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HomeHome Insurance AgentsWest Virginia › Martinsburg

Find Home Insurance Agents Near You in Martinsburg, WV

Browse home insurance agents serving Martinsburg, West Virginia. Updated 2026-07-14.

The top-rated home insurance agent in Martinsburg, West Virginia is Kay Lewis - State Farm Insurance Agent, rated 4.8 stars across 197 reviews. Other highly rated options include Advocate Insurance Group, Quad State Insurance Agency, Goosehead Insurance-Eckenrode Insurance Agency. This directory lists 20 home insurance agents serving Martinsburg.

Showing 20 home insurance agents in Martinsburg, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kay Lewis - State Farm Insurance Agent1885 Edwin Miller Blvd(304) 263-0882
2Advocate Insurance Group111 S Queen St(304) 596-2429
3Quad State Insurance Agency25 Administrative Drive(304) 596-9399
4Goosehead Insurance-Eckenrode Insurance Agency519 Winchester Ave(304) 267-2100
5Smallwood & Small Insurance1250 Edwin Miller Blvd Suite 301(304) 263-3361
6Dawn Newland - State Farm Insurance Agent1664 Winchester Ave Suite 4(304) 267-2919
7Eric Gates - State Farm Insurance Agent1802 W King St(304) 262-0300
8Arndt-McBee Insurance Agency253 Aikens Center Suite 2(304) 263-6906
9Fargo Insurance Group500 Williamsport Pike(304) 267-4915
10Gary Kelley: Allstate Insurance724 Lake View Dr(304) 263-4596
KL
1885 Edwin Miller Blvd
Kay Lewis - State Farm Insurance Agent
Home Insurance Agent · Martinsburg, WV

Kay Lewis - State Farm Insurance Agent serves the Martinsburg, WV area and surrounding Berkeley County communities as a home insurance agent. The agency assists local homeowners with policies that safeguard their property and personal belongings against common regional risks such as storms and fire. Liability coverage is included to protect against accidents on the premises. This office also handles bundling home insurance with auto policies for potential discounts.

AI
111 S Queen St
Advocate Insurance Group
Home Insurance Agent · Martinsburg, WV

Advocate Insurance Group provides a broad range of coverage options for homeowners in Martinsburg, WV, including policies for standard dwellings and specialized property protections. The agency offers personalized consultation services to help clients select appropriate policy limits and deductible levels for their individual needs. Regular policy review maintenance plans are available to adjust coverage as property values and local conditions change. The company services single-family homes, apartments, retail spaces, and restaurants.

QS
25 Administrative Drive
Quad State Insurance Agency
Home Insurance Agent · Martinsburg, WV

Quad State Insurance Agency serves Martinsburg, West Virginia and the surrounding communities throughout the Eastern Panhandle. It handles home insurance policies for local homeowners, covering structures and personal property against common regional risks. For each client, the agency takes time to explain coverage details clearly before a policy is bound. It starts with a thorough review of the property and the owner’s specific needs, then tailors protection choices to match those requirements without unnecessary extras.

GI
519 Winchester Ave
Goosehead Insurance-Eckenrode Insurance Agency
Home Insurance Agent · Martinsburg, WV

Goosehead Insurance-Eckenrode Insurance Agency in Martinsburg, WV, distinguishes itself by offering both one-time coverage evaluation and recurring consultation service options; clients may select a single policy review or an ongoing advisory relationship. Their home insurance policies are designed to protect property structures, personal belongings, and liability risks common to the area. For those who prefer ongoing support, the agency operates on a scheduled basis with periodic policy check-ins to maintain adequate coverage levels.

SS
1250 Edwin Miller Blvd Suite 301
Smallwood & Small Insurance
Home Insurance Agent · Martinsburg, WV

When severe weather threatens the Shenandoah Valley, homeowners in Martinsburg often need a dedicated advocate to protect their property. Smallwood & Small Insurance provides home insurance agent services to local residents, helping them assess exposure to hail, wind, and winter damage. The firm helps clients compare typical coverage options that address common perils in the region, emphasizing adequate dwelling protection and liability safeguards. To begin a policy review or to discuss specific concerns, the company will schedule a thorough inspection of the property to identify unique risk factors.

DN
1664 Winchester Ave Suite 4
Dawn Newland - State Farm Insurance Agent
Home Insurance Agent · Martinsburg, WV

Dawn Newland - State Farm Insurance Agent in Martinsburg, WV, specializes in home insurance policies that protect dwellings, personal property, and liability. The agency also offers auto and life insurance services to meet broader coverage needs. They assist local homeowners in navigating standard protections and identifying additional endorsements. This agency can help evaluate coverage as winter approaches, ensuring adequate protection against potential damage from snow and ice accumulation on roofs and driveways.

EG
1802 W King St
Eric Gates - State Farm Insurance Agent
Home Insurance Agent · Martinsburg, WV

Eric Gates - State Farm Insurance Agent in Martinsburg, WV is known for helping local homeowners secure coverage for their properties. The agency provides home insurance policies that can protect against common risks like fire, theft, and weather damage. Eric Gates serves residential clients in Martinsburg and the surrounding Berkeley County area, offering personalized consultations to discuss individual coverage needs. As a specialty service, the agency can add scheduled personal property coverage to a policy for high-value items such as jewelry or electronics.

AM
253 Aikens Center Suite 2
Arndt-McBee Insurance Agency
Home Insurance Agent · Martinsburg, WV

Arndt-McBee Insurance Agency handles residential home insurance needs for property owners throughout Martinsburg, West Virginia, and the surrounding areas. The agency also assists with commercial coverage to protect local businesses and their assets. Policy options are explained clearly, helping clients choose appropriate levels of protection for their structures and contents. Individual circumstances are considered when determining suitable limits and deductibles. Ongoing guidance and support are provided to policyholders, and follow-up or repeat service is routinely offered between regular visits to address any changes in coverage requirements.

FI
500 Williamsport Pike
Fargo Insurance Group
Home Insurance Agent · Martinsburg, WV

Fargo Insurance Group provides residential home insurance services for homeowners in Martinsburg, WV. Beyond protecting single-family dwellings, the agency also offers commercial coverage for local business properties throughout the surrounding area. Their agents help clients assess exposure to regional risks, such as storm damage or liability claims common in West Virginia. After an initial policy is written, the team typically follows up to review coverage needs, ensuring clients receive appropriate adjustments between regular annual visits.

GK
724 Lake View Dr
Gary Kelley: Allstate Insurance
Home Insurance Agent · Martinsburg, WV

Gary Kelley: Allstate Insurance helps homeowners in Martinsburg, WV, protect their properties through standard home insurance policies. They focus on enabling clients to customize their coverage with specialty add-ons, which may include protection for valuable personal items or additional liability coverage. The agency can serve various commercial sectors, such as professional offices, warehouses, and food service establishments, working to provide tailored policies that address the specific risks and needs of each business type.

SS
14840 Apple Harvest Dr
Smallwood & Small Insurance
Home Insurance Agent · Martinsburg, WV
(304) 264-8225
smallwoodandsmall.com
AM
284 Retail Commons Pkwy
AAA Martinsburg Insurance and Member Services
Home Insurance Agent · Martinsburg, WV
(304) 263-4619
ace.aaa.com/locations/Martinsburg-25403-21545
FM
25 Administrative Drive
Farmers & Mechanics Insurance Companies
Home Insurance Agent · Martinsburg, WV
(304) 263-0809
fmiwv.com
GI
519 Winchester Ave
Goosehead Insurance - Cody Eckenrode
Home Insurance Agent · Martinsburg, WV
(304) 267-2100
goosehead.com/agents/wv/martinsburg/cody-eckenrode
KI
2433 Hedgesville Rd
KARLEN INSURANCE AGENCY
Home Insurance Agent · Martinsburg, WV
(304) 754-5601
karlenagency.com
JR
24 Reliance Rd
JEREMY RADABAUGH: Allstate Insurance
Home Insurance Agent · Martinsburg, WV
(304) 263-4596
agents.allstate.com/jeremy-radabaugh-martinsburg-wv.html
RP
127 E King St
Rainier Peak Insurance Agency
Home Insurance Agent · Martinsburg, WV
(304) 202-1098
BR
55 Meridian Pkwy #111
Bell/robinson Financial
Home Insurance Agent · Martinsburg, WV
(304) 267-2717
bellrobinson.net
MA
201 W Martin St
Mid-Atlantic Group
Home Insurance Agent · Martinsburg, WV
(304) 267-8989
midatlanticgroup.com
JS
311 Aikens Center
John Shepherd: Allstate Auto, Home & Life Insurance
Home Insurance Agent · Martinsburg, WV
(304) 267-6639
agents.allstate.com/john-shepherd-martinsburg-wv.html

What Does a a Home Insurance Agent in Martinsburg Cost?

Typical home insurance costs in West Virginia range from about 800 to 1400 dollars per year for a standard policy. Actual premiums depend on your homes value location and the coverage limits you select. Factors like your credit score and claims history also affect the price. This is general information not insurance advice.

About home insurance agents in Martinsburg

Home insurance agents in Martinsburg West Virginia help you find coverage for your house and belongings. West Virginia law does not require homeowners insurance but mortgage lenders usually do. Agents can explain local risks like flooding in the Shenandoah Valley and how to protect your home.

Frequently Asked Questions

What does a home insurance agent in Martinsburg do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain what is covered and what is not such as flood or earthquake damage. Agents also assist when you need to file a claim or update your policy.

Is homeowners insurance required by law in West Virginia?

West Virginia state law does not require homeowners insurance. However if you have a mortgage your lender will require you to carry a policy. It is also a good idea to protect your investment even if you own your home outright.

What factors affect home insurance cost in Martinsburg?

Costs depend on your homes age location and construction materials. The amount of coverage you choose and your deductible also matter. In West Virginia weather risks like severe storms and hail can influence your premium.

Home Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.