policies and assists customers with filing claims for covered losses.
H&K Insurance Agency, Inc. serves homeowners across Kitsap County and the greater Bremerton, Washington area. The agency specializes in residential property insurance, helping local residents protect their homes and personal belongings from common regional risks like windstorms and water damage. Policies are tailored to cover dwelling structures and liability issues. Typical services include assistance with filing claims and reviewing coverage limits to match a homeowner’s current needs. The office also handles quotes for additional structures such as detached garages and fences.
Haley Insurance Agency Inc. in Bremerton, Washington provides a full range of home insurance services, including customizable coverage options and detailed policy consultations to protect residential properties. The agency offers periodic policy reviews to ensure clients’ protection remains current with changing property values and local risks. Its maintenance of ongoing client relationships allows for easy updates to existing plans. This agency serves single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Debbie Doll Insurance Agent Broker serves homeowners in Bremerton and the surrounding Kitsap County area by providing home insurance solutions tailored to protect residential properties. The agency works with clients to navigate coverage options, helping to safeguard houses against common regional risks such as storm damage and liability concerns. Policyholders benefit from personalized consultations that explain different deductibles and policy limits. The agent also assists property owners in nearby Silverdale with similar insurance needs throughout the west Puget Sound region.
Serving Bremerton and the surrounding communities in Kitsap County, John Stephens - State Farm Insurance Agent handles homeowners insurance for both primary residences and rental properties. This local agency manages policies that cover dwelling protection, liability coverage, and personal belongings against common regional risks like wind and water damage. In handling a typical job, the agent reviews each customer’s property details and existing coverage, then prepares a written quote that explains the specific protections available to meet the homeowner’s needs.
Serving as a home insurance agent in Bremerton, Washington, Michael Gribbin with Allstate Insurance specializes in securing coverage for homeowners against common perils like fire, theft, and storm damage. The agency also provides general service through policy reviews and personalized consultations to help clients understand their coverage needs. This local office assists residents in managing important situational concerns, such as preparing for the heightened risk of seasonal flooding and windstorms that can impact properties in the Pacific Northwest.
Unlike some providers that require long-term contracts, Allstate Insurance: West Hills Insurance Agency in Bremerton, WA offers both one-time policies for short coverage needs and recurring annual plans for continuous protection. Their home insurance coverage can safeguard dwellings, personal belongings, and liability against common regional risks. Policies are structured to meet the specific demands of Pacific Northwest homeowners. Service for quotes and policy adjustments typically runs on an as-needed or scheduled basis, with new policies established through a one-time application process.
As winter storms approach the Olympic Peninsula, homeowners in Bremerton often seek to reassess their property’s vulnerability to wind and rain damage. Affordable Insurance Service responds by reviewing standard home policies to confirm adequate coverage for roof repairs and water intrusion. The agent works with local dwellers to explain dwelling limits, personal property protection, and liability options that meet both lender requirements and personal needs. A typical initial meeting includes an inspection of the home’s exterior and major systems to recommend appropriate endorsements.
Steve Kumar: Allstate Insurance provides home insurance solutions for homeowners in the Bremerton area, focusing on protecting properties against common regional hazards. The agency also offers customized add-ons such as coverage for valuable personal belongings and liability protection. Tailored policies are available to meet the distinct needs of local commercial clients, including those operating offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Bremerton Cost?
The average cost of home insurance in Washington is around 1,200 to 1,500 dollars per year for a standard policy. In Bremerton, rates may vary based on factors like home age, proximity to water, and coverage limits. Earthquake insurance adds additional cost, typically 100 to 300 dollars per year. This is general information, not insurance advice.
About home insurance agents in Bremerton
Home insurance agents in Bremerton Washington help you find coverage for your house and belongings. Washington state law requires insurers to offer earthquake coverage as an optional endorsement on most homeowner policies. Agents can explain how local risks like coastal weather and seismic activity affect your policy options.
Frequently Asked Questions
What does a home insurance agent in Bremerton do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms, help you choose deductibles, and assist with claims. Agents can also advise on Washington specific requirements like the 20 day grace period for premium payments.
Do I need earthquake insurance for my Bremerton home?
Earthquake insurance is not required by Washington law but must be offered as an optional coverage by insurers. Many homeowners in Bremerton consider it due to the region seismic activity. An agent can explain the separate deductible and coverage limits for earthquake policies.
How do Washington insurance laws affect my home policy?
Washington law requires insurers to provide a 30 day notice before nonrenewal of a policy. Insurers must also offer replacement cost coverage for your home. Agents can explain these protections and how they apply to your Bremerton property.
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