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Find Home Insurance Agents in Fairmont, WV

Directory of home insurance agents in Fairmont, West Virginia. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Fairmont, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 19 home insurance agents in Fairmont, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lesa Yoho - State Farm Insurance Agent
1010 Morgantown Ave, Fairmont, WV 26554
(304) 534-8840 sflesayoho.com
Rick Bailey - State Farm Insurance Agent
2868 White Hall Blvd, Fairmont, WV 26554
(304) 366-6865 insurewvnow.com
Cari Bailey - State Farm Insurance Agent
2868 White Hall Blvd, Fairmont, WV 26554
(304) 363-3200 caribaileyinsurance.com
Jeff Noechel - State Farm Insurance Agent
1315 Fairmont Ave, Fairmont, WV 26554
(304) 366-4500 jeffnoechel.com
Dynamic Insurance Group - formerly Richardson Insurance
607 E Park Ave, Fairmont, WV 26554
(304) 333-6030 dynamicinsurancegroup.com
Mountaineer Insurance Group
1224 Country Club Rd suite 1001, Fairmont, WV 26554
(304) 366-2200 mteer.com
Mayers Insurance Agency
1523 Fairmont Ave, Fairmont, WV 26554
(304) 366-0821 mayersinsurance.com
Randy A. Parks: Allstate Insurance
503 Morgantown Ave Ste 225, Fairmont, WV 26554
(304) 366-4437 agents.allstate.com
Dick Moore Insurance Agency
613 Fairmont Ave, Fairmont, WV 26554
(304) 363-5400 dickmooreinsuranceagency.com
Hood Insurance Group, LLC
2199 White Hall Blvd, Fairmont, WV 26554
(304) 366-4050 hoodinsurancegroup.com
Horace Mann Insurance Co
529 Gaston Ave, Fairmont, WV 26554
(304) 366-4486 agents.horacemann.com
Erie Insurance
1207 Fairmont Ave, Fairmont, WV 26554
(304) 363-1660 erieinsurance.com
Stan Cameon Insurance Inc
4 Heritage Way, Fairmont, WV 26554
(304) 368-0800
Bond Insurance Inc.
104 Adams St, Fairmont, WV 26554
(304) 363-1900 bondins.com
Larry Morgan: Allstate Insurance
1543 Fairmont Ave, Fairmont, WV 26554
(304) 363-8100 agents.allstate.com
Paton Insurance Agency
1300 Virginia Ave, Fairmont, WV 26554
(304) 534-8771 americannational.com
Smith-Carpenter Agency Inc.
428 Fairmont Ave, Fairmont, WV 26554
(304) 363-9200 smithcarpenteragency.com
United Security Agency
1207 Fairmont Ave, Fairmont, WV 26554
(304) 363-1660 unitedsecurityagency.com
Cheslock Insurance Agency
2809 White Hall Blvd, Fairmont, WV 26554
(304) 366-4422 cheslockinsurance.com

A home insurance agent in Fairmont, West Virginia can help you find a policy that protects your home and belongings. West Virginia law requires insurers to offer coverage for wind and hail damage, and agents can explain how this applies to your property. They also assist with bundling policies and understanding local flood risks in the Monongahela River area.

What Does a Home Insurance Agent in Fairmont Cost?

The average cost of home insurance in West Virginia is around 1,200 to 1,800 dollars per year for a standard policy. In Fairmont, rates may vary based on your homes age, construction type, and proximity to flood zones. A local agent can provide quotes tailored to your property. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Fairmont do?
A home insurance agent in Fairmont helps you compare policies from different companies. They explain coverage options like dwelling protection, personal property, and liability. They also guide you on West Virginia specific requirements such as the mandatory offer of wind and hail coverage.
Do I need flood insurance in Fairmont West Virginia?
Flood insurance is not required by state law but may be needed if your home is in a FEMA flood zone. Fairmont has areas near the Monongahela River and Buffalo Creek that are prone to flooding. A home insurance agent can help you assess your risk and find a separate flood policy through the National Flood Insurance Program.
How do West Virginia insurance laws affect my home policy?
West Virginia law requires insurers to offer coverage for wind and hail damage on all homeowners policies. The state also has a 2 year statute of limitations for filing a lawsuit after a loss. An agent can explain these rules and help you choose appropriate deductibles.